Rivermark Wealth Management (an office of Garrett Investment Advisors, LLC.)
Fee-Only financial planner with offices in Sunnyvale and Mountain View, CA serving clients locally and across the country.
Rivermark Wealth Management provides financial coaching and wealth management solutions to help busy tech professionals grow and protect their assets through life’s transitions. We focus on the topics that are most relevant to high-income clients in their 30's and 40's (education funding, equity compensation, portfolio allocation, housing decisions, debt management, progress toward retirement, and tax efficiency).
For clients in the Bay Area, we have offices in Sunnyvale and Mountain View, CA. We also offer virtual solutions for clients located across the country.
My name is Ron Guay. I am a CERTIFIED FINANCIAL PLANNER™ based in Sunnyvale, CA. I work primarily with high-income tech professionals that are in the rapid accumulation phase of their financial lives (30’s & 40’s).
After spending the first 20 years of my career in financial planning & analysis roles within a large corporate setting, I made the decision to leave a strong six-figure salary and Vice President title to pursue my dream of promoting financial wellness and literacy in the community while running my own business. I launched Rivermark Wealth Management to make this dream a reality.
I look forward to working for you and your family to clarify your primary goals & values, to building a financial plan customized to your unique objectives, and to be your financial coach through all of life’s twists and turns.
I follow a comprehensive approach to wealth management. Similar to physical well-being, financial wellness is a result of developing and maintaining good habits and avoiding costly mistakes. As your financial guide, I'll provide wisdom on the optimal path to achieve your goals and I'll be your accountability partner to keep you on that path and making progress.
I currently live in Sunnyvale, CA with my wife Deepti and our 3 sons. When I'm not working, I enjoy running, cooking, and traveling. I'm originally from Pittsburgh, PA, and still follow the city's sports teams (Go Steelers!). In the community, I volunteer on the Cumberland Elementary School Site Council, and I enjoy coaching my kids' youth soccer teams.
Ron Guay is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
Rivermark is a fee-only financial planning and investment consultation business in the San Francisco Bay Area. I abide by the fiduciary standard for all clients that we represent. Rivermark offers both Broad-based financial plans (covering retirement, college funding, investments, insurance, employee benefits, tax & estate planning) as well as Project-based or hourly consultations (to address a specific financial question or issue).
If you are a tech professional in your 30's & 40's, my mission is to help you achieve financial clarity, make mindful and informed decisions with your money, and leverage your financial resources to live your life on your terms.
Whether it’s preparing to buy your first home, funding your child’s education, managing your equity compensation, assessing your overall financial health, or 'all of the above', as your personal CFO I will embrace your goals as my own and provide you with the tools, strategies, and advice to be successful on your wealth journey.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Rapid Accumulation Stage (30's & 40's)
- Dual-Career Households
- Families With Young Children
- Equity Compensation
- High Marginal Tax Bracket
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Ron Guay is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Ron Guay is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Ron Guay is a member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
Contact Ron Guay
640 W. California Ave
Sunnyvale, CA 94086
800 W. El Camino Real
Mountain View, CA 94040