Michael Smith

CFP®

RTD Financial Advisors, Inc.

Senior Vice President/Shareholder

Michael Smith

CFP®

RTD Financial Advisors, Inc.

Senior Vice President/Shareholder

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve not only the riches of life, but the richness of life, as well. - Michael Smith, CFP®

(800) 893-4725

Fee-Only Financial Planner with offices in Philadelphia, Atlanta, Bonita Springs (FL), Mt. Laurel (NJ), West Chester and Johnstown (PA)

We help our clients discover what is truly important to them and attain it by helping them make wise decisions about their money and life. Our goal is to create tangible results and have a meaningful impact on those we serve. As a fee-only, fiduciary, and independent financial advisor, Michael Smith is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Michael is a Shareholder of RTD Financial Advisors, Inc. and manages the Atlanta, GA office. He has been active in the financial planning profession since 1986 and a CFP® licensee since 1989. Prior to joining RTD, Michael was a Principal and co-founder of Financial Vision Advisors, Inc., a highly successful firm specializing in comprehensive, holistic financial planning.  A frequent speaker on various financial topics, Michael was co-host of the Money & More Investment and Personal Finance Seminar held at the Georgia World Congress Center in 1998, presented by the Atlanta Journal Constitution and the Georgia Society of the ICFP and attended by over 5000 people. He has been a guest lecturer at Georgia Tech, the University of Georgia, Georgia State University and Shorter College on personal finance and economics.

 

Honors:

From 2009 - 17, Michael was named a Five Star Best in Client Satisfaction Wealth Manager by Atlanta Magazine.

RTD Financial Advisors was named to Financial Planning Magazine's 2016 "Top 150 RIA Leaders"

RTD Financial Advisors was named to Financial Times 2016 "300 Top Registered Investment Advisers"

RTD Financial Advisors was named to Financial Times 2015, 16 & 17 "300 Top Registered Investment Advisers"

AdvisoryHQ listed RTD Financial Advisors, Inc. one of the Top 10 Financial Advisors and Wealth Managers in Atlanta, GA

 

Michael is an active member of The Financial Planning Association (FPA) and in 2009 was elected to the national FPA Board of Directors for a 3-year term.

Michael Smith is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Helping Clients Identify & Achieve Goals: Although most clients seem to have relatively similar goals (retire comfortably, educate children, sound investment management), our unique discovery process typically uncovers many others and helps our clients to prioritize their goals based on their core values.  We find that aligning your goals with your core values quite often leads to a more satisfying, fulfilling and financially secure life.  Our goal in working with our clients is to help them achieve not only riches in life, but richness of life, as well.

Ongoing Investment Management: With an investment committee which consists of 7 seasoned professionals with a cumulative 100+ years of experience, RTD constructs portfolios designed to help our clients achieve their goals while taking the least amount of risk.  Our disciplined process looks at all portfolios on a daily basis and uses “opportunistic rebalancing” to take advantage of market fluctuations.  We strive to achieve tax efficiency and to keep costs at a minimum.

Advising Medical Professionals: Helping medical professionals navigate the ever-changing world of healthcare is our forte. We truly understand the conflicts and complexities of balancing a thriving practice and an abundant personal life. We work with physicians, dentists and specialists to help them make the smart decisions about their professional and personal lives that will ultimately provide balance, success and peace of mind.

Planning Issues for Business Owners: As small closely held business owners, we understand the unique issues and opportunities that business owners face.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning
  • Corporate Retirement Plans

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners, Executives & Professionals
  • Sudden Money Situations
  • Young Professionals

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation
  • Having Fun!

Professional Designations & Affiliations

Contact Michael Smith

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Office Locations:

  • Two Ravinia Drive
    Suite 1360
    Atlanta, GA 30346
  • 30 S. 17th Street
    Suite 1620
    Philadelphia, PA 19103
  • 27499 Riverview Center Blvd
    Suite 421
    Bonita Springs, FL 34134
  • 121 N. Walnut Street
    Suite 190
    West Chester, PA 19380
  • 1 Pasquerilla Plaza
    Suite 127
    Johnstown, PA 15901
  • 1820 Chapel Ave. West
    Suite 160
    Cherry Hill, NJ 08002

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