Rick Raybin
CFP®
Lifetime Capital Group, LLC
Founder & CEO
Rick Raybin
CFP®
Lifetime Capital Group, LLC
Founder & CEO
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you live the life you desire. - Rick Raybin, CFP®
Fee-Only financial planner located in Burlingame, CA, serving clients locally and across the country
Meet Rick Raybin
Rick Raybin uses comprehensive financial planning to help individuals and families properly plan to achieve their financial goals and dreams. With his assistance, clients are able to “do more.” Rick uses his education and noteworthy professional experience to bring informed insight, valuable ideas and reliable guidance to each situation.
Earlier in his career, Rick was a CPA with Coopers & Lybrand and the CFO of Rosenberg Real Estate Equity Funds (RREEF), a nationally recognized real estate investment manager. While at RREEF, Rick was a co-founder of an industry consortium, the National Council of Real Estate Investment Fiduciaries (NCREIF), which is a major provider of real estate-related indices. His educational credentials include a Bachelor of Arts degree in Economics from Bowdoin College and an MBA from Columbia University’s Graduate School of Business with a specialization in finance and accounting.
In 2006, Rick founded Lifetime Capital Group, a boutique financial services firm. His driving philosophy is that the better he gets to know his clients the better he is able to help them live the life they desire. What sets Rick apart is his creative approach to tailoring financial strategies that work for his clients.
Rick authored the book, Investing 3.0: What the Creators of Index Funds Discovered and How to Profit from It, in 2017. It walks the reader through an evidence-based approach to investing and how an investor can follow this approach on their own or find an advisor to help them.
Beyond advising clients, Rick supports his community with his expertise on financial matters. These have included such organizations as The Friends of the San Francisco Public Library, Hillsborough Schools Foundation, Peninsula Temple Beth El, San Mateo Legal Aid Society and the Palo Alto Rotary Foundation.
He is currently a Board Member and Treasurer of the Peninsula Estate Planning Council, as well as a member of the Rotary Club of San Mateo.
As a fee-only, fiduciary, and independent financial advisor, Rick is never paid a commission of any kind, and works only for the client - not a broker, insurance company, or bank.
Rick Raybin is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Professional Designations & Affiliations
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Richard Raybin is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Contact Rick Raybin
Office Locations:
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533 Airport Blvd
Suite 400
Burlingame, CA 94010