CFP®, EA, MBA
Alpers Financial Planning, Inc.
Fee-Only, Tax Focused Financial Planning - Serving Monument, Colorado Springs, Castle Rock and Parker
Mary Alpers, CFP® is President of Alpers Financial Planning, Inc. AFP is a tax focused, fiduciary, fee-onlyâ€‹ financial planning firm. Mary is an Enrolled Agent (EA) and holds a Master's Degree in Corporate Finance from Golden Gate University, CA.
She began working in the financial planning field in 2002 and launched Alpers Financial Planning in 2004. Prior experience includes a tax preparation practice and working as a productivity analyst for a pharmaceutical company in Silicon Valley.
Mary is a member of NAPFA (National Association of Personal Financial Advisors (www.napfa.com) and recently served 3 1/2 years on the Board of Directors of the Alliance of Comprehensive Planners, (ACP), a non-profit organization of fiduciary comprehensive financial advisors.(http://www.acplanners.org)
She regularly writes and speaks on financial topics and has been quoted in numerous financial articles.
Other professional organizations include NATP, The National Association of Tax Practitioners (www.natptax.com).
Mary Alpers is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
Alpers Financial Planning, Inc.
Fee-Only, Tax Focused Financial Planning
Serving Monument, Colorado Springs, Castle Rock and Parker
Alpers Financial Planning’s mission is to work with clients to make and implement financial decisions that protect and grow their wealth to reach “financial independence.”
Who We Serve
Professional Couples who are saving for retirement and want the assurance they are financially on track. They want professional unbiased advice and specific action plans involving taxes, investment management, retirement planning and education savings. Often their goal is to reach “financial independence” where they can confidently choose options such as scaling back work life, beginning a new business, retirement, philanthropic opportunities, or other interests.
Clients Nearing or in Retirement who have worked and saved for years and have important decisions to make: How many more years, if any, do they want or need to work? What are their plans for the next stage of life? What matters most and at what level can they live without worrying about running out of money? They want clear fiduciary direction and financial advice on investing their hard earned assets to protect and grow their wealth.
Business Owners who want guidance on business deductions, tax savings opportunities and how their business affects their personal cash flow. They are looking for comprehensive financial advice regarding personal financial planning, business planning and retirement plan options.
Women, Including Widows who are looking for unbiased financial advice on how to preserve investments and move towards secure retirement. They want trusted advice on taxes, investments and how much to save and spend today and in the future. They may want real estate or other assets evaluated to determine their impact on their financial future. They may be launching a second career and want advice on how long to work before retirement.
Those wanting a one meeting review of their financial situation can take advantage of our AFP Financial TuneUp. This meeting provides detailed analysis of common subjects of financial planning. Often these are younger clients who leave the meeting with clear goals and action items.
Comprehensive Fiduciary Financial Planning
Our clients are looking for solid, unbiased financial advice and a plan that makes sense. They want peace of mind and a trusted fiduciary advisor to help implement steps towards financial health. This is what you can expect from Alpers Financial Planning: “Financial Planning for Life.”
Investment decisions can be counter productive if not in sync with a long term plan. Making good investment decisions includes taking into account your age, short and long term goals, net worth, tax bracket, cash flow needs, the risk and structure of investments, tax advantages and disadvantages, the cost of investments and many other factors. Building a solid portfolio that benefits from market upswings, weathers downswings and provides needed liquidity and growth is individually specific.
Addressing these complexities from a Fee-Only (Fiduciary) perspective puts us in the best position to give recommendations that put our clients’ interests first. Learn More
While you must pay legally owed taxes, there are smart tax strategies that can help you avoid the mistake of overpaying taxes. The IRS estimates that more than one billion dollars is overpaid in taxes each year. With tax laws changing every year, wouldn’t you rather see those funds in your bank account or put aside for other financial goals?
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Mary Alpers is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Mary Alpers is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Mary Alpers is an Enrolled Agent with the IRS (Learn More)
An enrolled agent is a federally authorized tax practitioner empowered by the U.S. Department of the Treasury to represent taxpayers before the Internal Revenue Service. Enrolled agent status is the highest credential awarded by the IRS.
Mary Alpers is a Member of the Alliance of Comprehensive Planners (ACP)
Alliance of Comprehensive Planners (ACP) is the community of tax-focused financial planners that operate under the retainer model. Passionately dedicated to superb client service, ACP planners’ only source of income is client retainer fees – not commissions. With an ACP planner, you can be confident you’re getting experience, knowledge, research, and most importantly, advice that is tailored just for you.
Contact Mary Alpers
15455 GLENEAGLE DRIVE
Colorado Springs, CO 80921