Mark Struthers
CFP®, CFA®
Sona Wealth
Financial Advisor
Mark Struthers
CFP®, CFA®
Sona Wealth
Financial Advisor
Mark and his wife come from Scottish and Irish backgrounds. Because Sona in Galic means well-balanced happiness, it was a perfect fit for our company. It is what we try to achieve for our clients. With me as your independent fee-only planner, you will have the confidence to live for today, knowing that college and retirement will be more than "ok." - Mark Struthers, CFP®, CFA®
Chartered Financial Analyst (CFA), CERTIFIED FINANCIAL PLANNER professional (CFP®), Fee-Only (AUM) & Flat-Fee Wealth Manager serving the greater metro area of Minneapolis & St. Paul, MN and clients across the country virtually.

Mark Struthers is a Minneapolis, MN fee-only financial planner with offices in Edina, MN, St. Louis Park, MN, and Chanhassen, MN. Sona Wealth provides comprehensive financial planning, one-time financial planning, equity compensation planning, and college financial planning to help individuals and families organize, grow and protect their assets through life’s transitions. As a fee-only fiduciary and independent financial advisor, Mark Struthers is never paid a commission of any kind. He has a legal obligation to provide unbiased and trustworthy financial advice. www.SonaWealthAdvisors.com
Mark Struthers is a fee-only financial planner at Sona Wealth located in Edina, MN, St. Louis Park, MN, Minneapolis, MN, Chanhassen, MN, and virtually serving the greater Minneapolis/St. Paul metro area and the US.
He is an expert in:
- Equity Compensation
- Retirement Planning & Income
- Alternative Investments
- SMAs & Direct Indexing (high net worth taxable, ESG, or concentrated positions)
- Financial Planning for College
He specializes in working with professional families and producing income in retirement. Mark started Sona Wealth (2016) so he could be a true fiduciary and act in the client’s best interest, not sell products for commissions.
Mark has:
- Almost 20 years of experience in the financial services industry
- Been a Chartered Financial Analyst charterholder (CFA - investing) for almost 18 years
- Been a CERTIFIED FINANCIAL PLANNER(TM) Professional (CFP® - planning & tax) for nearly 10 years
- Previously held multiple Series licenses, including Series 7, 4, and 65
- Mark is a frequent contributor to the Bloomberg Wealth Newsletter and occasionally helps with other publications
View Mark Struthers of Sona Wealth In the Media
Mark Struthers is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Many clients have tried the traditional bank or brokerage institution and found little in the way of advice or transparency.
How is Sona Different?
- We have a great passion for giving true unbiased advice
- We are a Fee-Only Fiduciary Firm / No commissions
- We use technology to inform and keep you on track
- Specialize in income in retirement
- Specialize in college education funding while still saving for retirement
We have everything you need to achieve financial success. Mark is:
- A CFA (over ten years) to manage the investment piece
- A CFP® to manage the financial planning piece
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- High-Income Professional Families
- Retirees and Near Retirees
- Business Owners and Executives
- Sudden Money Situations
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Phone Consultation
Professional Designations & Affiliations
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Mark Struthers is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Mark Struthers is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Mark Struthers is a CFA® charterholder
The CFA Program is the most respected and recognized investment management designation in the world with less than 200,000 charterholders globally.
This advisor has earned the Chartered Financial Analyst® designation (CFA® charter) by passing all three of the CFA exams and gaining relevant industry experience, demonstrating their mastery of the investment analysis and decision-making skills most needed in the global investment management profession.
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Mark Struthers is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
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Mark Struthers Offers Financial Expert Advice on Money Geek: "Saving and Investing"
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Mark Struthers is Quoted on Bloomberg: "Financial Talking Points for an Awkward Holiday Season"
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Mark Struthers is Quoted in MarketWatch: "'I wish someone had warned me not to take my current job.’ 1 in 5 employees now reports being ‘miserable’ at work. Sound familiar? If so, this may be the No. 1 money move to make now"
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Mark Struthers is Quoted on Investopedia: "What Are Some Ways to Minimize Tax Liability?"
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Mark Struthers is Quoted on CBS News - Moneywatch: "How to buy gold and diversify your portfolio"
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Mark Struthers is Quoted in MarketWatch: "Suze Orman says there is ‘no substitute’ for making this simple money move — and it’s now more lucrative than it has been in over a decade"
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Mark Struthers is Quoted on Bloomberg: "What a Surging US Dollar Means for You"
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Mark Struthers is Quoted on Bloomberg: "How to Be a ‘Genius’ in a Bear Market"
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Mark Struthers is Quoted on Bloomberg: "When Prices Keep Rising — and Markets Keep Falling"
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Mark Struthers is Quoted on Bloomberg: "How Your Tax Season Stacks Up"
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Mark Struthers is Quoted on Bloomberg: "What Inflation and Rate Hikes Mean for Your Portfolio"
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Mark Struthers is Quoted on CNN.com: "These are the keys to 401(k) investing success in a falling market"
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Mark Struthers is Quoted on Money: "Remember Savings Bonds? The Infamous Childhood Birthday Gift Is a Hot Investment Again"
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Mark Struthers is Quoted on MyStockOption.com: "Leading Advisors Reveal Year-End Strategies For Equity Comp And Company Stock"
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Mark Struthers is Quoted in InvestmentNews: "Taming your inner bear"
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Mark Struthers is Quoted on CNBC: "If you have student loans, it may affect your ability to buy a home—here’s how"
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Mark Struthers is Quoted on Barrons: "A Loophole Makes ‘529’ Plans Good Wealth Transfer Tools. Here’s How to Use Them."
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Mark Struthers is Quoted in MarketWatch: "Here’s what financial advisers are most worried about in Trump era"
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Mark Struthers is Quoted on NerdWallet.com: "529 Plan vs. Roth IRA? The Roth Wins, Mostly"
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Mark Struthers is Quoted in the Wall Street Journal: "Behind on Retirement Savings? It’s Not Too Late to Catch Up"
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Mark Struthers is Quoted on CNN Money: "How can I get downside risk protection with robo-advisors?"
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Mark Struthers is Quoted on NerdWallet.com: "5 Steps to Reaching Financial Freedom"
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Mark Struthers is Quoted on Nasdaq.com: "Roth IRAs Knock Out 529 Plans in the Battle for Education Funding"
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Mark Struthers is Quoted on The Christian Science Monitor: "Caring for aging parents: Tips for the sandwich generation"
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Mark Struthers is Quoted in The Los Angeles Times: "How to calculate the ‘magic number’ for college savings"
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Mark Struthers is Quoted in MarketWatch: "Here’s what to do with your $1,000 bonus"
Contact Mark Struthers
Office Locations:
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200 Southdale Center
Edina, MN 55435 -
7600 Walnut Curve
By Appointment Only
Chanhassen, MN 55317 -
1600 Utica Ave S
St. Louis Park, MN 55416 -
30 S 9th Street
7th Floor
Minnepolis, MN 55402