Ryan Townsley


Town Capital

Financial Adviser and Owner

Ryan Townsley


Town Capital

Financial Adviser and Owner

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you and your family. - Ryan Townsley, CFP®

Fee-Only financial planner located in Bel Air, MD, serving clients locally and across the country

Ryan Townsley, CFP® is a Bel Air, MD fee-only financial planner. Town Capital provides comprehensive financial planning including innovative retirement planning strategies, investment advice & management, and tax/education/insurance/estate planning. Ryan offers his clients unbiased advice by selling no products & no insurance, charging only a fee for his services. 

Ryan Townsley is the lead adviser and owner of Town Capital. He is a Navy Veteran who served in Operation Enduring Freedom. Ryan lives in Bel Air, MD with his wife and daughter. He holds a BS in Nuclear Engineering Technology and an MBA in Finance. Ryan started Town Capital to provide his community with quality financial advice at fees more competitive than large firms.

Town Capital is a firm that does so much more than investments. We do comprehensive financial planning. This includes planning for retirement, college savings, gifts to the next generation, tax strategies, estate planning, and so much more. Our goal is to simplify your life and ease your stress . We take our fidcuiary duty very seriously, and pride ourselves in providing amazing service at a fee lower than other firms.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • XY Planning Network
    Ryan Townsley is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

  • Certified Financial Planner (CFP)
    Ryan Townsley is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

Contact Ryan Townsley

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Office Locations:

  • 5 South Hickory Avenue
    Bel Air, MD 21014

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