Robert Lemmons

CFP®, CPA, AIF®, CEPA

Total Wealth Planning

Financial Advisor

Robert Lemmons

CFP®, CPA, AIF®, CEPA

Total Wealth Planning

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Robert Lemmons, CFP®, CPA, AIF®, CEPA

(513) 984-6696

Fee Only Financial Planner Located in Cincinnati, OH and Serving Clients Nationwide

Robert Lemmons is a Cincinnati, OH fee-only financial planner. Total Wealth Planning provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Robert Lemmons is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
As Director of Financial Planning, Rob is responsible for the total financial planning experience that each client receives at the Financial Management Group. His team’s unique, comprehensive discovery process is instrumental in helping clients set specific financial and personal goals and objectives. Rob’s professional passion is to formulate for each client relationship a customized, strategic Financial Management Review™ that plans strategies and implements solutions for achieving their goals and objectives, and then to monitor their progress along the way.

For over twenty years, Rob has been providing financial planning, investment advice and tax reduction strategies to affluent clients located worldwide. He specializes in maximizing wealth for retirement and financial independence with his experienced expertise involving corporate retirement plans, complex executive incentive compensation programs such as non-qualified employee stock options, incentive stock options, and both restricted and performance based shares. He has advised senior executives at Procter & Gamble, Chevron, General Electric, Johnson and Johnson, Fifth Third Bank and other Fortune 500 companies.

Being credentialed as a Certified Public Accountant (CPA), a CERTIFIED FINANCIAL PLANNER™(CFP®), and a Certified Exit Planning Advisor(CEPA), Rob’s lengthy professional experience advising business owners enables him to integrate his business planning knowledge with personal financial planning strategies in order to maximize and protect the total wealth accumulation accomplished by business owners. His unique combination of expertise is a valuable resource for business owners who desire to maximize the value of their business and to monetize the ultimate value into a diversified result.

Rob’s professional memberships include the American Institute of Certified Public Accountants, the Ohio Society of CPA’s, the Financial Planning Association (FPA), and he is a Registered Financial Advisor with the National Association of Personal Financial Advisors (NAPFA) having met that organization’s strict membership requirements. The designation is only available to Fee-Only financial advisors who abide by NAPFA’s Fiduciary Oath “to place the client’s interests first”.

He has also earned the Accredited Investment Fiduciary AIF® designation through the Center for Fiduciary Studies in association with the University of Pittsburgh Joseph M. Katz Graduate School of Business. The professional designations awarded by fi360 demonstrate the focus on all the components of a comprehensive investment process, related fiduciary standards of care, and commitment to excellence.

Rob is frequently invited to speak about a variety of financial planning and tax advisory topics.

Robert Lemmons is a Fee Only Financial planner in Cincinnati, OH. Robert Lemmons is a NAPFA-Registered Financial Advisor.

Robert Lemmons is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning
Founded in 1989, Financial Management Group is a fee-only compensated wealth management firm, independently owned and operated by a team of trusted and uniquely experienced professionals. Each professional working with our clients is a multi-credentialed advisor with either a CERTIFIED FINANCIAL PLANNER™ (CFP®) designation and/ or an Advanced Degree. Combined, our advisors have over 100 years of experience working with clients. We are passionate about providing the very best guidance possible for making certain our clients will achieve their lifetime goals and objectives and realize financial peace of mind. We are committed to serving in your best interest foremost as is required in a truly-pure fiduciary advisory relationship, which unfortunately is much too often not the case in the financial services industry.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

Contact Robert Lemmons

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Office Locations:

  • 4665 Cornell Road Suite #160
    Cincinnati, OH 45241

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