Matt Bacon
CFP®
Carmichael Hill & Associates
Financial Advisor
Matt Bacon
CFP®
Carmichael Hill & Associates
Financial Advisor
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Matt Bacon, CFP®
Fee-Only financial planner located in Gaithersburg, MD, serving clients locally and across the country
Meet Matt Bacon
Matt Bacon, CFP® is a fee-only financial planner based out of Gaithersburg, MD, with Carmichael Hill. He is a member of NAPFA (National Association of Personal Financial Advisors) as well as a member of the Financial Planning Association.
Matt helps people over age fifty invest well and prepare for their upcoming retirement. He writes and posts on his company’s blog prolifically and has been featured in Reuters, AARP, Money.com, and a host of others. He received the Washington, DC Five Star Wealth Manager award in 2021.
His previous experience includes time working for a credit union, an insurance company, and an energy company overseas. He is also a former board member of the Financial Planning Association of Austin and former President of ATX United, a local soccer foundation in Austin, TX.
He is a graduate of the University of Hull, located in Hull, England. He received a full academic scholarship and graduated with honors and the highest marks achievable under the British system.
Matt is originally from Texas and now resides in Bethesda, MD with his beautiful wife and adorable goldendoodle. He is a lifelong Cowboys fan too, but only because he secretly craves disappointment. You can find him watching almost any sport, playing soccer, or hitting up a dog park with his wife when not in the office.
Matt Bacon is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Professional Designations & Affiliations
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Matt Bacon is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Contact Matt Bacon
Office Locations:
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18 E Diamond Ave
Gaithersburg, MD 20877