Scott Davison
CFP®, CPA
Wealthcare Capital Management
Financial Planner
Scott Davison
CFP®, CPA
Wealthcare Capital Management
Financial Planner
When it comes to financial planning, the only applicable benchmark is achieving the lifestyle you want, not a return percentage on a piece of paper. - Scott Davison, CFP®, CPA
Fee-Only CERTIFIED FINANCIAL PLANNER™ Professional who serves clients in Michigan and across the country
Scott Davison is an independent, Fee-Only financial advisor located in Grand Rapids, Michigan who primarily serves Michigan residents (often those in Grand Rapids, Metro Detroit, Lansing, Kalamazoo, and Ann Arbor) but also serves clients throughout the United States. Wealthcare Capital Management specializes in providing objective, goals-based financial planning and investment management with a focus on helping clients feel at ease and find comfort in the knowledge that they’re on track to achieve their most important lifestyle goals. Scott's specialty and passion is serving those who fit one of two profiles: busy professionals in their 30s and 40s and those approaching retirement or retired in the past 10 years.
Rather than give the standard boilerplate bio, I thought I’d talk to you as a real person. I first heard of financial planning while in high school. During my junior year, my father asked what I planned to study in college. I had no idea. He suggested financial planning. I still remember his words clearly, “Pensions are disappearing and people will become more and more responsible for planning for their own retirement. Proper financial planning will become increasingly important, and I think you could find it very fulfilling to help people address their financial challenges.” I promptly disregarded his advice and majored in classical civilization once I arrived at the University of Michigan. I wanted to be the next Indiana Jones.
Once again, Dad had a comment. It was short and sweet: “What job are you going to get with a Classical Civilization degree?” I told him I could work in a museum or become an archeologist. These are respectable and rewarding jobs, but I thought there was no harm in applying to the business school. I figured I would plan to become an archeologist, but having a business degree would be a great safety net in the event I couldn’t find a position.
A funny thing happened. I was more drawn towards my business classes and saw my future in that realm. After graduation, I joined Michigan-based public accounting firm Plante Moran and became a Certified Public Accountant. Wanting to work with families and their wealth, I transitioned to the firm’s financial planning group, Plante Moran Financial Advisors and became a CERTIFIED FINANCIAL PLANNER™ professional. I learned to think critically and honed my technical and problem-solving skills. I left the firm when my wife and I relocated to Boise, Idaho for her veterinary internship.
Upon our return to Michigan, I decided the time was right to strike out on my own to bring Wealthcare’s unique, goals-based financial planning approach to my clients. I guess Dad was right after all. Financial planning is my true calling.
Scott Davison in a nutshell:
- Lives in Grand Rapids, Michigan with his wife, Kristin, their children, and their dog and cat. Scott enjoys sampling fine barbeque, proudly becoming a Certified Barbeque Judge through the Kansas City Barbeque Society. Other interests include Michigan craft beer, Big Ten football, and pretending to read the stack of books on his nightstand.
- Attended the University of Michigan’s Ross School of Business where he achieved a Bachelor of Business Administration and a Master of Accounting. While in school, served as a student equipment manager for the University of Michigan football team. His meticulous dedication to freshly-cleaned towels and properly-inflated footballs was rewarded with a Rose Bowl appearance during his senior year.
Helping our clients find peace of mind is our primary service. Our clients want to feel at ease and be assured that things are going according to plan. More than just portfolio management, our approach includes complete financial planning. Our one cost-effective fee covers everything.
Unlimited Advisor Access
Ask your own dedicated, objective advisor unlimited questions pertaining to any aspect of personal financial planning.
Retirement Planning
You choose what’s most important: how much you save, how much you spend, or when you retire.
Debt Repayment Strategies
Should you pay it off? Refinance?
Estate Planning
What happens after you’re gone?
Protection Planning
Guard against controllable risks.
Education Planning
How much should you set aside?
Goals-Based Planning and Investment Management
You decide what life goals are most important, we’ll help get you there by monitoring and reporting the probability of achieving those goals in the future. When change occurs – to your priorities or the market – your plan will proactively change too. To support your plan, we’ll construct a portfolio that increases the likelihood of reaching your goals. Once implemented, we’ll monitor your portfolio on a daily basis to ensure it’s properly balanced and execute any needed trades to bring it back in line.
How can a person select a financial planner who will best meet their needs when all financial planners sound the same?
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Financial Planning
- Goals-Based Planning
- Retirement Planning
- Investment Management
- Wealth Management
- Education Planning
- Insurance Planning
- Tax Planning
- Estate Planning
Ideal Clients
- Busy Professionals
- Those in their 30s and 40s
- Retirees and Near Retirees
- Sudden Money Situations
Working Together
- Free Introductory Phone Call
- In-Person Meetings
- Online Meetings
- Unlimited Advisor Access through Phone & Email
- Proactive Financial Plan Monitoring
- Portfolio Stress Testing for Various Market Changes
- Control: Fees, Tax Efficiency, Portfolio Risk, & More
Professional Designations & Affiliations
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Scott Davison is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Scott Davison is a Certified Public Accountant (Learn More)A Certified Public Accountant (CPA) is a professional accountant who has met the education and experience requirements set by their state's Board of Accountancy and has passed the Uniform CPA Exam. CPAs are licensed to provide a wide range of accounting services, including financial statement preparation, tax planning and preparation, auditing, consulting, and other financial advisory services.
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Scott Davison works with an Independent Registered Investment Advisor (RIA) firmIndependent Registered Investment Advisors (RIAs) are professional independent advisory firms that provide personalized financial advice to their clients, many of whom have complex financial needs. Because these advisors are independent, they are not tied to any particular family of funds or investment products. As fiduciaries, they are held to the highest standard of care – and are required to act in the best interests of their clients at all times. RIA is not a designation, credential, endorsement, membership organization, or award. A RIA is a professional advisory firm registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators.
Contact Scott Davison
Office Locations:
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625 Kenmoor Ave SE
Suite 301
Grand Rapids, MI 49546
