R. Michael Terry

MBA, CFP®

Merit Financial Partners, LLC

Co-Founder and Partner

R. Michael Terry

MBA, CFP®

Merit Financial Partners, LLC

Co-Founder and Partner

With you every step of the way, as a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - R. Michael Terry, MBA, CFP®

(718) 898-0871

Fee-Only financial planner located in Maspeth, NY, serving clients locally and across the country

R. Michael Terry is a Maspeth, NY fee-only financial planner. Merit Financial Partners, LLC provides comprehensive financial planning, retirement planning, and college planning to help novice investors, individuals, and families organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, R. Michael Terry is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Michael Terry CFP® is co-founder and Partner of Merit Financial Partners, LLC. Michael earned his CFP designation in 1995 while working as Editorial Financial Manager for Money Magazine. After a 20 year career in the magazine business, including stints at People Magazine, Time Magazine and 10 years at Money Magazine, Michael began to work full time as a fee-only financial adviser at FAM Corporation in Manhattan. In 2006 he founded Michael Terry Planning in Maspeth Queens in order to serve a broader spectrum of clientele and to fulfill a need for community service.

Michael is a frequent contributor and expert advisor to publications like Money Magazine, Consumer Reports and the Queens Ledger. In 2013, he wrote a series of articles for the Queens Ledger on Mutual Funds. Michael brings his expertise to bear on early retirement strategies, asset allocation and mutual fund strategies, College Planning, and general financial planning. He has an MBA from NYU, and a Bachelor of Music and Master of Music from the University of Memphis.

Michael is currently the Executive Vice-President of the Maspeth Chamber of Commerce and Past Distinguished President of the Kiwanis Club of Maspeth. He served as Lt. Governor of the Queens West Division of Kiwanis International for the 2011-2012 fiscal year and continues his Kiwanis work as secretary of the Maspeth Club. He lectures around the Tri-state area on College Financial Planning and Financial Aid. He has served on the executive boards of several Parent Associations including Bronx High School of Science and the LaGuardia High School for the Performing Arts and as a Cub Master for Pack 365 and Assistant Scout Master for Troop 45 in Maspeth. He enjoys Bird Watching, Camping, Opera, Baroque and Classical Music as well as Jazz and other forms of music. His wife, Lisa, is a well-known Baroque Musician, featuring the cello and Viola da Gamba.

R. Michael Terry is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Merit Financial Partners, LLC is a Fee-Only financial planning and Registered Investment Advisory firm with offices in New York City, Westport, and Stamford, CT. We specialize in providing hourly, as-needed financial advice and tax planning services to individuals and families. As Fee-Only advisors, we work solely for our clients. Because no commissions are ever received, all potential conflicts of interest regarding compensation are removed. Clients have the flexibility to engage us on either a one-time, as-needed or ongoing basis.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales

Professional Designations & Affiliations

Contact R. Michael Terry

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Office Locations:

  • 6964 Grand Ave
    Maspeth, NY 11378

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