Mindy Neira
CFP®, ChSNC®
Modera Wealth Management
Principal & Wealth Manager
Mindy Neira
CFP®, ChSNC®
Modera Wealth Management
Principal & Wealth Manager
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Mindy Neira, CFP®, ChSNC®
Fee-Only financial planner located in Westwood, NJ, serving clients locally and across the country
Mindy Neira is a Westwood, NJ fee-only financial planner. Modera Wealth Management provides comprehensive financial planning, investment management and foundation/endowment investing to help individuals, families, trusts, institutions, and philanthropic organizations organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Mindy Neira is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
**IMPORTANT NOTE: Mindy is currently on parental leave with her first child, returning late April 2023.
Mindy Neira is a Principal and Wealth Manager with Modera Wealth Management, LLC. Mindy serves individuals and families who have planning needs centered around disability or other medical conditions. She also partners with those who identify as Lesbian, Gay, Bisexual, Transgender, or Queer (LGBTQ+). She works closely with her clients to understand their unique planning needs, organize, and prioritize their goals, and build a comprehensive financial plan to help them achieve success.
PROFESSIONAL EXPERIENCE
Mindy began her finance career with Fidelity Investments in 2011 before joining Modera in 2018. Not only does she provide comprehensive financial planning to her clients, but she also works to educate other advisors on the planning nuances within her target clients groups. As an LGBTQ+ financial planner, she has actively worked to make other planners aware of the importance of active allyship and serving the community.
Prior to joining the financial planning field, Mindy worked as an in-home therapist for children with autism and their families for 3 years. This firsthand experience has been pivotal in her ability to serve the special needs community through financial planning.
Mindy is a CERTIFIED FINANCIAL PLANNERTM professional and a Charted Special Needs Consultant®. She received her Bachelor of Arts degree in Economics and Psychology and a minor in Spanish from the University of Maryland, Baltimore County (UMBC). Mindy is a member of the National Association of Personal Financial Advisors (NAPFA) and has earned the NAPFA Diversity, Equity, Inclusion(DEI) certificate. In 2022, Mindy was awarded NAPFA’s Inspiring Leader Award. This award is presented to a member who has established a record of encouraging, motivating and engaging others in reaching their full professional potential under the auspices of the Association.
WHO I HELP
- Individuals and families with needs related to disabilities or other medical conditions
- Those who identify as Lesbian, Gay, Bisexual, Transgender, and Queer (LGBTQ)
OUTSIDE OF MODERA
Mindy co-chairs the NAPFA DE&I Steering Committee. She is a member of the New Jersey LGBTQ Chamber of Commerce, the Association of African American Financial Advisors (AAAA), and the Special Needs Chapter of the National Association of Divorce Professionals (NADP). Mindy is also an active supporter of various non-profit organizations, such as the Human Rights Campaign (HRC), Lustgarten Foundation for Pancreatic Cancer Research, and Autism Speaks.
Mindy resides in Cedar Grove, NJ with her wife Lisa and her dog Avery. In her free time, she enjoys trying new restaurants and cuisines in the area, traveling abroad, and reading fiction books.
Mindy Neira is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Modera provides thoughtful financial counsel to discerning individuals and organizations. Overseeing $6.95 billion in regulatory assets under management as of December 31, 2021. We operate on a fee-only model that puts our clients’ needs ahead of our own. Our team members, located in our seven offices along the East Coast, provide customized, compassionate financial guidance derived from a combined depth of resources and knowledge that spans nearly 40 years.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Mindy Neira is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Mindy Neira is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Mindy Neira is a Chartered Special Needs Consultant® (ChSNC®)ChSNC® designees are equipped with the specialized skills needed to help parents and caregivers plan for the future with honesty, ethics and compassion. A ChSNC® can navigate the unique considerations, estate planning, special needs trusts, life insurance, tax deductions, healthcare issues, Medicaid complexities, and the emotional aspects of providing for a loved one with a disability.
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Mindy Neira is Diversity, Equity, Inclusion (DEI) Certified by NAPFAThe NAPFA DEI Training and Certificate program aims to provide NAPFA members and other financial advisors resources and education around four specific DEI topics—culture, hiring practices, people, and inclusion. This program was designed by financial advisors for financial advisors and was created so that participants could have a deeper understanding of how they can contribute to growing diversity, equity, and inclusion in the financial planning profession.
Objectives
~Equip NAPFA members with education around DEI topics.
~Provide resources to NAPFA members who are dedicated to increasing the diversity in the financial planning profession.
~Provide resources to NAPFA members to better service minority clients and communities.
~Educate NAPFA members on ways to include a more welcoming environment in their firms.
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Mindy Neira is Quoted on Her Money: "HOW THE LGBTQ+ COMMUNITY CAN FEEL FINANCIALLY EMPOWERED"
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Mindy Neira is a Featured Expert on MoneyGeek: "Finding Financial Support for Families With Children Diagnosed With a Chronic or Terminal Illness"
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Mindy Neira Recognized by NAPFA as a 2022 Inspiring Leader Award Recipient
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Mindy Neira is Quoted on NJ.com: "Can I convert some of my traditional IRA to a Roth?"
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Mindy Neira is Quoted in the Wall Street Journal: "Special Needs Trusts: How they work and what has changed."
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Mindy Neira is Quoted in the Wall Street Journal: "Sacrificing Retirement Savings to Help Family Members Can Be a Mistake"
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Mindy Neira is Quoted on TheStreet.com: "Ask Bob: How To Check On The Status Of Your Economic Impact Payment"
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Mindy Neira Presents on "Women in Retirement Face Unique Issues" for St. John's University Alumni Power Hour Series
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Mindy Neira is Quoted in Financial Planning Magazine: "This increasing client risk will change advisor practices. Here's why"
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Mindy Neira at Modera Wealth is a Featured Provider on Autism Speaks
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Mindy Neira and Modera Wealth are Supporters of Marble Jam Kids
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Mindy Neira Shares Her Thoughts on Medium
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Mindy Neira Contributes an Article on "Financial planning for a loved one with special needs" to NJMoneyHelp.com: "Financial planning for a loved one with special needs"
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Mindy Neira is Co-Chair of the NAPFA Diversity, Equity, and Inclusion Steering Committee
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Modera Wealth Management is a Member of the New Jersey Pride Chamber of Commerce
Contact Mindy Neira
Office Locations:
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56 Jefferson Ave
Westwood, NJ 7675
