Peggy Stephan
CFP®
Empowerment Financial Guidance, LLC
Financial Advisor
Peggy Stephan
CFP®
Empowerment Financial Guidance, LLC
Financial Advisor
Helping you build the financial confidence to turn your dreams into plans. - Peggy Stephan, CFP®
Fee-only financial planner located in San Jose, CA, serving clients in the Bay area and across the country
Margaret (Peggy) Stephan is a San Jose, CA fee-only financial advisor and a CERTIFIED FINANCIAL PLANNER™ professional. Empowerment Financial Guidance LLC provides comprehensive financial planning and investment management, including sustainable and responsible investing . Our holistic approach can help working and retired professionals organize, grow and protect their assets through life’s transitions. As a fee-only, independent financial advisor and fiduciary, Peggy is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Margaret "Peggy" Stephan, CFP® began her financial planning career in 1992, serving as the Command Financial Specialist while on active duty with the United States Navy. Peggy has worked in the securities industry for Merrill Lynch, at Wales Investments in San Jose, and at Retirement Capital Strategies.
Peggy holds a Bachelor’s degree in Microbiology and Immunology from the University of California at Berkeley.
She has been a member of the Financial Planning Association since 2000. Through the FPA, Peggy coordinated a program to provide pro bono financial planning education to military families.
While on active duty, Peggy led carrier-based air logistics missions in the Western Pacific and Persian Gulf, flying the C-2 Grumman Greyhound. She also flew the LC-130 Hercules in support of the National Science Foundation’s United States Antarctic Program. She retired from the US Navy Reserves in 2017.
In her free time, she enjoys gardening, hiking, and travel with her family.
Our team of fee-only financial planners at Empowerment Financial Guidance will act as your guides on the path to financial independence. We assist you in clarifying goals, developing a strategy, investing appropriately, and monitoring progress. We partner with our clients to create a custom-tailored financial fitness program.
Through education, comprehensive financial planning, and alignment of your investments to your personal risk tolerance and goals, we will help you find the path to work toward realizing your life goals.
With a combined 52 years of experience in financial planning and investments, we have made the journey to financial independence with many successful clients.
We’d like to do the same for you!
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Social Security Planning
- Qualified Charitable Distributions
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Peggy Stephan is a Member of the Alliance of Comprehensive Planners (ACP)Alliance of Comprehensive Planners (ACP) is the community of tax-focused financial planners that operate under the retainer model. Passionately dedicated to superb client service, ACP planners’ only source of income is client retainer fees – not commissions. With an ACP planner, you can be confident you’re getting experience, knowledge, research, and most importantly, advice that is tailored just for you.
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Peggy Stephan is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Peggy Stephan is a member of The Financial Planning Association® (FPA®)FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
Contact Peggy Stephan
Office Locations:
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4030 Moorpark Ave
Suite 250
San Jose, CA 95117
