Patricia Parker
CFP®, CDFA®
Patricia Heaton Parker, CFP®
Owner and Financial Advisor
Patricia Parker
CFP®, CDFA®
Patricia Heaton Parker, CFP®
Owner and Financial Advisor
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Patricia Parker, CFP®, CDFA®
Fee-Only financial planner located in Orange, CA, serving clients locally and across the country
Patricia Parker is a Orange, CA fee-only financial planner. Patricia Heaton Parker, CFP® provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Patricia Parker is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Patricia Heaton Parker has been an active member of the Financial Planning Industry for over 20 years. Her firm, Discovery Financial, is an Independant, Fee Only firm specializing in the needs of clients going through transition. Whether its retirement, marriage, divorce or being widowed, change is difficult. Finding someone to trust, someone who will help you make smart financial decisions is challenging. Ms. Parker has helped hundreds of clients over the years find peace in these turbulent times. Services include Financial Plans (initial and ongoing) and Investment Management services. The initial consultation, either by phone or in person, is free of charge and obligation. It is a time to see whether or not the client and advisor are a good fit. Any additional financial planning services are available by either an hourly fee or a quoted flat fee. Any investment management services are available as an annual percentage of Assets Under Management (AUM). This fee is based on account size, and will be quoted upon retainer. We believe in helping the communities we serve, and therefore we do not require a minimum account size to work with us.
As a former Registered Nurse, Ms. Parker has been highly beneficial to her clients as they deal with end of life issues of their own, or with their parents. In addition, several clients have been referred to her as they have recently lost loved ones because of her sensitivity, insight and experience.
Ms. Parker is a active member of the OC Financial Planning Association where she has served on the Board of Directors. She is also an active member of NAWBO-OC (National Association of Women Business Owners) and AiP (Advisors in Philanthropy). Ms. Parker teaches Retirement Planning and Employee Benefits in the CFP program at University of California, Irvine.
Patricia Parker is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Planning Specialties
Philanthropic Planning/ Charitable Giving
Small Business
Marriage and Divorce
Estate Plans
Financial Planning for Corporate Executives
Financial Planning for the Aero Space Industry
Financial Planning for Women
Long Term Care Philanthropic Planning/ Charitable Giving
Small Business
Marriage and Divorce
Estate Plans
Long Term Care
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- Second Marriage Money
- Philanthropic Planning
- Estate Planning
Ideal Clients
- Retirees and Near Retirees
- Business Owners and Executives
- Sudden Money Situations
- Adopting Families
- Blended Families
- Women in Transition
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Patricia Parker is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Patricia Parker is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Patricia Parker is a Certified Divorce Financial Analyst® (CDFA®)A CDFA® professional is a financial professional skilled at analyzing data and providing expertise on the financial issues of divorce. The role of the CDFA® professional is to assist the client and his or her attorney to understand how the decisions he or she makes today will impact the client’s financial future. A CDFA® can take on many roles in the divorce process: Financial Expertise and Strategy, Data Collection and Analysis, Expert Presenter and Litigation Support. In some cases, CDFA® professionals are called upon to act as expert witnesses in court or in mediation proceedings.
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Patricia Parker is a member of The Financial Planning Association® (FPA®)FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
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Patricia Parker is a Member of the XY Planning NetworkThe XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
Contact Patricia Parker
Office Locations:
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500 N. State College Blvd
Orange, CA 92868
