Lyn Dippel


Bay Point Wealth

Principal & Senior Advisor

Lyn Dippel


Bay Point Wealth

Principal & Senior Advisor

As a fee-only financial planner, I provide thoughtful, unbiased, financial guidance to help you simplify, organize and succeed financially so you can live the life you desire. - Lyn Dippel, CFP®, JD

Serving clients locally and nation wide with offices in greater Annapolis and Columbia, MD

Lyn Dippel is a Columbia, MD and Annapolis, MD fee-only financial planner. Bay Point Wealth provides comprehensive financial planning, portfolio management, and tax planning to help individuals and families organize, grow and protect their assets through life’s transitions such as change in marital status, career change, or retirement. As a fee-only, fiduciary, and independent financial advisor, Lyn Dippel is never paid a commission of any kind, and has a legal obligation to provide unbiased, actionable financial advice.


As an executive and business owner for 15 years, Lyn Dippel understands many of the issues women executives and business owners face. She is skilled at listening carefully to ensure she provides guidance consistent with her clients’ values. Lyn has experience advising women as they negotiate transitions such as career and employment changes, selling a business, and retirement.

As a woman who has experienced divorce personally, Lyn is familiar with the complex and overwhelming array of decisions facing individuals during this  and other transitions. 

Lyn was an owner at her previous firm for 15 years, where she served as President, CEO, and Senior Wealth Advisor.  She decided to join forces with Bay Point Wealth in 2020 to increase the focus on planning and taxes in conjunction with a sound investment philosophy that is more about capturing market returns, controlling what you can control, minimizing taxes and most importantly consistent with helping clients reach their financial objectives.  

Lyn specializes in helping women experiencing life transitions such as marriage transitions, active partnership divestments, career changes and retirement.  Her experience and opinions have been sought by publications such as Kiplinger’s, Smart Money Magazine, and Business Week*. She has guided many clients through various transitions, helping to turn their challenges and fears into confidence and positive outcomes.

Lyn believes strongly in giving back to the community. She enjoys mentoring young women both privately and as a mentor with Executive Alliance whose mission is to accelerate the success and leadership of accomplished women by expanding their impact and influence through advocacy, education and mentorship.  She also serves as Board Member and Chairman of the Finance Committee for Samaritan House in Annapolis helping men on their journey to an addiction free life.

Lyn is also passionate about outdoor activities including running, boating, cycling and kayaking in her off hours. 

Lyn lives in Annapolis, Maryland, and works out of Bay Point Wealth’s Annapolis, Maryland office.

Lyn Dippel is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Our mission at Bay Point Wealth is to integrate planning, investments, and taxes, with you at the center. The first step is understanding where you want your financial journey to take you. We use this foundation to build appropriate strategies, tailored to you.

We look at and integrate all aspects of your financial life, including your investments, taxes, insurance, and estate plan to provide advice in an unbiased, clear, and comprehensive manner. In interactive meetings, we will show you how different factors affect your financial future. In real time you can see how spending, investment returns, savings, and other factors will affect your wealth. Once you feel comfortable with your plan, we will design an investment portfolio that reaches your goals in a cost effective and tax efficient manner, maintaining as little risk as possible. Lastly, not only will we prepare your tax return, we will look for opportunities to minimize your tax burden and integrate your tax planning with your overall financial plan.

At Bay Point Wealth, you get comprehensive planning, investments, and taxes. Everything you need, all in one place.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Executive Women
  • Post Divorce Restructuring
  • Novice Investors
  • Sudden Money Situations

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

Contact Lyn Dippel

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Office Locations:

  • 582 Bellerive Rd.
    Annapolis, MD 21409
  • 721 Melvin Ave.
    Annapolis, MD 21401
  • 10440 Little Patuxent Pkwy
    Columbia, MD 21044
  • 81 Broadway
    Suite 200-077
    Asheville, NC 28801
  • 1990 Main St
    Sarasota, FL 34236

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