Ryan Townsley

CFP®

Town Capital

Founder and CERTIFIED FINANCIAL PLANNER™

Ryan Townsley

CFP®

Town Capital

Founder and CERTIFIED FINANCIAL PLANNER™

I help Engineers, Scientists, and other analytical people plan for a successful retirement and greatly reduce their taxes. - Ryan Townsley, CFP®

I serve Engineers, Scientists, and other analytical people all across the US

Ryan Townsley, CFP® is a Bel-Air, MD fee-only financial planner and fiduciary. His firm specializes in people from STEM careers planning for retirement. Town Capital provides comprehensive financial planning including innovative retirement planning strategies, investment advice & management, tax planning and reductions strategies, and estate planning to nuclear power plant professionals.  

Ryan Townsley is the lead adviser and owner of Town Capital. He is a Navy Veteran who served in Operation Enduring Freedom. Ryan lives in Bel Air, MD with his wife and daughter. He holds a BS in Nuclear Engineering Technology and an MBA in Finance. Ryan started Town Capital to provide his community with quality financial advice at fees more competitive than large firms.

Ryan Townsley is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Town Capital is a firm that does so much more than investments. We do comprehensive financial planning. This includes planning for retirement, college savings, gifts to the next generation, tax strategies, estate planning, and so much more. Our goal is to simplify your life and ease your stress . We take our fidcuiary duty very seriously, and pride ourselves in providing amazing service at a fee lower than other firms.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Business Owners and Executives
  • Sudden Money Situations

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Ryan Townsley is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Ryan Townsley is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • XY Planning Network
    Ryan Townsley is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

Contact Ryan Townsley

Please enter your name
Please enter a valid 10 digit US phone number in the format xxx-yyy-zzzz
Please enter a valid email address
Please leave a message for the advisor.
Clear Form
Please verify that you aren't a robot.
There was an issue sending your message. If this issue persists, please contact support.
Message Sent! Your message info will be displayed in other advisor contact forms to make it easy to send to multiple advisors. We do not share your message content beyond the advisors you choose.

Office Locations:

  • 5 South Hickory Avenue
    Bel Air, MD 21014

Outdated Browser Detected!

If you're seeing this message, it's because the web browser you're using to access our site is much older and no longer supported. Due to privacy and safety concerns, we don't allow older browsers to access our site. In order to access WhyFiduciary.com, please use a newer browser, like Internet Explorer 10 or above, Google Chrome, or Mozilla Firefox.

Download a newer browser