Ryan Carney


Winthrop Partners

Managing Director & Wealth Advisor

Ryan Carney


Winthrop Partners

Managing Director & Wealth Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Ryan Carney, CFP®

CFP® helping people across WNY invest and plan for the future on a fee-only and fiduciary basis

Ryan Carney is a Buffalo, NY fee-only financial planner. Winthrop Partners provides comprehensive and objective financial planning and investment management to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Ryan Carney is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Ryan Carney is Managing Director and Wealth Advisor at Winthrop Partners located in Buffalo, NY.


I have a passion for investing and following the financial markets. It’s incredibly rewarding to build successful wealth plans and investment portfolios for my clients. Every client is unique; goals and resources vary widely. I enjoy learning about each client’s circumstances and drawing upon our expertise and knowledge to create a path to success. We like to say at Winthrop that “more money is made and lost outside the stock market than inside”, which emphasizes the importance of combining wealth planning with investment management. Improving our clients’ chances of reaching their goals is what I enjoy most about being in financial services.


I want our clients to have a sense of comfort and optimism about their financial situation. Managing finances and investments can be a stressful and tedious ask for many people. It is extremely valuable to have an advisor who understands your unique circumstances and comprehends how market and economic events affect your portfolio and plans. A major goal I have for my clients is that they feel at ease knowing we have the experience, empathy, and expertise to guide them through all market cycles and life events. We also want to help our clients develop clear goals that we can work towards achieving. A goals-based investment program often provides better financial outcomes.


I began my career in 2015 after graduating from Bowdoin College with a degree in Economics. I discovered my interest in financial services through two internship experiences with Fidelity Investments and First Niagara Financial Group. I hold a Series 66 License and have held a Series 7. I am currently pursuing my CFP® designation.

In 2018, I was named one of Buffalo Business First’s “30 under 30” honorees. The award is given to professionals who are successfully combining career achievement, leadership development and community engagement before reaching the age of 30.


I am on the Ambassador Committee for Child and Family Services and am a participant in numerous fundraising events for local charities including the 11-day Powerplay for Roswell Park.

I am the Founding President of the WNY Chapter of the Association for Corporate Growth (“ACG”). ACG is a global network for professionals working in M&A, private equity, investment banking, and financial services. I began the WNY chapter in 2017 and we have become the premier network for professionals interested in corporate and economic growth in the region.

I am a member of the Buffalo Tennis & Squash Club, The Buffalo Club, and Cherry Hill Club.


I was born and raised in Amherst and currently live in the Elmwood Village. After graduating from Bowdoin College in Maine I moved back to Buffalo and am thoroughly enjoying the rebirth of our city. I am an avid crossfitter, squash player, hockey player, and golfer. I am very active in the community through sporting, charitable, and social events.  I am a graduate of Nichols School and have many friends and family in Western New York.

Founded in 2015, Winthrop is a fee-only fiduciary operating as a registered investment advisor in Buffalo, Pittsburgh and Philadelphia. Our commitment to our clients is that we will always be on their side. We will never try and sell products or take commissions from others. We act exclusively in our client’s best interest.

Winthrop Partners was founded to provide independent, conflict-free financial planning and investment services to every client. Our founders understood that this method is the only way investment services should be delivered. Our core value of “we invest in you before you invest with us” is the key to our culture. We know that every client situation is unique and every client deserves our complete and collective expertise and attention prior to making a decision to work with Winthrop.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Ryan Carney is a NAPFA Associate

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

Contact Ryan Carney

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Office Locations:

  • 835 Washington St
    Suite 118
    Buffalo, NY 14203

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