Ryan Townsley
CFP®
Town Capital
Founder and CERTIFIED FINANCIAL PLANNER™
Ryan Townsley
CFP®
Town Capital
Founder and CERTIFIED FINANCIAL PLANNER™
I help Engineers, Scientists, and other analytical people plan for a successful retirement and greatly reduce their taxes. - Ryan Townsley, CFP®
I serve Engineers, Scientists, and other analytical people all across the US
Ryan Townsley, CFP® is a Bel-Air, MD fee-only financial planner and fiduciary. His firm specializes in people from STEM careers planning for retirement. Town Capital provides comprehensive financial planning including innovative retirement planning strategies, investment advice & management, tax planning and reductions strategies, and estate planning to nuclear power plant professionals.
Ryan Townsley is the lead adviser and owner of Town Capital. He is a Navy Veteran who served in Operation Enduring Freedom. Ryan lives in Bel Air, MD with his wife and daughter. He holds a BS in Nuclear Engineering Technology and an MBA in Finance. Ryan started Town Capital to provide his community with quality financial advice at fees more competitive than large firms.
Ryan Townsley is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Town Capital is a firm that does so much more than investments. We do comprehensive financial planning. This includes planning for retirement, college savings, gifts to the next generation, tax strategies, estate planning, and so much more. Our goal is to simplify your life and ease your stress . We take our fidcuiary duty very seriously, and pride ourselves in providing amazing service at a fee lower than other firms.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Business Owners and Executives
- Sudden Money Situations
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Ryan Townsley is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Ryan Townsley is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Ryan Townsley is a Member of the XY Planning NetworkThe XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
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Ryan Townsley is Featured on MoneyGeek: "Expert Insight on Financial Planning for Retirement"
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Ryan Townsley is a Guest on the Financial Advisor Success Podcast: "Fast-Tracking Growth As A Career Changer With A High-Touch Service To Your Prior Profession"
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Ryan Townsley is Quoted in MarketWatch: "‘I lost over 21% in 2022.’ I’m 72, retired, and have worked with my financial adviser for six years. I know markets are down, but this massive loss is worrying. Shouldn’t my adviser have had a plan to manage risk at my age?"
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Ryan Townsley is Quoted in MarketWatch: "It has me questioning if we are in the right relationship.’ Our financial adviser is a ‘top performer’ but she costs well over $20K a year — even when we lose money. Should we get a new one?"
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Ryan Townsley is Quoted in MarketWatch: "U.S. inflation just hit a new 40-year high. Here’s what 5 certified financial planners are doing with their own money amid high inflation"
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Ryan Townsley Writes on Finance Insights: "HOW TO SURVIVE (Inevitable) Bear Markets 5 Critical Facts You Need to Know About Bear Markets"
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Ryan Townsley was a Resource for Anne Tergsen's Article in the Wall Street Journal: "Should You Retire Early to Get a Larger Lump Sum on Your Pension?"
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Ryan Townsley is Featured in CEO Weekly: "Ryan Townsley Providing Financial Planning Services to Nuclear Energy and Engineering Clients through Town Capital"
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Ryan Townsley is a Panelist for an Income Lab Webinar on "Presenting Income Lab to Clients"
Contact Ryan Townsley
Office Locations:
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5 South Hickory Avenue
Bel Air, MD 21014
