Michael Maye


MJM Financial Advisors, LLC

Founder and President

Michael Maye


MJM Financial Advisors, LLC

Founder and President

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Michael Maye, CFP®, CPA, PFS


Fee-Only Financial Advisor serving Gillette, NJ area.

Michael Maye is a Gillette, NJ fee-only financial planner. MJM Financial Advisors, LLC provides comprehensive and objective financial planning, investment management, and tax planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Michael Maye is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Michael J. Maye is the founder and President of MJM Financial Advisors, LLC, a fee-only Registered Investment Advisory (RIA) firm.  Prior to starting MJM Financial, Mr. Maye held a variety of positions with some of the world's premier financial services organizations such as: JP Morgan Asset Management, Alliance Capital Management L.P., and Dean Witter Discover & Company.  His responsibilities included: strategic planning, forecasting, budgeting, mergers & acquisition analysis, joint venture development, and special projects.  Mr. Maye started his career in KPMG’s New York City office, where he worked as an auditor for a variety of clients across various industries.

Mr. Maye is a graduate of St. John’s University where he obtained a BS degree in Accounting (1987), and he pursued his graduate studies at Pace University where he earned an MBA® degree in Finance: Investment & Portfolio Management (1995).  Mr. Maye is a CFP® certificant and also has been awarded the CPA®/PFS® credential.  He is currently a member of the National Association of Personal Financial Advisors (NAPFA), Financial Planning Association (FPA), American Institute of Certified Public Accountants (AICPA®), and the New Jersey State Society of CPAs (NJSCPA®).

Mr. Maye currently resides with his wife in Berkeley Heights, New Jersey.

Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP® (with flame logo) in the U.S., which it awards to individuals who successfully complete initial and ongoing certification requirements.

Michael Maye is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Firm Background

MJM Financial Advisors is a Registered Investment Advisor ("RIA") firm that provides holistic comprehensive fee-only financial planning, investment advisory, tax advisory, and business consulting services.  As an RIA, MJM Financial Advisors owes its clients a fiduciary duty which simply stated means the clients' interest must always come first.  MJM Financial Advisors has adopted a fee-only business model where clients pay MJM Financial Advisors directly for services enabling the firm to provide independent and conflict free advice.

Mission Statement

To provide clients with strategic and insightful highly personalized financial planning, investment advisory, tax advisory, and business consulting services helping clients to achieve their goals

Core Values

  • Personalized Client Service - each client is a unique individual and is treated as such
  • Integrity - The firm's reputation is the bedrock on which client relationships are built 
  • Excellence - MJM Financial Advisors strives to deliver the highest quality service

Firm Philosophy

  • Goal setting is critical to achieving long term goals
  • The planning process is interactive, with clients setting their goals and the firm helping define, quantify, and prioritize those goals
  • Investment success is measured not in days or weeks but by clients' ability to achieve their goals
  • The key drivers of wealth accumulation are asset allocation, discipline, and time.....we do not chase market performance

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Michael Maye is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Michael Maye is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • Financial Planning Association
    Michael Maye is a member of The Financial Planning Association® (FPA®)

    FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.

  • CPA - Certified Public Accountant
    Michael Maye is a Certified Public Accountant (Learn More)

    Certified Public Accountants are licensed by the state and authorized by the state to practice public or private accounting. CPA licensing requirements are state specific, but typically include a bachelors degree with additional accounting coursework, successful completion of the Uniform CPA Exam, work experience, successful completion of an approved ethics course, and ongoing continuing education.

  • CPA/PFS - Personal Financial Specialist
    Michael Maye is a Personal Financial Specialist (PFS)

    The Personal Financial Specialist (PFS) credential is granted solely to CPAs (Certified Public Accountants) with considerable personal financial planning education and experience. All areas of personal financial planning—including estate, retirement, investments, and insurance—have tax implications, and the PFS professional has the experience, ethics, and expertise to get the job done right.

Contact Michael Maye

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Office Locations:

  • 560 Mountain Avenue
    Gillette, NJ 07933

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