Modern Money Management
Founder, Owner, and Primary Financial Advisor
Modern Money Management
Founder, Owner, and Primary Financial Advisor
No sales tricks, no suit and tie, no insider jargon - I’m just a guy that knows a lot about money and is passionate about helping people - Nate Nieri, CFP®, MSBA
Fee-Only financial planner located in San Diego, CA, serving clients locally and across the country
Nate Nieri is a San Diego, CA fee-only financial advisor serving clients locally and across the country. Modern Money Management provides comprehensive financial planning, investment management, and tax planning to help growing families, physicians, California public educators, firefighters, and supersavers who want to retire early organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Nate Nieri is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Nate Nieri, CFP® is a fee-only financial advisor and founder of Modern Money Management.
I am not your typical financial advisor. You probably won’t find me in a suit, I don’t use a lot of fancy words, and I’m not a slick salesperson. I like to surf, be outdoors, run around the house with my kids, and just happen to be a CERTIFIED FINANCIAL PLANNER™ with a master’s degree in finance and tax planning. I’m a bit of a geek about all things money and can nerd out about everything from credit card points to macroeconomics, but I also love to just grab a drink and see what is happening in your life or talk about common hobbies - I have a lot of them.
Talking about money is very personal and I want to be the guy you can trust to get an honest answer or maybe explain the “how-to” without fear of judgment. I don’t think there is such a thing as an embarrassing question when it comes to personal finance because let’s face it, the world of money is complicated, exhausting, and confusing.
I take my fiduciary duty very seriously and believe transparency is key. If you can commit to honesty, trust, and patience, I can help you navigate a path toward freedom and success, however you define them.
Where do you call home?
I’m a California native. My wife and I have made San Diego our home. We have a growing family and I am the world’s proudest father to our two little boys.
Cats or dogs?
Dogs. We love our French bulldog, Napoleon - and yes, he lives up to his name.
What is your preferred travel destination?
My wife and I love to travel and experience different cultures. Morocco and Cambodia top my list of favorite places we have visited at this time, but there are plenty more destinations still calling our name. Exploring nature and meeting so many different and wonderful people around the world have helped shape my passion for socially responsible investing. We also love to escape to the mountains to spend quality time with family.
What do you like to do outside of work?
I’m passionate about what I do so the lines between work and pleasure are very blurred for me. I spend my free time reading about investments, interesting financial planning strategies, and taxes. Such a nerd, I know, but I love this stuff! I also enjoy surfing, gardening, agonizing about the latest home project I’m going to take on, catching a baseball game, and I have an affinity for a good gin martini.
Nate Nieri is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Modern Money Management provides fee-only financial planning, investment management, and tax planning to individuals and their families. I use modern tools, noble prize-winning research, and a practical approach to help clients take control of their finances, protect their families along the way, and achieve both short-term and long-term goals.
Established in 2020.
I was previously the Director of Financial Planning with one of the fastest-growing wealth management firms in the nation with over $1.6 billion of assets under management. I am incredibly proud to have built and helped such a diverse client base achieve their goals and dreams. Working with business owners, expats in faraway places like Saudi Arabia, teachers, engineers, and doctors has given me such appreciation for our collective stories and accomplishments. However, I grew tired of growing a business and wanted to focus more on helping and educating people without requiring a high minimum of wealth to work with me. I founded Modern Money Management to help all individuals gain access to best-in-class technology and financial advice without any minimum asset requirement. Modern Money Management is independent, fee-only and founded by a CFP® (certified financial planner).
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Investment Management
- Tax Optimized Savings Strategies
- Retirement Income Planning
- Tax Planning
- Growing Families
- Novice Investors
- Those Wanting to Retire Early
- Retirees and Near Retirees
- Sudden Money Situations
- California Residents
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Nate Nieri is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Nate Nieri is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Nate Nieri is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
Nate Nieri is Quoted on NextAdvisor: "Bitcoin’s Price Is Stalled Around $30,000. Here’s How Investors Should React"
Nate Nieri is Quoted in The Washington Post: "Want to rent out part of your home? Here’s what to know."
Nate Nieri is Quoted on CNBC: "5 smart ways to use your upcoming child tax credit payments to get ahead"
Nate Nieri is Quoted on CNBC: "You may have to repay some of the advance child tax credit next year. Here’s what to know"
Nate Nieri is Quoted on Business Insider: "5 reasons you should keep renting even if you can afford to buy a house right now, according to financial planners"
Nate Nieri is Quoted on Kiplinger: "How Automatic Enrollment in 401(k)s Could Reshape Saving for Retirement"
Nate Nieri is Quoted on Next Advisor: "Curious About Crypto? What 10 Financial Advisors Are Telling Clients About Investing in It"
Nate Nieri is Quoted on BankRate.com: "How to take an Earth Day approach with your finances"
Nate Nieri is Quoted in US News and World Report: "How Long Is a Check Good for?"
Nate Nieri is Quoted on Intuit Mint Life: "The Best Financial Advice I Got From Mom"
Nate Nieri is Quoted on Fox Business: "Tips on saving $100 or more each month for an emergency fund"
Nate Nieri is Quoted in Financial Planning Magazine: "Opportunities, Hurdles for RIA with International Focus"
Contact Nate Nieri
By Appointment Only
San Diego, CA 92115