Ryan Watermiller


Basepoint Wealth

Wealth Advisor

Ryan Watermiller


Basepoint Wealth

Wealth Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Ryan Watermiller, CFP®

Fee-Only financial planner located in Des Moines, IA, serving clients locally and across the country

Ryan Watermiller is a Des Moines, Iowa fee-only financial advisor serving clients locally and across the country. Basepoint Wealth provides comprehensive financial planning, investment management, tax planning, and retirement plan solutions to help individuals and businesses organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Ryan Watermiller is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

In his role at Basepoint, Ryan Watermiller enjoys the challenge of communicating complex financial information and building long-term relationships with clients. He begins each of his partnerships with a series of conversations to discover and prioritize his client’s goals and interests. As time progresses, Ryan works hard to provide consistent service for his clients and help them remain on track to reach their financial goals. 

With a Computer Information Systems bachelor’s degree, Ryan has roughly 10 years of IT experience supporting various investment operations processes. Although he is well versed in technology, Ryan has always been interested in personal finances, which is why he changed career paths to pursue his passion of helping others financially. He feels that because not everyone wants to focus on the financial details of their lives on a regular basis, it’s important to have a second opinion or someone to help them simplify their concerns. 

As a big proponent of financial independence and all the freedom it provides, Ryan looks forward to applying his knowledge and education to his work with clients. 

Outside of the office, Ryan stays active and enjoys spending time outdoors. You can find him on the basketball court, running, biking or making memories with his wife, Tara, and daughter, Nora. They love taking vacations together where they can experience what nature has to offer and find the best trails to hike.

Basepoint Wealth is an independent, fee-only wealth advisory firm based in Cedar Rapids, IA. Our goal is to make fiduciary financial advice more accessible to regular families. No commissions, no sales or pressure, just quality financial planning for an affordable fee. Visit our website to find out more!

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Investment Management
  • College Education Planning
  • Tax Planning
  • Retirement Income Planning

Ideal Clients

  • Growing Families
  • Retirees and Near Retirees
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • Certified Financial Planner (CFP)
    Ryan Watermiller is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

Contact Ryan Watermiller

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Office Locations:

  • 4515 Fleur Drive
    Suite 301
    Des Moines, IA 50321

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