Michael Goldman

CFP®, MA

Goldman Financial Planning

Financial Advisor

Michael Goldman

CFP®, MA

Goldman Financial Planning

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Michael Goldman, CFP®, MA

Fee Only Financial Planner Located in Portland, ME and Serving Clients Nationwide

Michael Goldman is a Falmouth, ME fee-only financial planner. Goldman Financial Planning provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Michael Goldman is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Michael C. Goldman, M.A., CFP®, founder of Goldman Financial Planning, is passionate about helping people identify and reach meaningful life goals through trustworthy financial advice and coaching. As a financial advisor, he enjoys enabling his clients to define short- and long-term goals and use money to help achieve the life they want. Michael focuses on assisting everyday people who often cannot see a top-quality, reliable financial advisor because they lack a large investment portfolio. He likes coaching, teaching and helping bring about a transformation in his clients so they can make their dreams a reality.

Michael's passion to empower others through expert financial advice and coaching has resulted in two companies. One is Goldman Financial Planning, where he helps his neighbors by assisting individuals in Maine and the surrounding area on a one-on-one basis. The other is Wealth Gathering LLC, an online social community emphasizing good financial habits, goal achievement and peer support. Michael founded Wealth Gathering to extend the valuable financial principles he shares with individuals to a far broader audience with easy access via the Web. Through both companies, he helps people connect what is important in life with how they manage their money, bringing trustworthy, affordable financial advice to everyday people.

Michael Goldman is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Goldman Financial Planning is based on the concept that personal finance is 80% personal and 20% finance. Success is more about your personal financial behavior than your financial knowledge. Because behavioral finance and coaching are so important, Goldman Financial Planning emphasizes that 80% while making sure you get the 20% right.

Often the problem with financial plans is they never get implemented. Like most diets, financial plans start with good intentions and end with human nature. Goldman Financial Planning's approach is practical and effective because the focus is on people, not just the numbers. Even perfect strategies fail if they don't take human nature into account. Our goal is to cut through the complexity and jargon to emphasize only what you need to know.

Goldman Financial Planning focuses on serving everyday people—from those who have never talked with a financial advisor to people who have already organized their finances. Many individuals struggle with practicing good financial habits on a regular basis. Even the best can benefit from sitting down with a professional from time to time.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Michael Goldman is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Michael Goldman is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • Garrett Planning Network - GPN
    Michael Goldman is a member of the Garrett Planning Network. Click here to learn more.

    Everyone needs competent, objective financial advice from time to time. The Garrett Planning Network has a nationwide membership with hundreds of independent, Fee-Only financial planners providing advice to people from all walks of life, without minimum account requirements, sales commissions, or long-term commitments. Our members proudly embrace their fiduciary duty, always placing their clients' best interests first.

Contact Michael Goldman

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Office Locations:

  • 19 Northbrook Drive
    Falmouth, ME 04105

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