Ramsey Bova


Moneywatch Advisors, Inc.


Ramsey Bova


Moneywatch Advisors, Inc.


As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Ramsey Bova, CFP®

Fee Only Financial Advisor based in Lexington, KY and serving clients nationwide. INVEST IN YOURSELF, TRUST IN US.

Ramsey Bova is a Lexington, KY based fee-only financial planner

In June 2022, Ramsey was appointed by the Governor of Kentucky to the Kentucky Retirement System (KRS) Board of Trustees.  This board oversees the Kentucky Employees Retirement System (KERS) and the State Police Retirement System (SPRS).  This four year term expires June 2026.

You aren’t just planning your retirement. You’re planning your life. And that future begins now. With us.

Together, we will chart a course for a successful future. You define that success. And as your certified financial planning partner, Moneywatch Advisors will use our breadth of services and resources to help you reach your goals.

Think of us as your family CFO. We will help you make life’s most important financial decisions.

First, Moneywatch will sit down with you and listen to your goals. We’ll review your investment assets and income needs. Then, our team will develop and implement an appropriate financial plan tailored just for you – for all the stages of your life.

We Promise

Futures can be uncertain, but the right financial plan gives you options – to retire early or to achieve the security that allows you to pursue a different career or calling. We can help you get there with a plan tailored specifically to your goals.

Moneywatch pledges to:

Remove the guesswork you may feel if you’ve been investing on your own.

Reject a system that rewards financial advisors for the quantity of transactions they make rather than the quality and soundness of the investments. That’s why we are fee-only. Our only incentive is for you to do well.

Remain a trusted, local voice that recognizes our value to you is based on our expertise and knowledge – not just of finances but of you.

Ramsey Bova leads Moneywatch Advisors, Inc. in its mission to guide individuals, families, businesses and charitable organizations towards their financial goals by placing their interests first and acting as their fiduciary.  Ramsey joined the financial advisory company in 1998 as a graduate of Clemson University, with a degree in Financial Management. 

Ramsey has experience working on all of the varied roles at Moneywatch and qualified as a Certified Financial Planner™, or CFP®, whilst on her road to becoming the President and Owner of the business. This experience has given her the ability to build and manage a great team that works together to achieve the goals of every client.

Ramsey is responsible for all aspects of the general management of the business in addition to the daily business environment, operations and preparing financial and retirement plans for clients whilst acting as a personal financial advisor and guide to all.

Moneywatch Advisors, Inc. was founded in 1980 as a fee-only, independent investment advisor registered with the Securities and Exchange Commission. We currently manage in excess of $235 million of assets for more than 350 individuals, families, businesses and charities. Clients are provided with continuous advice on investments, consistent with their individual needs and financial objectives.

As an owner and President of Moneywatch Advisors, Inc., Ramsey‘s leadership places Moneywatch among only 7% of Registered Investment Advisors in the United States that is female-owned. In addition, she has reached the top of her profession by holding the prestigious Certified Financial Planner™ designation, of which only 23% are women.

Moneywatch Advisors is registered as an investment advisor with the U.S. Securities and Exchange Commission.

We have been providing investment advisory and financial planning services since 1980. Clients are provided with continuous advice on investments, consistent with their individual needs and financial objectives.

At Moneywatch, our sole focus is you. We don’t push a particular investment strategy. We’re fee-only, so we don’t get rewarded by the transaction – but by having our interests aligned with our clients.

We’re your team of advisors – ready to help you plan, invest and manage your finances and your future. As your personal financial planners, Moneywatch will provide you with continuous advice on investments — consistent with YOUR specific needs and financial objectives.

We listen to you, so we’ll understand what success looks like for you and how we can help you achieve it. We appreciate you and want to understand your personal situation – whether you’re a longtime University of Kentucky faculty or staff member, a young professional just starting to invest, or approaching retirement with questions on how to make that transition.

Your future is waiting.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • Certified Financial Planner (CFP)
    Ramsey Bova is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

Contact Ramsey Bova

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Office Locations:

  • 121 Walton Avenue
    Lexington, KY 40508

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