Scarlott Cagle


Wealthcare Capital Management, LLC

Financial Advisor

Scarlott Cagle


Wealthcare Capital Management, LLC

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Scarlott Cagle, MS-PFP, CFP®, EA

Fee Only Financial Advisor Located in Decatur, GA who serves Clients in Decatur, Tucker, Metro Atlanta and across the country.

Scarlott Cagle is a Decatur, GA fee-only financial planner. Wealthcare Capital Management, LLC provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Scarlott Cagle is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Scarlott Cagle joined Wealthcare in 2012 and serves clients in the Decatur and metro Atlanta areas. She is passionate about helping her clients make smart financial decisions to help them achieve their financial goals. Scarlott embraces the Wealthcare process because it unites financial planning and investment management thoughtfully and simply. Goals-based financial planning enables her to create meaningful outcomes for her clients and build long term relationships which she feels is the best part of being an advisor. She takes great pride in delivering timely, relevant advice to her clients and she feels that giving her clients peace of mind is paramount to her success as an advisor. Most of all, she enjoys helping others.

Scarlott earned a B.B.A. in Finance and Management magna cum laude from the University of West Georgia and an M.S. in Personal Financial Planning from Georgia State University. She has been a Certified Financial Planner™ professional since 1998. She is a member of Financial Planning Association (FPA).

Scarlott enjoys reading, traveling, practicing functional fitness, and spending time outdoors with her two rescue pups.

Wealthcare Capital Management, Inc. is a fee-only Registered Investment Adviser and we support advisors in delivering objective, life-relative financial advice. We pioneered the practice of goals-based wealth management and give clients confidence that their valued goals can be exceeded without exposure to unnecessary investment risk or lifestyle sacrifice. The Wealthcare Way™ is a straightforward process that connects clients’ lives with their investments. The result is a dynamic plan that is adaptable to changes in clients’ lives as well as the market’s inevitable ups and downs. 

Our unique, patented process focuses on:

  • Achieving goals that would otherwise be ignored
  • Taking less investment risk than with traditional firms
  • Reducing the amount needed to save to improve their current lifestyle
  • Meeting or exceeding their goals with confidence and comfort

We support our financial advisors so that they may deliver the following:

  • Goals-Based Financial Planning
  • Cost and Tax-Efficient Portfolio Management
  • Daily Account Review, Rebalancing, & Contribution/Withdrawal Management
  • Quarterly Forward Looking Monitoring


Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Portfolio Management
  • Retirement Income Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Young Professionals
  • Women
  • Life Transitions

Working Together

  • Clearly Defined Fees
  • Meetings at Your Home or Office
  • Virtual Meetings
  • Complimentary Initial Consultation

Professional Designations & Affiliations

Contact Scarlott Cagle

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Office Locations:

  • P.O. Box 3837
    Decatur, GA 30031

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