Scarlott Cagle


Wealthcare Capital Management, LLC

Financial Advisor

Scarlott Cagle


Wealthcare Capital Management, LLC

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Scarlott Cagle, MS-PFP, CFP®, EA

Fee Only Financial Advisor Located in Decatur, GA and Serving Clients in Metro Atlanta

Scarlott Cagle is a Decatur, GA fee-only financial planner. Wealthcare Capital Management, LLC provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Scarlott Cagle is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Scarlott Cagle joined Wealthcare Capital Management® in 2012 and serves clients in the Decatur and metro Atlanta areas. She is passionate about helping her clients make smart trade-offs among financial choices to achieve their goals.  Ms. Cagle is a NAPFA-Registered Financial Advisor offering fee-only financial planning and investment management services.

Ms. Cagle embraced the Wealthcare process because she truly believes it unites financial planning and investment management intelligently and rationally to create meaningful outcomes for her clients. She takes great pride in delivering timely, relevant advice and she feels that giving her clients peace of mind is paramount to her success as an advisor.

Ms. Cagle recently became an Enrolled Agent and is authorized to represent taxpayers before the IRS.  She is also pursuing Wealthcare’s Certified Wealthcare Analyst designation. She enjoys reading, CrossFit, and being outdoors.

Scarlott Cagle is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Wealthcare Capital Management, Inc. is a fee-only Registered Investment Adviser and we support advisors in delivering objective, life-relative financial advice. We pioneered the practice of goals-based wealth management and give clients confidence that their valued goals can be exceeded without exposure to unnecessary investment risk or lifestyle sacrifice. The Wealthcare Way™ is a straightforward process that connects clients’ lives with their investments. The result is a dynamic plan that is adaptable to changes in clients’ lives as well as the market’s inevitable ups and downs. 

Our unique, patented process focuses on:

  • Achieving goals that would otherwise be ignored
  • Taking less investment risk than with traditional firms
  • Reducing the amount needed to save to improve their current lifestyle
  • Meeting or exceeding their goals with confidence and comfort

We support our financial advisors so that they may deliver the following:

  • Goals-Based Financial Planning
  • Cost and Tax-Efficient Portfolio Management
  • Daily Account Review, Rebalancing, & Contribution/Withdrawal Management
  • Quarterly Forward Looking Monitoring

Wealthcare Capital Management also has a financial advisor in Grand Rapids, MI

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

Contact Scarlott Cagle

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Office Locations:

  • P.O. Box 3837
    Decatur, GA 30031

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