CFP®, CPA, CEPA®
CFP®, CPA, CEPA®
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Ryan McClung, CFP®, CPA, CEPA®
Fee-Only financial planner located in Lake Oswego, OR, serving clients locally and across the country
Ryan McClung is a Lake Oswego, OR fee-only financial planner. Crossroads Advisory provides comprehensive personal financial planning and business advisory and exit planning to help business owners organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Ryan McClung is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Ryan McClung has been a CPA for 20 years, a CFP® professional for 11 years, and held several roles as a CFO. In addition, he is a real estate investor, which has given him a depth of knowledge to advise clients with real estate investment as part of their portfolios.
Ryan’s experience in advising both individuals and businesses has allowed him to develop a unique ability to help business owners with a range of topics and issues that are particular to them. That is why he believes it is important to approach financial planning on a granular scale. Ryan remains determined to spend time understanding each client's needs, wants, and financial goals so that he can create a well- thought, well-defined plan.
Seeing the end result of a transformative process is what he finds most rewarding. According to Ryan, the sight of joy on a client's face after lifting financial stress from their shoulders is priceless. That is why his planning process begins by discussing and defining what is most important to the client. From there, he will create a trusted, tailored solution that moves them toward the financial future they dream of.
Education, Designations & Registrations
Ryan studied accounting at Oregon State University where he received his Business Degree. Ryan also holds the following designations, registrations, and licenses:
- CERTIFIED FINANCIAL PLANNER™ designation
- Certified Public Account (Oregon)
- Certified Exit Planning Advisor®
Ryan's passions outside of financial planning include backpacking, beach trips, surfing with the kids, jiu jitsu, and just being alongside his family and friends. As someone who loves kids, Ryan will often volunteer for organizations that help support children in the community. For example, he was the Treasurer for the Metropolitan Youth Symphony and Parenting With Intent, which helps provide support and services to at-risk youth in foster care.
Ryan McClung is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
We specialize in providing personal financial planning services to individuals and families. Along side that we also offer business consulting services with a focus towards improving business value in anticipation of selling in the next 1-5 years. Our services include business owner retirement and exit planning, investment advising, estate planning, personal risk assessment, and personal and business tax planning. The firm is located in Lake Oswego, Oregon. We offer our services in-person and virtually. So whether you are local or not we can serve you.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Ryan McClung is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Ryan McClung is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Ryan McClung is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
Ryan McClung is a Certified Public Accountant (Learn More)
A Certified Public Accountant (CPA) is a professional accountant who has met the education and experience requirements set by their state's Board of Accountancy and has passed the Uniform CPA Exam. CPAs are licensed to provide a wide range of accounting services, including financial statement preparation, tax planning and preparation, auditing, consulting, and other financial advisory services.
Ryan McClung is a Certified Exit Planning Advisor® (CEPA®)
The Certified Exit Planning Advisor® (CEPA®) designation is obtained by financial professionals upon completion of a five-day in-person credentialing program. Advisors who earn this credential are specially trained to help business owners create an exit plan for selling their company for maximum benefit. The CEPA Program integrates exit strategy into business, personal, and financial goals of the business owner. Using this holistic approach, Certified Exit Planning Advisors® guide business owners to decide when’s the best time to sell their business and how to minimize taxes from the sale.
Ryan McClung is a Member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
Ryan McClung conducted a breakout session on "Efficient Financial Workflows" at the 2019 Strive to Thrive Business Expo and Workshop presented by the Lake Oswego, Tigard, Tualatin & Wilsonville Chambers
Ryan McClung is Quoted on Oregon Live: "End-of-year tax planning 2011: Tax breaks gone in the new year"
Contact Ryan McClung
420 2nd Street
Lake Oswego, OR 97034