Michael Gross
CFP®, CPA, MST
Rising Tides Financial, LLC
Founder/Financial Advisor
Michael Gross
CFP®, CPA, MST
Rising Tides Financial, LLC
Founder/Financial Advisor
I will provide you with sound, trustworthy advice so you can maximize your wealth, plan for tax efficiency, simplify your finances, and sleep well at night knowing you are on the right track to retirement. - Michael Gross, CFP®, CPA, MST
As a financial planner and a CPA, I will help you achieve your life goals and to secure your financial future with a focus on minimizing your income taxes.
Michael Gross is a Needham, MA fee-only financial planner serving the greater Boston area and clients across the country. Rising Tides Financial, LLC provides comprehensive financial planning and investment management to help individuals, families, and business owners organize, grow and protect their assets through life’s transitions. As a CERTIFIED FINANCIAL PLANNER™ Professional (CFP® ) and a Certified Public Accountant (CPA), Michael is uniquely qualified to advise on tax-saving strategies that can maximize wealth over time.
Michael Gross is the Founder of Rising Tides Financial, LLC located in Needham, MA.
I FOUNDED RISING TIDES FINANCIAL TO HELP CAREER DRIVEN PROFESSIONALS SECURE THEIR FINANCIAL FUTURE.
I dedicated myself to the financial planning profession because I felt a responsibility to my family to protect our nest egg and invest it at a reasonable rate of return. I pursued several advisors whom I felt didn’t have my best interests in mind, so I leveraged my extensive background as a CPA and Consultant to become a Certified Financial Planner™ and provide this invaluable service to others.
Like my clients I lead a full, active life. I live just outside of Boston with my wife and two teenage sons. I have a tremendous passion for finance and investing and place immense value in diligence and consistency. I enjoy running, yoga, Crossfit, recreational ice-hockey, and live music. I’ve passed my love of blues guitar along to my sons, who even let me jam with them every now and then.
AS A CERTIFIED PUBLIC ACCOUNTANT WITH A MASTERS IN TAXATION (MST), I UNDERSTAND THE COMPLEX RELATIONSHIP BETWEEN INVESTMENTS AND TAXES AND PASS THAT BENEFIT ALONG TO MY CLIENTS.
Michael Gross is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Rising Tides Financial is an independent, fee-only financial planning and investment management firm. Our objective is simple – to provide you with sound, trustworthy advice so you can maximize your wealth, plan for tax efficiency, simplify your finances, and sleep well at night knowing you are on the right track to retirement.
Our clients lead full lives and see the value in engaging a professional to save precious time, steer their financial lives in the right direction, and avoid catastrophic mistakes.
Our investment management clients tend to be career focused individuals or families who own a home, have at least $250,000 in investable assets, are in a high tax bracket, have accumulated savings, and consistently spend less than they earn. They know what it takes to properly manage their investments but don’t have the time to spend on asset allocation and minimizing risk. They have worked hard to accumulate wealth and understand the importance of hiring a professional to preserve it and ensure that it grows at a reasonable rate.
Rising Tides Financial clients are largely concerned with organizing their finances, planning for retirement, minimizing their income taxes, and maximizing returns while mitigating unnecessary risks.
To see if Rising Tides Financial is the right fit for you, we’re happy to offer a complimentary 30-minute phone consultation.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Real Estate / Financing
- Retirement Planning
- Tax Planning
- Investment Management
Ideal Clients
- Real Estate Investors
- Business Owners and Executives
- Attorneys
- Retirees and Near Retirees
- Sudden Money Situations
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Michael Gross is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Michael Gross is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Michael Gross is a Certified Public Accountant (Learn More)A Certified Public Accountant (CPA) is a professional accountant who has met the education and experience requirements set by their state's Board of Accountancy and has passed the Uniform CPA Exam. CPAs are licensed to provide a wide range of accounting services, including financial statement preparation, tax planning and preparation, auditing, consulting, and other financial advisory services.
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Michael Gross is a Member of the XY Planning NetworkThe XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
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Michael Gross is a Member of the National Association of Tax Professionals (NATP)The National Association of Tax Professionals (NATP) believes that all taxpayers should be supported by caring and well-educated tax professionals. NATP members are industry leaders who hold an exceptional understanding of how to apply the federal tax code to their clients’ unique situations.
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Rising Tides Financial, LLC has access to Dimensional FundsDimensional believes an advisor can work closely with you to understand your financial needs and provide a range of wealth management services, while encouraging the discipline essential to long-term investment success. Financial advisors who work with Dimensional operate independently from Dimensional and vary in the extent to which they use Dimensional funds.
Contact Michael Gross
Office Locations:
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By Appointment
Needham, MA 02492
