Matthew Stearns


Millennial Money Management LLC


Matthew Stearns


Millennial Money Management LLC


As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Matthew Stearns, CKA®, CFP®, RICP®

Fee-Only financial planner located in Meadville, PA, serving clients locally and across the country

Matthew Stearns is a Meadville, PA fee-only financial planner. Millennial Money Management LLC provides comprehensive financial life planning, investment management, and small business advising to help Christian clients and entrepreneurs organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Matthew Stearns is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Matthew Stearns is Founder and fee-only financial planner at Millennial Money Managment located in Meadville, PA.

Since discovering virtual trading at the age of 12 I knew my life would be drawn to the world of finance. In college I was fortunate enough to study economics internationally, at Cologne University in Germany and Lingnan University in Hong Kong. During this time I fostered a passion for understanding the global economy and its financial innerworkings. I began to understand the unfortunate complexities put in place by Wall Street and the difficulties they impose on the everyday investor. Over time my passion transformed into a desire to reduce this complexity for others and help them begin, or better, their own investment experience. Eventually I gained the clarity to offer my services professionally, under a new model. The FEE-ONLY financial movement is one of the greatest things to happen in the world of personal finance and I am proud to lead this revolution in Northwest Pennsylvania. I promise to always offer my honest opinion, free of personal interest, and in doing so, I hope you associate my business with honesty, integrity, and transparency.​

Outside of work I am an avid golfer and outdoorsman. In 2016 my brother and I completed a thru-hike of the Pacific Crest Trail and frequently hike in our current “neck of the woods”. I spend much of my free time golfing and traveling with friends whom I met on my two semesters studying abroad. I am also a regular member of Saegertown United Methodist Church and serve on the Financial Advisory Committee.

Matthew Stearns is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Completely independent and refreshingly transparent.

While we are professional portfolio managers, we recognize that people want more than that. We have focused our practice on whole life planning. It is our mission to care for your entire financial wellbeing. 

Special discipline in serving Christian clients with Scripture based advising.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • Certified Kingdom Advisor
    Matthew Stearns is Certified Kingdom Advisor® (CKA®) - Click to verify and learn more.

    The CKA® is a designation granted by Kingdom Advisors to individuals who have demonstrated themselves to be able to apply biblical wisdom in counsel, technically competent, ethical, accountable, and a biblical steward.

  • National Association of Personal Financial Advisors (NAPFA)
    Matthew Stearns is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • XY Planning Network
    Matthew Stearns is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

  • Certified Financial Planner (CFP)
    Matthew Stearns is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • RICP Retirement Income Certified Professional®
    Matthew Stearns is a Retirement Income Certified Professional® (RICP®)

    A professional designation for experienced financial advisors and investment managers who have passed coursework to become experts in retirement income planning. A Retirement Income Certified Professional® helps retirees and near-retirees develop and implement a plan for managing the financial assets they have accumulated for retirement and a set realistic budget to help meet life goals.

Contact Matthew Stearns

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Office Locations:

  • 17102 Conneaut Lake Road
    Meadville, PA 16335

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