Matt Smith
CFA®, CFP®, CIMA®, CAIA®
Concert Financial Planning, LLC
Founder and Lead Advisor
Matt Smith
CFA®, CFP®, CIMA®, CAIA®
Concert Financial Planning, LLC
Founder and Lead Advisor
As a CFP® professional, my focus is to offer unbiased financial advice to BigLaw and Private Practice attorneys. I'm here to help you get to your retirement dreams, not just show up once you're there. - Matt Smith, CFA®, CFP®, CIMA®, CAIA®
Financial Advice for BigLaw and Private Practice attorneys
Matt Smith is a CERTIFIED FINANCIAL PLANNER™ professional (CFP®) based in Houston, TX. Concert Financial Planning, LLC provides comprehensive financial planning and investment mangement services for BigLaw and Private Practice attorneys. As a fee-only, fiduciary, and independent financial advisor Matt Smith is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice. Matt's 14 years of prior experience working in the asset management industry provides a unique perspective to help clients navigate the complexities of financial services offerings, and to make the most of their hard work and wealth.
Matthew Smith is a fee-only financial planner at Concert Financial Planning, LLC located in Houston, TX.
Experience
Whether you work for a BigLaw firm or you have embarked on your own in private practice, you face issues that deserve specialized attention. Our background and expertise in financial planning and investment management make us great partners for anybody looking for expert financial advice, but we specialize in helping attorneys like you. Our advice is delivered in a modern way; always free from commissions and always in the capacity of a fiduciary relationship.
As the husband of a practicing attorney, CFP’s founder, Matt Smith, has first-hand knowledge of the issues that face an attorney from the early years as an Associate at a BigLaw firm, to the changing focus and broadening of options as you excel in your career. While it may start with student loans and maximizing benefits through work, it will evolve into tax mitigation, income maximization, and preparing for the inevitable choices to be made when it comes time for partnership, senior counsel, or other career path options.
In working with the owners of private practices, we have seen and orchestrated the impact of proper financial planning through the establishment of retirement plans, helping to navigate the private insurance market, providing visibility into cash flows, and of course mitigating taxes and optimizing income.
Along the way, there will be changes in your life outside of your profession. These require equal care and deep understanding of the high demands of your job, and how they must be balanced with commitments and priorities outside of work.
Education
The University of Texas at Austin, B.A., Economics, 2004
Current Licenses and Credentials
CFA® - Chartered Finanical Analyst® (Completed 2021)
CFP® - CERTIFIED FINANCIAL PLANNER™ (Completed 2019)
NASAA Series 65 - Uniform Investment Advisor Law Exam (Completed 2019)
CAIA® - Chartered Alternative Investment Analyst (Completed 2017)
CIMA® - Certified Investment Management Analyst® professional (Completed 2011)
FINRA Series 7 - General Securities Representative Exam (Completed 2007, inactive)
NASAA Series 63 - Uniform Securities Agent State Law Exam (Completed 2005, inactive)
FINRA Series 6 - Investment Company and Variable Contracts Products Representative Exam (Completed 2005, inactive)
Matt Smith is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Concert Financial Planning, LLC, is a financial planning and investment management firm designed for BigLaw and Private Practice attorneys.
As a Registered Investment Advisor (RIA) firm registered with the State of Texas, we are bound by the Fiduciary Standard, meaning that we act in the best interest of our clients at all times. Additionally, we earn compensation on a fee-only basis, which means that we do not accept commissions or sell products and instead we are paid solely for our advice. The goal is to mitigate conflicts of interest that can arise when an advisor can be paid differently depending on what they recommend to a client for purchase or investment.
The firm is built to work with clients that are smart enough to “do it themselves” but prefer to deploy their time and resources to their own career, family, and interests. We have services designed for those that just want an overall review from expert eyes, those that are ready to start organizing their finances and amassing wealth, and for those that are looking for a more boutique, modern experience from their wealth management firm on an ongoing basis.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Investment Management
- Budgeting and Cash Flow Management
- College Education Planning
- Tax Planning
Ideal Clients
- BigLaw Attorneys
- Private Practice Attorneys
- High Income, Not Rich Yet
- Growing Families
- Novice Investors
Working Together
- Virtual Meetings
- In-Office Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Matt Smith is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Matt Smith is a CFA® charterholder
The CFA Program is the most respected and recognized investment management designation in the world with less than 200,000 charterholders globally.
This advisor has earned the Chartered Financial Analyst® designation (CFA® charter) by passing all three of the CFA exams and gaining relevant industry experience, demonstrating their mastery of the investment analysis and decision-making skills most needed in the global investment management profession.
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Matthew Smith is a Member of the XY Planning NetworkThe XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
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Matt Smith is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Matt Smith is a Member of the CFA Institute
The CFA Institute is a global, not-for-profit organization comprising the world’s largest association of investment professionals. With more than 170,000 members and 150 regional societies around the world, the organization is dedicated to developing and promoting the highest educational, ethical, and professional standards in the investment industry.
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Matthew Smith is a Certified Investment Management Analyst® (CIMA®)The CIMA designation is the premier certification for financial advisors and investment consultants and one of the only professional certifications in financial services to meet international accreditation and quality standards. CIMA advisors have completed a rigorous process and have demonstrated knowledge and competency in a variety of investment management consulting and portfolio construction topics, including advanced investment management theory and application.
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Matthew Smith is a Chartered Alternative Investment Analyst® (CAIA®)Chartered Alternative Investment Analyst® (CAIA®) is a professional designation offered by the CAIA Association to investment professionals who complete a course of study and pass two examinations. The "alternative investments" industry is characterized as dealing with asset classes and investments other than standard equity or fixed income products. Alternative investments can include hedge funds, private equity, real assets, commodities, and structured products. The CAIA curriculum is designed to provide finance professionals with a broad base of knowledge in alternative investments.
Contact Matt Smith
Office Locations:
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2950 North Loop West
Suite 500
Houston, TX 77018
