Pamela Chen

CPA, CFA®

Refresh Investments LLC

Chief Investment Officer, Managing Partner

Contact Me

Pamela Chen

CPA, CFA®

Refresh Investments LLC

Chief Investment Officer, Managing Partner

As a fee-only financial planner and investment advisor, my focus is to offer unbiased financial advice and smart investment strategies to help you achieve your life goals. - Pamela Chen, CPA, CFA®

Contact Me

424-625-7260

Website

Fee-Only investment management firm located in Los Angeles, CA, serving clients throughout the Los Angeles area and across the country

Pamela Chen is a Los Angeles, CA fee-only financial advisor specializing in investment strategies and managing assets for clients with portfolios over $750,000.  She is the founder of Refresh Investments LLC, which provides comprehensive wealth planning, investment strategies and management, and financial consulting to help women and families organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Pamela Chen is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

From Pamela Chen

My career in personal finance began with watching my mother balance the family budget and make decisions about where to spend and where to cut back. She taught me the value of hard work and dedication and instilled in me the ambition to do better - to have enough money to plan for the future. My mother emphasized the importance of financial independence, particularly for a woman. Because of her influence and guidance, I understand how money provides choices and options.

These lessons stayed with me as I strived to build my own savings and achieve fiscal independence.

It wasn’t until I redirected my career into money management, that I realized how quickly assets can grow with smart investing. Not many professions demand a deep understanding of economic and corporate events and their effects on security prices and valuation. The intellectual stimulation was, and continues to be, captivating and invigorating. I realized I love the challenges and rewards of investing, and above all, I feel a great sense of satisfaction watching portfolio values grow with professional asset management.

I started Refresh Investments to help individuals and non-profits improve their financial picture by building the ‘right’ portfolios for them. Balancing asset risks and returns is both an art and a science, and I love doing it. My goal is to build wealth for my clients by implementing smart and sound investment strategies and prudent portfolio management. They invest with me, and I invest in each of them and their unique ambitions.

Education

  • Master of Business Administration, Cornell University
  • Bachelor of Science in Kinesiology, UCLA
  • Chartered Financial Analyst
  • Certified Public Accountant

Pamela Chen is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

We offer financial advice for women and families who are seeking a different experience. As fiduciary advisors, we are committed to creating an environment where you become more connected and in control of your financial life. Our mission is to get you organized and align your money with your priorities and goals so that you have the liberty to focus on the true passions in your life.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Retirement Income Planning
  • Investment Strategy & Management
  • Legacy Planning
  • Tax Planning
  • Equity Compensation
  • Estate & Generational Planning Issues

Ideal Clients

  • Retirees and Near Retirees
  • Business Owners and Executives
  • Sudden Money Situations
  • Women in Transition
  • Divorcee & Widows
  • High Net Worth Clients

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation
  • Collaborative & Values Based

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Pamela Chen is a NAPFA Associate

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • XY Planning Network
    Pamela Chen is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

  • CPA - Certified Public Accountant

    Pamela Chen is a Certified Public Accountant (CPA)

    A Certified Public Accountant (CPA) is a professional accountant who has met the education and experience requirements set by their state's Board of Accountancy and has passed the Uniform CPA Exam. CPAs are licensed to provide a wide range of accounting services, including financial statement preparation, tax planning and preparation, auditing, consulting, and other financial advisory services.

  • CFA - Chartered Financial Analyst

    Pamela Chen is a CFA® charterholder

    The CFA Program is the most respected and recognized investment management designation in the world with less than 200,000 charterholders globally.

    This advisor has earned the Chartered Financial Analyst® designation (CFA® charter) by passing all three of the CFA exams and gaining relevant industry experience, demonstrating their mastery of the investment analysis and decision-making skills most needed in the global investment management profession.

  • CFA Institute

    Pamela Chen is a Member of the CFA Institute

    The CFA Institute is a global, not-for-profit organization comprising the world’s largest association of investment professionals. With more than 170,000 members and 150 regional societies around the world, the organization is dedicated to developing and promoting the highest educational, ethical, and professional standards in the investment industry.

Contact Pamela Chen

424-625-7260

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Office Locations:

  • 401 Wilshire Blvd.
    12th Floor
    Santa Monica, CA 90401

Refresh Investments LLC is a Registered Investment Advisor firm.   Advisory services are only offered to clients and prospective clients where Refresh Investments LLC and its representatives are properly licensed or exempted from licensure.  Past performance is no guarantee of future returns.  Investing involves risk and possible loss of principal capital.

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