Lauren Zangardi Haynes


Spark Financial Advisors


I can work with clients anywhere!

Lauren Zangardi Haynes


Spark Financial Advisors


Get more time for the things you love and the calm that comes when you know your financial life is well-managed. - Lauren Zangardi Haynes, CFP®, CIMA®

Fee-Only financial planner located in Richmond and Williamsburg, VA, serving clients locally and across the country

Lauren Zangardi Haynes is a Richmond, VA fee-only financial planner. Spark Financial Advisors provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Lauren Zangardi Haynes is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Are you a busy professional or entrepreneurial woman? Perhaps you are part of a dual-career household? Either way, you know what it means to be busy. You may be wondering:

“How do I free up more time to enjoy my hard work?”

"Am I doing the right thing with my money?"

"How do I know if I'm on-track?"

I’m a mom (x3) and a business owner. If there’s one thing that I could use more of, it’s time! Like you, I’m working hard to balance everything I love about life — work, family and fun.

I help clients make crucial decisions around creating financial freedom, saving for college, managing the cash flow of a high-income household, reducing taxes, investing and making an impact on our world.

I am a firm believer in the transformative power of a financial plan. Not as an iron-clad tome but as a constantly evolving map that adjusts as life changes. The best part of my job is getting to know what my clients cherish and helping them build it into their plan.

Over the last 13 years I've worked for an excellent Fee-Only financial planning firm and as a Portfolio Analyst for U.S. Trust, Bank of America Private Wealth Management. While I was with U.S. Trust I earned my CFP® designation and became a Certified Investment Management Analyst through a program sponsored in part by the Wharton School of Business.

Let's connect and see if we are a good fit to work together. I look forward to hearing from you!


At Spark Financial we blend financial advice with life planning. Our holistic look helps your future come into sharp focus. Let’s work together to find creative ways to save money and solve problems.

Spark Financial Advisors works hard to build a foundation for your wealth:

   Save in all the right places

   Match your spending to your values

   Open new career opportunities

   Build financial confidence

   Stick to your plan

   Make your money work as hard as you do

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Planning
  • Investment Management
  • College Education Planning
  • Tax Planning
  • Charitable Planning
  • Fee-Only 401(k) Plan Management

Ideal Clients

  • Dual-Career Families
  • Professional & Entrepreneurial Women
  • Retirees and Near Retirees
  • VCU Health System Employees
  • Business Owners and Executives
  • Charitable Givers
  • Sudden Money Situations

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation
  • Friendly & Approachable Atmosphere

Professional Designations & Affiliations

  • Certified Financial Planner (CFP)
    Lauren Zangardi Haynes is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • CIMA - Certified Investment Management Analyst
    Lauren Zangardi Haynes is a Certified Investment Management Analyst® (CIMA®)

    CIMA® professionals integrate a complex body of investment knowledge, ethically contributing to prudent investment decisions by providing objective advice and guidance to individual investors and institutional investors. The CIMA® certification program is the only credential designed specifically for financial professionals who want to attain a level of competency as an advanced investment consultant.

  • National Association of Personal Financial Advisors (NAPFA)
    Lauren Zangardi Haynes is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • XY Planning Network
    Lauren Zangardi Haynes is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

Contact Lauren Zangardi Haynes

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Office Locations:

  • 2920 W. Broad Street
    Suite F12
    Richmond, VA 23230
  • Williamsburg, VA 23185

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