MBA, CFP®, RICP®
North Haven Financial LLC
Founder, Financial Advisor
Fee-Only financial planner located in Scarborough, ME, serving clients locally and across the country
Michael Rauth is a Scarborough, ME fee-only financial planner. North Haven Financial LLC provides comprehensive and objective financial planning to help clients create a sustainable income plan for retirement and to organize, grow and protect their assets through the transition to retirement and beyond. As a fee-only, fiduciary, and independent financial advisor, Michael Rauth is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Michael Rauth is a fee-only financial advisor at North Haven Financial LLC, located in Scarborough, ME., and works with clients virtually nationwide.
Our Mission is to enable client members to live a life of joy and fulfillment with financial peace of mind.
A trusted Fee-Only Advisor, helping people answer the question "Can I Retire?" Find out if work is optional, & develop an income stream to replace your paycheck.
I help people preparing for, or beginning retirement, to achieve their financial goals with peace of mind, by providing comprehensive financial planning, with an emphasis on developing tax-aware retirement income strategies, and investment management.
Michael Rauth is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Our mission is to help you to live a life of joy and fulfillment with financial peace of mind. Achieve financial freedom & pursue the life you were born for.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Retirement Income Planning (Safe & Sustainable Withdrawal Strategies)
- Tax Planning / Tax Reduction Strategies
- Social Security Claiming Strategies
- Investment Management
- Comprehensive Financial Planning
- Retirees and Near Retirees
- Early Retirees / Planning for Early Retirement Soon
- Sudden Money Situations, When Work Becomes Optional
- Complimentary Initial Consultation
- Virtual Meetings
- Clearly Defined Fees
- A Collaborative Planning Process
- No Product Sales
Professional Designations & Affiliations
Michael Rauth is a Retirement Income Certified Professional® (RICP®)
A professional designation for experienced financial advisors and investment managers who have passed coursework to become experts in retirement income planning. A Retirement Income Certified Professional® helps retirees and near-retirees develop and implement a plan for managing the financial assets they have accumulated for retirement and a set realistic budget to help meet life goals.
Michael Rauth is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Michael Rauth is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Michael Rauth is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
Contact Michael Rauth
43 Longmeadow Rd
Scarborough, ME 04074