Lauren Locker
CFP®
Locker Financial Services, LLC
Founder, Financial Advisor
Lauren Locker
CFP®
Locker Financial Services, LLC
Founder, Financial Advisor
One of my passions in life is trying to make personal finance accessible to someone who thinks it’s all too complex. Everyone needs to understand how their money works. I love that moment when a client “gets it” – it means I’ve done my very best at my job. - Lauren Locker, CFP®
Fee-Only Financial Advisor with offices New Jersey and Massachusetts
Lauren Locker is a Verona, NJ fee-only financial planner. Locker Financial Services, LLC provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Lauren Locker is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Lauren Locker founded Locker Financial Services, LLC in 1992. During her years in business, she has fulfilled her dream of helping people better understand how their money can work for them. Lauren is an independent Certified Financial Planner™ practitioner.
She is a proud member of the National Association of Personal Financial Advisors (NAPFA), having served as 2012-13 National Chair and as past-president and past-chair of the Northeast/Mid-Atlantic Region.
Lauren holds a B.A. degree in Business Administration from William Paterson University. As a CFP® certificant and NAPFA-registered advisor, she engages in on-going continuing professional education to ensure that her skills are current and relevant. Locker Financial Services, LLC is a Registered Investment Advisory firm.
Besides running a busy practice, Lauren is an active alumna of William Paterson University, where she is a member of the Board of the William Paterson University Foundation. She has been an adjunct instructor at WPU’s Cotsakos College of Business, teaching personal finance skills to undergraduate students. She has also participated in WPU’s Pesce Family Mentoring Institute, providing one-on-one support to students who are preparing to enter the job market.
Lauren enjoys doing educational presentations for a variety of professional, community and civic groups and is a popular guest speaker. She has served as a panelist at the New York Times and The Record, and has spoken to student groups at Yale University and other colleges and universities in the tri-state area.
Lauren is a member of the American Society on Aging.
Lauren Locker is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Locker Financial Services, LLC provides individuals and small businesses with high-quality, personalized, comprehensive and fully-fiduciary financial planning services from offices in Verona, NJ and Framingham, MA.
Structuring your personal finances in a way that maximizes benefits and reduces risk can be an intimidating, confusing and time-consuming process. At Locker Financial Services, LLC, Lauren Locker, CFP® and Andrew Chan, CFP®, CIMA™ and our service team endeavor to empower you to take control of this critical area of your life by answering your questions in language that you can understand. Acting as your trusted advisors, we arm you with reliable, accessible and timely information that gives you the confidence to follow your own unique path towards financial sustainability and security.
We work in tandem with each client to identify their specific goals, objectives and attitudes toward life and money. After carefully analyzing the personal and financial information you provide, we'll present you with a structured and detailed plan that takes into account a spectrum of scenarios, variables and outcomes. At every juncture in this process, you'll play a key role as an active partner in the work being done.
Think of financial planning as a road map, a tool that allows you to reach your destination on time and with the fewest possible detours. Through the dynamic development of your resources, Locker Financial helps you smooth out the bumps that are bound to occur along life's road.
Let our responsive and diligent team assist you in setting a course toward a satisfying and worry-free financial future.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Lauren Locker is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Lauren Locker is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Lauren Locker is a Member of the American Society on Aging
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Lauren Locker is a Guest on For Advisors Podcast: "Episode 10: Lauren Locker on How Eldercare Became Her Niche"
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Lauren Locker is Quoted on The Fiscal Times: "What Americans Don’t Know about Financial Fees"
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Lauren Locker is Featured on WealthManagement.com: "60 seconds with Lauren Locker"
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Lauren Locker is Featured on Plan Adviser: "NAPFA Elects Locker as National Chair"
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Lauren Locker Serves on the William Patterson University Foundation Board
Contact Lauren Locker
Office Locations:
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3 Claridge Dr.
Ste. 2
Verona, NJ 07044 -
550 Cochituate Road
Suite 25 – East Wing
Framingham, MA 01701
