Michael Carrico


Howe & Rusling Wealth Management

Wealth Manager

Michael Carrico


Howe & Rusling Wealth Management

Wealth Manager

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Michael Carrico, CFP®, CRPC®


Fee-Only financial planner located in Colorado Springs, CO, serving clients locally and across the country

Meet Michael Carrico

Michael is a Wealth Manager and has worked in the financial services industry since 2011.  He holds the CERTIFIED FINANCIAL PLANNER™ and Chartered Retirement Planning Counselor℠ designations and received a BA in Economics from Colorado State University in Fort Collins, CO.  Michael is an active member of the Financial Planning Association of Southern Colorado which is the leading membership organization for CFP® professionals and those engaged in the financial planning process.  He is also an active member of the Association of Financial Educators, a 501(c)(3) nonprofit that provides free financial education workshops to companies of all sizes throughout North America.


Prior to joining Howe & Rusling, Michael started his career with FirstBank and spent 5 years in various roles including Personal Banker.  During a 6-year tenure with T. Rowe Price, a premier active-management firm, Michael served in a variety of roles, including that of Senior Financial Consultant.


Throughout his career Michael has helped employees, owners, officers, and directors of many companies navigate their workplace retirement plans.  He has also assisted individual investors of all ages with investment management and financial planning with an emphasis on retirement planning.  This experience has given him a strong background in a variety of investment and banking services, retirement plan types, and an understanding of people's changing financial needs throughout life.


Michael has a passion for helping his clients achieve their financial goals.  He understands that every person and family is unique and believes that having a plan and a trusted advisor is the foundation to his clients' success.

Michael grew up in Colorado Springs and attended Air Academy High School.  Before entering the financial industry he worked jobs primarily in food service which gave him an appreciation for the challenges working professionals outside the finance industry face in understanding and managing the complexities of personal finances.


When he isn't staying busy with finance Michael can be found traveling or enjoying the beautiful outdoors of Colorado.  Some of his favorite activities are mountain biking, rock climbing, snowboarding, and playing guitar and drums.


Michael regularly contributes to the American Heart Association and the Parkinson's Foundation and volunteers with the Rocky Mountain Field Institute in Colorado Springs, completing trail maintenance and other conservation efforts in the beautiful public spaces across the city.

Michael Carrico is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Contact Michael Carrico

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Office Locations:

  • Colorado Springs, CO 80909

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