Scott M. Draper
CFP®, CPA
THRIVE Financial Planning
Owner
Scott M. Draper
CFP®, CPA
THRIVE Financial Planning
Owner
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Scott M. Draper, CFP®, CPA
Fee-Only financial planner located in El Dorado Hills, CA, serving clients locally and across the country

Scott Draper is a El Dorado Hills, CA fee-only financial planner. THRIVE Financial Planning provides comprehensive financial planning, personal wealth management, and tax planning to help emerging professionals, primarily in the medical, scientific and technology fields, organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Scott Draper is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Scott Draper has been a Certified Financial Planner® since 2004 and a Certified Public Accountant since 2003. He has been providing personal financial services to individuals since 1999 in Silicon Valley and throughout northern California. He has a Bachelor of Science in Accountancy and a Masters in Accountancy and Information Systems from Brigham Young University in Provo, Utah.
Scott has served as President and Treasurer of the Financial Planning Association of Northern California. He is also Treasurer of the Rotary Club of El Dorado Hills and is active in many other family, church and community activities. He enjoys music, along with his wife and daughter, and can be found building LEGOs with his three sons.
Scott M. Draper is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
THRIVE Financial Planning’s mission is to bring financial planning services to a younger and wider audience. We seek to remove the painful aspects of financial planning through the use of proven financial planning principles, modern technology and individualized client service. We are here to educate, assist and enable individuals and families regarding their financial decisions so they can focus on what they do best.
We provide all of our services on an independent, fee-only (non commission) basis, and serve as a fiduciary for you. This means that your needs are put ahead of our own and it is only through your success that we also find success.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Scott Draper is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Scott M. Draper is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
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Scott M. Draper is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Scott M. Draper is a Certified Public Accountant (Learn More)
A Certified Public Accountant (CPA) is a professional accountant who has met the education and experience requirements set by their state's Board of Accountancy and has passed the Uniform CPA Exam. CPAs are licensed to provide a wide range of accounting services, including financial statement preparation, tax planning and preparation, auditing, consulting, and other financial advisory services.
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Scott M. Draper is a Member of and has Served as President and Treasurer of the Financial Planning Association of Northern California
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Scott M. Draper is the Tresurer of the Rotary Club of El Dorado Hills
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Scott M. Draper is Registered with The National Directory of Registered Tax Return Preparers & Professionals
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Scott M. Draper is Quoted on New Retirement's Blog: "Types of Financial Advisors: Your Guide to Finding the Best Financial Advice"
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Scott M. Draper is a Financial Literacy Volunteer for Cal CPA
Contact Scott M. Draper
Office Locations:
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5170 Golden Foothill Pkwy
El Dorado Hills, CA 95762