CFP®, CDFA®, CTFA, AEP®, MSF
Lead Financial Advisor
CFP®, CDFA®, CTFA, AEP®, MSF
Lead Financial Advisor
I cherish the opportunity to cultivate strong, long-lasting relationships with clients while counseling them through all of their different life chapters. - Philip Herzberg, CFP®, CDFA®, CTFA, AEP®, MSF
Fee-Only financial planner located in Miami, FL, serving clients locally and virtually across the country
Philip Herzberg is a fee-only CFP®, CDFA®, CTFA, AEP® professional providing objective financial planning and investment management services as a fiduciary. He specializes in financial planning for divorced and widowed women, inheritance planning, equity compensation, and tax planning strategies for high-income earners. At Team Hewins, we collaborate with your CPA, attorney, and other professionals to help coordinate your financial life. Because we are looking to form long-term relationships with clients, we generally charge an ongoing asset-based fee that covers all of our financial and investment management work. Additionally, we work with professionals who are still actively building their wealth and have a different pricing approach for those situations.
Philip Herzberg, CFP®, CDFA®, CTFA, AEP®, with over 16 years of experience— I help my clients navigate their financial situation through comprehensive financial planning. I am a featured speaker for local and national organizations, such as the Estate Planning Council, Florida Institute of Certified Public Accountants (FICPA), FPA, United Way, and the Jewish Community Foundation's Professional Advisory Council. Additionally, I've written articles for and been quoted in major publications, including the Wall Street Journal, USA Today, CNBC, AARP, Kiplinger, Yahoo! Finance, Retirement Daily, Morningstar, Barron's, InvestmentNews, Financial Advisor Magazine, Miami Herald, and Sun-Sentinel. Learn more about Philip Herzberg here...
Things to know:
- Complimentary consultation at the beginning of the process.
- We meet with clients on their terms - in the office or online.
- Our goal is to build long-term relationships with our clients by providing proactive, smart, and flexible services
- Each client is supported by a primary advisor and our client service team, so your day-to-day service issues can be handled with ease.
- We are 100% employee-owned (by 11 principals), with no outside investors or private equity.
- We seek to create a "one-stop-shop" experience, coordinating with your other professional advisors.
- The services we provide are most beneficial to clients with more complex financial needs; our minimum client size is $1 million in assets managed.
Philip Herzberg is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Team Hewins is an independent, fee-only financial planning and investment advisory firm with $2.7 billion in assets under management and advisement. Led by CEO Roger Hewins and a team of eight other Principals, Team Hewins offers clients proactive financial leadership, providing personalized financial planning and investment services. Team Hewins is focused on easing financial stress for busy clients and providing forward-looking ideas and financial advice that empowers clients to make well-considered decisions.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- Estate & Generational Planning
- Tax Planning
- Divorce Planning
- College Education Planning
- Business Owners
- Clients going through Divorce
- High Net Worth Clients
- Families in need of Estate Planning
- % of Managed Assets
- Monthly Planning Fee
- In-Office Meetings
- Virtual Meetings
- Complimentary Initial Consultation
Professional Designations & Affiliations
Philip Herzberg is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Philip Herzberg is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Philip Herzberg is a member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
Philip Herzberg is a Certified Divorce Financial Analyst® (CDFA®)
A CDFA® professional is a financial professional skilled at analyzing data and providing expertise on the financial issues of divorce. The role of the CDFA® professional is to assist the client and his or her attorney to understand how the decisions he or she makes today will impact the client’s financial future. A CDFA® can take on many roles in the divorce process: Financial Expertise and Strategy, Data Collection and Analysis, Expert Presenter and Litigation Support. In some cases, CDFA® professionals are called upon to act as expert witnesses in court or in mediation proceedings.
Philip Herzberg is a Certified Trust and Fiduciary Advisor (CTFA)
Certified Trust and Fiduciary Advisor (CTFA) is a professional designation offered by the American Bankers Association (ABA). This mark provides training and knowledge in taxes, investments, financial planning, trusts, and estates. The CTFA credential is appropriate for professionals who have a career in banking, broking, financial planning, taxation, or trust administration.
Philip Herzberg is an Accredited Estate Planner® (AEP®)
Professional estate planners can obtain an accreditation that acknowledges their experience and specialization in estate planning. Awarded by the National Association of Estate Planners & Councils to recognized estate planning professionals who meet special requirements of education, experience, knowledge, professional reputation, and character.
Team Hewins is an Approved Dimensional Funds Advisor
Dimensional believes an advisor can work closely with you to understand your financial needs and provide a range of wealth management services, while encouraging the discipline essential to long-term investment success. Financial advisors who work with Dimensional operate independently from Dimensional and vary in the extent to which they use Dimensional funds.
Philip Herzberg is Quoted on Barrons: "Considering a Roth IRA Conversion? There’s No Time Like the Present."
Philip Herzberg is Quoted on Yahoo Finance: "How To Set Up An Estate Plan"
Philip Herzberg is Quoted on Yahoo Finance: "Year-end financial planning: How to prepare for Biden's proposed tax changes"
Philip Herzberg Contributes to Retirment Investor: "Estate Planning for Your Aging Parents’ Need"
Philip Herzberg Contributes to the Journal of Financial Planning: "Year-End Tax-Smart Strategies to Maximize Charitable Impact"
Philip Herzberg is Featured in the South Florida Business Journal's People on the Move Section
Philip Herzberg is a Columnist for the Journal of Financial Planning
Philip Herzberg Served as Moderator for the Financial Planning Association of Miami's Webinar: "SECURE Act for Clients' Planning"
Philip Herzberg was a Speaker at the 15th Annual FPA of Miami Symposium
Philip Herzberg Co-Authored "Matrimonial Bliss - Pros and Cons of Merging Your Finances" as Published on the Financial Planning Association Website
Philip Herzberg is Quoted on TheStreet.com: "Should You Give Financial Support to Family?"
Philip Herzberg is Quoted on CNBC: "Those 529 college savings plans can be a flexible way to transfer wealth"
Philip Herzberg is Quoted in the Wall Street Journal: "When Kids Return Home"
Philip Herzberg is Quoted on Kinetic Credit Union: "Time for a Midyear Financial Checkup"
Philip Herzberg is Quoted on GoBankingRates.com: "Is Phased Retirement Right for You?"
Philip Herzberg is Quoted in InvestmentNews: "Advisers in Florida brace for Hurricane Irma’s wrath"
Philip Herzberg was a Panelist on "The Changing Landscape of Charitable Giving" Presented by the United Way of Miami
Philip Herzberg is Quoted in Financial Planning Magazine: "Financial Planning for Amicably Tackling a PA Divorce Settlement"
Philip Herzberg is Quoted on Rebecca W Geyer & Assoc Blog: "Don’t List User Names or Passwords in Your Will"
Philip Herzberg is Quoted in USA Today: "6 potential pitfalls of Roth IRA Conversions"
Philip Herzberg is Quoted on Kiplinger: "13 Financial Moves to Make After Losing a Spouse"
Philip Herzberg is Quoted on Nasdaq.com: "Discussing Essential Financial Skills and Responsibilities with Children Leaving for College"
Philip Herzberg is Quoted in MarketWatch: "How to start with pennies and retire a millionaire"
Contact Philip Herzberg
4400 Biscayne Blvd.
Miami, FL 33137
2255 Glades Road
Boca Raton, FL 33431