Robert Lindstrom
CFP®, EA
Provision Financial Planning
Financial Advisor
Robert Lindstrom
CFP®, EA
Provision Financial Planning
Financial Advisor
We help clients overwhelmed by retirement planning confidently make better financial decisions so they can optimize their retirement plan, lower their taxes and improve their investments. - Robert Lindstrom, CFP®, EA
Fee-Only financial planner located in Towson, MD, serving clients locally and nationwide.
Our process gives us both a chance to make sure we would be a good fit for each other before committing a single dollar.
1. Schedule an Intro - This 60-minute meeting gives us both a a chance to see if our expertise is amatch for the kind of advie you’re looking for. The only decision you have to make after this call is “Does it make sense for Robert to do a complimentary assessment?”
2. Complimentary Assessment - We’ll explain what you can do to optimize your retirement plan, lower your lifetime taxes and improve your investments. There is never a hard-sell and you can take as much time as you need to decide: Should I implement this myself? Should I hire a different advisor to help me? Should I hire Robert to help me?
3. Implement - We’ll dive deeper by going through the comprehensive financial planning process. Then, we’ll assist you in implementing your plan and follow a systematic process to stay on top of your finances.
Robert Lindstrom is a fee-only financial advisor at Provision Financial Planning located in Towson, MD.
Many life decisions are financial decisions, and financial decisions are life decisions. That’s why I enjoy working with clients at the intersection of retirement and taxes. By collaboratively working together on an ongoing basis, we can regularly review your retirement income, make sure you’re not overpaying taxes and monitor your investments to be sure they align with your goals.
In addition to the CERTIFIED FINANCIAL PLANNING™ designation (CFP®), I am a NAPFA-Registered Advisor. This means I must complete 60 hours of Continuing Education every two years. Since I am also an Enrolled Agent (highest credential the IRS awards), I must complete an additional 24 hours per year on tax Continuing Education. While there is some overlap, that's a lot of learning!
Earlier in my career, I worked in parts of the industry that required me to sell products for a commission. Needless to say, it wasn’t a good fit – and it’s why I eagerly founded Provision Financial Planning as a Fee-Only firm. The only compensation I receive is from my clients, which allows me to be a Fiduciary at all times. You would probably be shocked how few advisors can answer “yes” when asked if they are a Fiduciary at all times.
For more of a resume, click the LinkedIn icon at the top of the page.
Robert Lindstrom is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
We do our best work when our expertise matches the advice our clients are looking for. Since our expertise is at the intersection of taxes and retirement, we do our best work with:
-Retirees or Pre-Retirees who wnat to make work optional, especially before age 65
-People who want an ongoing and comprehensive relationship
-Diligent savers who have accumulated investments they need to turn into income in a tax-smart manner
Book an intro meeting below so we can see if we may be a good fit for each other.
Our process allows you to evaulate our firm before committing a single dollar.
1. Schedule an Intro - This 60-minute meeting gives us both a a chance to see if our expertise is amatch for the kind of advie you’re looking for. The only decision you have to make after this call is “Does it make sense for Robert to do a complimentary assessment?”
2. Complimentary Assessment - We’ll explain what you can do to optimize your retirement plan, lower your lifetime taxes and improve your investments. There is never a hard-sell and you can take as much time as you need to decide: Should I implement this myself? Should I hire a different advisor to help me? Should I hire Robert to help me?
3. Implement - We’ll dive deeper by going through the comprehensive financial planning process. Then, we’ll assist you in implementing your plan and follow a systematic process to stay on top of your finances.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Retirement Planning
- Comprehensive Financial Planning
- Tax Strategies
- Investment Management
Ideal Clients
- Retirement Focused
- Retiring early, or easing into retirement
- Solopreneurs
- Wants Ongoing Relationship
Working Together
- Virtual or In-Office Meetings
- No asset minimums
- Transparent Fees
- No Product Sales
Professional Designations & Affiliations
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Robert Lindstrom is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Robert Lindstrom is a Member of the XY Planning NetworkThe XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
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Robert Lindstrom is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Robert Lindstrom is an Enrolled Agent with the IRS (Learn More)An enrolled agent is a federally authorized tax practitioner empowered by the U.S. Department of the Treasury to represent taxpayers before the Internal Revenue Service. Enrolled agent status is the highest credential awarded by the IRS.
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Robert Lindstrom Contributes Articles Monthly to Sixty & Me
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Robert Lindstrom is Quoted on Best Company's Blog: "HSAs and Taxes: What You Need to Know"
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Robert Lindstrom Authored an Article for Humble Dollar: "Trading Time"
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Robert Lindstrom is a Guest Writer for The White Coat Investor: "Financial Planning Implications for Solo-Practice Owners"
Contact Robert Lindstrom
Office Locations:
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100 West Road
Suite 300
Towson, MD 21204 -
7027 Old Madison Pike
Suite 108
Huntsville, AL 35806