Michael Johnson


Flagstone Financial Management

Founder & Wealth Advisor

Michael Johnson


Flagstone Financial Management

Founder & Wealth Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Michael Johnson, JD, CFP®

Fee-Only financial planner located in Lincoln, NE, serving clients locally and across the country

Michael Johnson is a Lincoln, NE fee-only financial planner. Flagstone Financial Management provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Michael Johnson is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

I grew up in Hastings, NE in an Ozzy and Harriet kind of world. I had two loving parents who supported me and taught me how to treat people, be responsible, work hard and live a content, but relatively frugal life. I started work at a young age and was very active in sports. I played a year of baseball at a college in Alabama and then transferred to Nebraska for my sophomore year to focus on school (and my social life). Through those efforts I learned a lot of great lessons related to hard work, working as a team, leadership, building relationships and what it takes to succeed.  

I love working with clients and building Flagstone. However, my real passion and purpose is my family.  My wife Jill and I have been married for longer than 21 years. We have a 16-year-old son named Sam, a 12-year-old daughter named Sophie and a Labrador retriever named Rocky. We spend a lot of time watching our kids play sports, playing Uno, Monopoly and other games and trying to capture as many experiences as we can before they are out of the house. I also enjoy golfing, reading, listening to audio books and podcasts, and spending time with friends.  


Juris Doctor Degree

1999, University of Nebraska-Lincoln College of Law


B.S. in Business Administration, Major: Economics

2008, University of Nebraska-Lincoln





14 Years of Experience in the Financial Planning Profession

Michael Johnson is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Who We Are

We’re a team of financial planning professionals who act in your best interest. We have a passion for educating, advising and inspiring our clients to make sound financial life decisions.

What we do

We help people who want more than just a stock broker or mutual fund picker. Our team makes sure no rock goes unturned, and accounts for your entire financial picture. We help our clients through holistic financial planning, which we call Pathway Planning, while also helping them manage their investments.

Our purpose 

Flagstone’s mission is to positively impact as many clients’ lives as possible. We would love to see you realize your dream of opening your own business, paying for your child’s education, becoming debt-free, or funding a charitable goal. As fiduciaries, we make a point to educate you about relevant topics so you can feel more confident in the decisions you make. We strip out complexity by not overwhelming you with the details, and help you tune out the noise of what’s going on around you. Finally, we use award-winning research to drive our advice so you can feel confident about the path we create for you, together as a team. We deeply believe that the clarity, simplicity, and confidence that you experience by working with a fee-only financial professional can improve your quality of life.

Our Passion

One of the best things we experience as financial planners and wealth advisors is that friends become clients, and clients become friends. We would consider it a privilege to get to know you at a deeper level. We’re passionate about hearing how your past experiences with money has shaped your current views on finances and your future financial goals, and it allows us to tailor our financial advice to be more impactful than simply throwing some spreadsheets in front of you without knowing you.

Our Commitment

Real financial planning can be tough to come by. Historically, you could only get real financial planning by meeting high investment minimums. If the majority of your assets were tied up in your company’s 401(k) or real estate, or if you were just starting to invest, you didn’t qualify for financial planning. You might be able to go to an advisor who sold you a product and called themselves a financial planner, but chances are you were paying a commission and weren’t paying for advice. We believe everyone deserves a chance to pay for financial advice, so we don’t have any investment minimums. If you value advice from a professional, you want financial confidence, and you’re ready to pursue your goals, we can help.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Estate and Generational Planning Issues
  • Investment Advice with Ongoing Management
  • Retirement Planning & Distribution Rules
  • Tax Planning

Ideal Clients

  • Attorneys
  • Business Owners
  • Divorcees
  • Sudden Money Situations
  • Real Estate Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Michael Johnson is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Michael Johnson is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • XY Planning Network
    Michael Johnson is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

Contact Michael Johnson

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Office Locations:

  • 5801 Hidcote Dr
    Suite 100
    Lincoln, NE 68516

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