Ramsey Bova


Moneywatch Advisors, Inc.

Financial Advisor

Ramsey Bova


Moneywatch Advisors, Inc.

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Ramsey Bova, CFP®


Fee Only Financial Planner with office in Lexington, KY, Kennebunkport, ME, and Naples, FL and serving clients nationwide

Ramsey Bova is a Kennebunkport, ME fee-only financial planner. Moneywatch Advisors, Inc. provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Ramsey Bova is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Ramsey Bova is responsible for managing MAI’s daily business environment, daily operations and for preparing financial plans and retirement plans for clients. Ramsey joined the firm in August of 1998, after receiving her Bachelor of Science degree with a major in finance from Clemson University. As Chief Compliance Officer, she is responsible for administering those policies and procedures. She annually reviews these policies for adequacy and effectiveness and stays current on any Proposed Rules from the SEC. Ramsey, her husband Robert Hammond, and son, Pierse, reside in Lexington, KY.

Ramsey Bova is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Moneywatch Advisors is a registered investment advisor with the Securities and Exchange Commission, the Florida Department of Securities, the Kentucky Division of Securities and the Maine Department of Securities.

We have been providing investment advisory and financial planning services since 1980. Clients are provided with continuous advice on investments, consistent with their individual needs and financial objectives.

Moneywatch approaches managing clients’ investment assets by initially determining the client’s needs in terms of income (cash flow), preservation of capital and capital appreciation. We then develop and implement an appropriate investment strategy. Our mission is to provide continuous advice and investment allocation to help the client achieve their financial goals.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Ramsey Bova is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Ramsey Bova is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

Contact Ramsey Bova

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Office Locations:

  • 6 Proctor Avenue - Goose Rocks Beach
    Kennebunkport, ME 04046
  • 4524 Silver Fox Drive
    Naples, FL 34119
  • 121 Walton Avenue
    Lexington, KY 40508

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