Peggy McGillin
CFP®
Journey Wealth Partners
Principal & Founder
Peggy McGillin
CFP®
Journey Wealth Partners
Principal & Founder
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Peggy McGillin, CFP®
Fee-Only financial planner located in Concord, MA, serving clients locally and across the country
Peggy McGillin is a Concord, MA fee-only financial planner. Journey Wealth Partners provides comprehensive wealth management, college and education planning, retirement planning and investment management to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Peggy McGillin is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Peggy McGillin, CFP® helps clients clarify what is most important to them, has a keen ability to break down complex decisions and is adept at propelling clients to act, so they achieve their goals. As a business owner and founder of Journey Wealth Partners, Peggy is committed to Journey’s clients realizing their potential. Peggy is responsible for building and maintaining the practice and ensuring the highest standards and best-in-class practices for firm leadership, management, operations, compliance, and the delivery of expert and meaningful asset wealth management outcomes for clients, along with career development and growth for the Journey Team.
Peggy is a fee-only independent Registered Investment Advisor and the principal of Journey Financial Planners in Concord, Mass. Peggy graduated from Northeastern University and New York University’s Stern School of Business.
Her desire to assist professionals in maximizing their resources began during her corporate and entrepreneurial careers and tenure at client driven independent wealth management firms in New York, Washington, and Massachusetts. Journey’s clients are from North America coast to coast and hail from Europe, Asia, and Canada and are experts in their fields and are driven to live their best lives.
Peggy:
- Is a CERTIFIED FINANCIAL PLANNER™ professional
- Earned the Certificate of Financial Planning from Boston University
- Is an instructor for the University of Massachusetts’sTax School for Practitioners, an IRS approved educational entity, and a member of the Land Grant University Tax Education Foundation, Inc.
- Passed the broker Series 7 and Series 66 exams but decided against working at commission-driven brokerage firms
- Is a member of the Massachusetts Financial Planning Association, NAPFA, the Concord Chamber of Commerce, and Provisors
- Sold WOWFactor, Inc., an Internet firm she founded in 1995, to publicly traded Frontline Communications in 1998
- Has extensive product management and development experience with AT&T and business development with venture-backed and closely held firms
- Earned a Master of Business Administration at New York University’s Stern School of Business
- Earned a Bachelor of Science in business administration with majors in finance and insurance & international business at Northeastern University
Peggy lives in Boston, Mass., with her husband Frank. She enjoys being with clients, colleagues, friends, family, and being outdoors, entertaining, running, biking, swimming, yoga, reading and traveling. She rode and raised funds for the Pan-Mass Challenge in 2014, 2015, 2017. Peggy is a past board member of OpenTable.org whose mission is to provide healthy food, friendship and support to those in need while respecting their privacy and dignity via community dinner programs and food pantries in Concord and Maynard, MA.
Peggy McGillin is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Radically Rational Wealth Management
We invite you to explore our time-tested approach to proactive planning and disciplined, efficient investing: an approach so rational, it’s radical. At Journey, we act in your best interest — all day, every day. How is that different than the typical advisor? Just look at the math.
The Logic
If you had more time to do what is most important to you i.e. take care of your family, your health, important relationships, your professional life, your own growth, favorite activities and volunteering, or fill in the blank __________, while knowing that your finances and investments were optimally implemented that would be good.
If you believe you are in optimal financial shape, how do you know? If you worry that you are not, what would you need to know to not worry?
If you are a do it yourselfer, that implies that you have the time, focus, tools, information, access and insight, discipline and lack of behavioral biases at all time to execute.
If you work with an advisor, first and foremost confirm they working in your best interest and if that hurdle is met, are you convinced that they have the time, focus, tools, information, access and insight, discipline and lack of behavioral biases at all time to ensure your plan is fully executed?
We can help you make sure your finances are optimal or we will work with to make sure they are. Please read through our website, especially our Bios and our ADV and let us know what you think, and if you are comfortable, let’s meet to better understand what you want and need.
Heart & Sole
Our sole reason for being is to increase our clients’ control, outcomes and purpose.
We execute practical and effective evidence-based strategies, with a transparent and competitive fee structure, delivered with extraordinary personal service. If you are not hitting your targets for savings, rebalancing, tax and risk management, legacy planning and other goals, you are likely not receiving the comprehensive personal financial planning you deserve.
Dig in and see just how unique we are — and how every difference benefits you.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Peggy McGillin is a NAPFA AssociateThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Peggy McGillin is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Peggy McGillin is a Member of The Financial Planning Association® (FPA®)FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
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Peggy McGillin is Quoted in the Boston Herald: "Best financial planning tips for 2020: Experts say save up, pay off debt"
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Peggy McGillin is Quoted in Financial Advisor Magazine: "Clients With A $1 Million Salary Feeling Broke?"
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Peggy McGillin Hosted a Wine, Cheese & Wisdom Event on “Managing the Business… of Life”
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Peggy McGillin Presented as a Panelist: "The Life Planning Exchange And Holistic Estate Planning" for the Life Planning Exchange (LPX) Launch Party
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Journey Wealth Partners is a Member of the Concord Chamber of Commerce
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Peggy McGillin Contributed as Guest Writer to Don't Give Up On Them!: "Your Legacy: Money, Mementos and Memories"
Contact Peggy McGillin
Office Locations:
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747 Main St
Suite 120
Concord, MA 01742 -
5 Federal Street
Suite 718
Nantucket, MA 02554
