Ryan Graves
CFA®
Bemiston Asset Management
Founder, Asset Manager
Ryan Graves
CFA®
Bemiston Asset Management
Founder, Asset Manager
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Ryan Graves, CFA®
Fee-Only financial planner located in St. Louis, MO, serving mid-career professionals and their families locally and across the country

Ryan Graves is a Webster Groves, MO fee-only financial advisor serving clients locally and across the country. Bemiston Asset Management provides comprehensive financial planning to help millennial professionals and their families organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Ryan Graves is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Ryan Graves is an asset manager and founder of Bemiston Asset Management, an independent, fee-only financial planning firm dedicated to helping clients meet various financial goals.
I became a financial advisor because I wanted to help others. Finance can be complicated, even for professionals, and it can be difficult to make the right decisions. Investing on your own is very difficult, time-intensive, and stressful. Adding another layer of confusion for investors, many of the titles in the industry and have become convoluted and devoid of meaning. Anyone in the industry can call themselves a financial advisor, but unfortunately, many advisors work for commissions. How can you know that your advisor has your best interests at heart over trying to make the next sale or earn the next commission?
I believe that the client’s needs must come before the advisers. In my career, I have seen all too often, that sales have driven the investment process over meeting a client’s goals. My purpose is to put the client’s goals at the center of the financial planning and investment process. I created this firm to look out for my clients’ best interests without satisfying the sales and commission requirements of other companies.
Ryan lives in St. Louis, where he enjoys working out, playing softball, sand volleyball, soccer, flag football in the many local parks. Ryan is a huge fan of the St. Louis Blues and watches whenever he can. When he is not working or working out, he often enjoys many of the excellent pizza and taco restaurants in town. Ryan is also an Eagle Scout, and when he finds the time, he tries to help the Boy Scouts with Swimming and Life Saving Merit Badges.
Ryan Graves is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Bemiston Asset Management, an independent, fee-only financial planning firm dedicated to helping clients meet various financial goals.
Ryan Graves founded Bemiston to provide a better experience for investors. Ryan gained invaluable experience working for institutional investment managers, investment consultants, and financial advisors.
He works with clients ranging from professionals to families and millennials to retirees. Clients choose Ryan for his transparent fee structure and goal-oriented plan design. He believes in using technology to simplify clients’ investment processes by meeting many demands online.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Growing Families
- Business Owners and Executives
- Equity Compensation
- Sudden Money Situations
- Novice Investors
Working Together
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
- Clearly Defined Action Plan
Professional Designations & Affiliations
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Ryan Graves is a NAPFA Associate Member
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Ryan Graves is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
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Ryan Graves is a holder of the right to use the Chartered Financial Analyst® designation
The CFA Program is the most respected and recognized investment management designation in the world with less than 200,000 charterholders globally.
This advisor has earned the Chartered Financial Analyst® designation (CFA® charter) by passing all three of the CFA exams and gaining relevant industry experience, demonstrating their mastery of the investment analysis and decision-making skills most needed in the global investment management profession.
Contact Ryan Graves
Office Locations:
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508 Foreston Pl.
Webster Groves, MO 63119