Michael Rauth

MBA, CFP®, RICP®

North Haven Financial LLC

Founder, Financial Advisor

Michael Rauth

MBA, CFP®, RICP®

North Haven Financial LLC

Founder, Financial Advisor

We do our best work for people who are close to retirement or recently retired. We will help you learn how to retire and create a life that you love with confidence and peace of mind. We specialize in creating tax-efficient retirement income strategies so that you can live your best life with confidence. - Michael Rauth, MBA, CFP®, RICP®

Fee-Only financial planner located in Scarborough, ME, serving clients locally and across the country

Michael Rauth is a Scarborough, ME fee-only financial planner. North Haven Financial LLC provides comprehensive and objective financial planning to help clients create a sustainable income plan for retirement and to organize, grow and protect their assets through the transition to retirement and beyond. As a fee-only, fiduciary, and independent financial advisor, Michael Rauth is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Michael Rauth is a fee-only financial advisor at North Haven Financial LLC, located in Scarborough, ME., and works with clients virtually nationwide. 

Our Mission is to enable client members to live a life of joy and fulfillment with financial peace of mind.

A trusted Fee-Only Advisor, helping people answer the question "Can I Retire?" Find out if work is optional, & develop an income stream to replace your paycheck.

I help people preparing for, or beginning retirement, to achieve their financial goals with peace of mind, by providing comprehensive financial planning, with an emphasis on developing tax-aware retirement income strategies, and investment management.

Michael Rauth is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Our mission is to help you to live a life of joy and fulfillment with financial peace of mind. Achieve financial freedom & pursue the life you were born for. 

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Retirement Income Planning (Safe & Sustainable Withdrawal Strategies)
  • Tax Planning / Tax Reduction Strategies
  • Social Security Claiming Strategies
  • Investment Management
  • Comprehensive Financial Planning

Ideal Clients

  • Retirees and Near Retirees
  • Early Retirees / Planning for Early Retirement Soon
  • Sudden Money Situations, When Work Becomes Optional

Working Together

  • Complimentary Initial Consultation
  • Virtual Meetings
  • Clearly Defined Fees
  • A Collaborative Planning Process
  • No Product Sales

Professional Designations & Affiliations

  • RICP Retirement Income Certified Professional®
    Michael Rauth is a Retirement Income Certified Professional® (RICP®)

    A professional designation for experienced financial advisors and investment managers who have passed coursework to become experts in retirement income planning. A Retirement Income Certified Professional® helps retirees and near-retirees develop and implement a plan for managing the financial assets they have accumulated for retirement and a set realistic budget to help meet life goals.

  • Certified Financial Planner (CFP)
    Michael Rauth is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • National Association of Personal Financial Advisors (NAPFA)
    Michael Rauth is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • XY Planning Network
    Michael Rauth is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

Contact Michael Rauth

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Office Locations:

  • 43 Longmeadow Rd
    Scarborough, ME 04074

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