Randy Thurman


Retirement Investment Advisors, Inc.


Randy Thurman


Retirement Investment Advisors, Inc.


As a fee-only financial planner, my focus is to help you have a worry-free income for life. - Randy Thurman, CFP®, CPA/ PFS

(405) 842-3443

Fee-Only financial planner located in Oklahoma City, OK, serving clients locally and across the country

Randy Thurman is a Oklahoma City, OK fee-only financial planner. Retirement Investment Advisors, Inc. provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Randy Thurman is not paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Randy Thurman is a Certified Public Accountant (CPA) and a CERTIFIED FINANCIAL PLANNERTM professional with nearly 30 years of asset management and retirement planning experience. Randy specializes in tax and investment strategies designed to help people achieve their financial goals. Frequently during the initial consultation with a prospective client, Randy has been able to demonstrate how to save in taxes and unnecessary financial expenses.

The Personal Financial Specialist credential recognizes CPAs with ample professional experience in financial planning. PFS candidates must pass a technical exam and complete 1,000 hours of business experience during the past five years and over 75 hours of life-long learning activities.

Randy is a member of the South Oklahoma City Rotary Club, Greater Oklahoma City YMCA Board of Directors, and the Oklahoma Society of CPAs. Randy holds four degrees including an MBA from Oklahoma State University. He taught Fundamentals of Investing at Oklahoma City Community College for 11 years and has conducted various money management seminars for adult education at numerous locations across the metro area.

Randy has written several books including More than a Millionaire which is geared towards readers under 35, and the recent The All Weather Retirement Portfolio, which instructs retirees how to make their money last their lifetime. 

Randy lives in South Oklahoma City with his wife Pati and their son, Levi. He attends and is actively involved in Christ Family Church. 

Randy Thurman is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

We believe that every client has a unique situation, and that clients' needs vary. Our role is to provide our clients with greater financial independence and confidence in their investments by helping them make smart, well-informed decisions about their investments and retirement plans. Retirement Investment Advisors, Inc.'s investment strategy is to enhance our clients' successes by creating individualized, dynamic portfolios that can help optimize returns and reduce volatility. We are strategically working with quality investment management firms to execute the details of each client's personal plan.



The first step in the investment process is a meeting in our office in which our financial professionals discuss a variety of matters relating to your financial situation. We will ask you to bring a list of assets (what you own) and liabilities (what you owe), copies of bank and brokerage statements and information about any other assets you may have in order to provide you with a complete financial management evaluation. We discuss your plans for the future and any special concerns you may have, such as caring for an elderly parent or minimizing taxes in the transfer of your estate. We will also share in greater detail the services offered and the fee options available with our compensation. This meeting is an opportunity to determine if we are compatible with each other. There is no charge for this initial consultation or any other meeting prior to becoming a client.

We generally meet with prospective clients on an average of three times before they sign on as a client. We believe that choosing a financial advisor is an important decision and that it should not be taken lightly.


When a decision is made to proceed, the in-depth financial advisory process begins. Our financial professionals will begin to recommend proposed strategies, not products, to your financial concerns and indicate our recommendations for your completed financial management program. On an ongoing basis throughout our relationship, we will keep you informed on all matters affecting your financial management program and provide as much education on the financial management process as you desire.


In the weeks and months following the implementation of your financial management program, you will receive many documents in the mail. You are encouraged to call us any time you receive something you don't understand or if you have any questions. If a major financial event occurs in your life, such as a retirement distribution, death of a loved one, change in marital status, birth of a child or grandchild, sale of a home or business, or an anticipated receipt of an inheritance, it is important that you call so we can properly plan for the event and adjust your financial management plan as necessary.


Generally, our financial professionals will schedule semi-annual meetings in which we will review your financial goals, measure your financial management investment performance and fine-tune your asset allocation to make sure you stay on track to achieve their goals.


Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Randy Thurman is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Randy Thurman is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • Financial Planning Association
    Randy Thurman is a member of The Financial Planning Association® (FPA®)

    FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.

  • CPA - Certified Public Accountant
    Randy Thurman is a Certified Public Accountant (Learn More)

    A Certified Public Accountant (CPA) is a professional accountant who has met the education and experience requirements set by their state's Board of Accountancy and has passed the Uniform CPA Exam. CPAs are licensed to provide a wide range of accounting services, including financial statement preparation, tax planning and preparation, auditing, consulting, and other financial advisory services.

Contact Randy Thurman

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Office Locations:

  • 2925 United Founders Boulevard
    Oklahoma City, OK 73112

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