Scott Arnold

CFP®

IMPACTfolio

CEO, Portfolio Manager

I can work with clients anywhere!

Scott Arnold

CFP®

IMPACTfolio

CEO, Portfolio Manager

At IMPACTfolio, we believe that sustainability is not optional. It’s not a niche investment strategy that we offer clients if they are “into that kind of thing.” It is core to our investment philosophy and what we believe is the only way to properly manage money for the best long-term results. - Scott Arnold, CFP®

Fee-Only financial planner located in Centennial, CO, serving clients locally and across the country

Scott Arnold is a Centennial, CO fee-only financial planner. IMPACTfolio provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Scott Arnold is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Due to his curiosity for solving financial puzzles coupled with his desire to help others, Scott joined the financial services industry in 1998. His passion to help others has grown stronger each year as a result of guiding clients through difficult and rewarding lifetime experiences. He believes strongly in two primary principles:

Always put your clients’ interests first.
Provide an exceptional level of service.


Scott earned Bachelor of Science degrees in both Finance and Marketing from West Virginia University. Additionally, he earned the CERTIFIED FINANCIAL PLANNER™ designation in 2006 and has been a member of the Financial Planning Association since 2004.

He lives in Centennial, CO with his wife Janet, their sons Max and Sammy and their beloved family dog Emma. Scott loves to spend his free time with family and enjoys outdoor activities such as hiking, camping and snowboarding. He believes in giving back to the community by volunteering his time every week in helping Cub Scout Pack 559 as a Den Leader and key member to the Pack. He also participates in various volunteer opportunities through the Financial Planning Association.

Scott Arnold is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Triple Bottom Line Investing

All companies have not only a financial return, but also a social and environmental return. Whether intentional or not, businesses make an impact on their customers, employees, the community, and the environment. Some companies create value while others extract value. The only question is whether we – as investors – are going to take these non-financial returns into consideration.

At IMPACTfolio, our process involves what we call “triple bottom line” investing by seeking an environmental return, a social return, and a financial return. These three sources of return are what we refer to as our 3 P’s: Planet, People, and Profit.

The Questions We Ask

A financial plan is only as good as the questions being asked when creating it. At IMPACTfolio, we use what we call our 3 D’s. It involves the following three types of questions: data gathering, diagnosis, and discovery. Each of these serve a unique and distinct purpose.

Data gathering questions ensure that we have the proper information to do analysis and make recommendations. Diagnostic questions bring intentionality to planning by ensuring that clients are aware of the consequences of various aspects of their financial situation and decisions they have made thus far. Discovery questions infuse a plan with meaning by facilitating conversations about what's most important to the client and then anchoring the plan according to those values.

This 3D approach to client inquiry is what really brings a financial plan to life.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • IMPACT Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors
  • Socially Responsible Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Scott Arnold is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Scott Arnold is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • XY Planning Network
    Scott Arnold is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

  • Financial Planning Association
    Scott Arnold is a member of The Financial Planning Association® (FPA®)

    FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.

Contact Scott Arnold

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Office Locations:

  • 2781 E Geddes Ave
    Centennial, CO 80122

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