Mary Thompson
CFP®, CIMA®
ReFrame Financial Planning
Founder
Mary Thompson
CFP®, CIMA®
ReFrame Financial Planning
Founder
You shouldn’t have to hand over your assets to get unbiased financial advice. - Mary Thompson, CFP®, CIMA®
Fee-Only financial planner located in Ellicott City, MD, serving clients locally and across the country
Mary Thompson is a Ellicott City, MD fee-only financial planner. ReFrame Financial Planning provides one-on-one engagement, purposeful conversations, holistic financial planning, transition coaching and practical education to help clients leverage their resources to live the life they want today while still planning for tomorrow. As a fee-only, fiduciary, and independent financial advisor, Mary Thompson is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
I’m Mary Thompson, CERTIFIED FINANCIAL PLANNER™ (CFP®), Certified Investment Management Analyst® (CIMA®) professional. I want to show you a different way.
I am on a mission to shift the mindset around wealth and retirement, wherever you are on your financial journey. As a fee-only, flat-fee financial planner, I believe that you shouldn’t have to hand over your assets to get unbiased financial advice.
While I can manage investments, I don't require that I manage your assets in order to become a client. I don’t receive commissions. I charge a flat fee based on the complexity of your situation, rather than the traditional percentage of assets under management or commission-based fee schedule. My only compensation is the fee you pay me, so there are no conflicts of interest when advising you.
Everybody’s different. You may want to start with a financial check-in. Or you might be looking for help setting financial goals, building an income stream for retirement, or receiving additional guidance on handling your investments. Perhaps, for you, it means delegating asset management.
Regardless, my interests sit squarely with you. Your values, passions and purpose. Helping you discover and unleash the possibilities of your life’s next chapter. This is what drives me. Why?
I’ve built a career – a life, really – on listening to, educating and advising people to make the best choices that serve them well. I started out in IT, helping others navigate new technology as it evolved. Later, after spending 10 joy-filled years being a stay-at-home mom, I relished another 10 years of advising individuals and couples at an independent, fee-only, Registered Investment Advisory firm in Columbia, MD. My strength is looking at the big picture and expanding each client’s mindset around money.
I love the simplicity and transparency of a fee-only, flat-fee model! If this approach sparks your curiosity, let’s find out what’s possible for you.
Mary Thompson is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
ReFrame Financial Planning specializes in guiding clients through the next chapter of their lives by balancing their financial and personal goals in a way that’s aligned with their values, passions and purpose. Today, the typical retiree can expect to enjoy 20-30 years in retirement. Building a retirement plan that includes active engagement and purpose is just as important as building a retirement income plan.
If you’re not sure what’s next for you, but you know it isn’t traditional retirement, you’re not alone. Need a practical plan for moving forward? Feeling uncertain because you’re afraid to use what you’ve saved? I’m here to show there is a plain and simple way to address your financial needs. I will help you become the expert of your own financial future. Educating our clients and ensuring they understand how their decisions align not only with their goals but with their values is our primary driving force.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Business Owners and Executives
- Sudden Money Situations
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Mary Thompson is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Mary Thompson is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Mary Thompson is a Certified Investment Management Analyst® (CIMA®)The CIMA designation is the premier certification for financial advisors and investment consultants and one of the only professional certifications in financial services to meet international accreditation and quality standards. CIMA advisors have completed a rigorous process and have demonstrated knowledge and competency in a variety of investment management consulting and portfolio construction topics, including advanced investment management theory and application.
Contact Mary Thompson
Office Locations:
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9122 Northfield Rd
Ellicott City, MD 21042
