D. Scott McLeod


Brown Financial Advisory


D. Scott McLeod


Brown Financial Advisory


As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - D. Scott McLeod, CFP®, ChFC®, RLP

(251) 928-9498

Creating a roadmap to help you achieve financial success is the cornerstone of what we do.

Scott McLeod is a Fairhope, AL fee-only financial planner. Brown Financial Advisory provides comprehensive financial planning and wealth management to help individuals, families and high net-worth clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Scott McLeod is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

President and Financial Planner serving a nationwide clientele. As a teacher and a mentor, Scott McLeod is dedicated to helping all of his clients achieve financial peace of mind.

If you have ever truly fallen head-over-heels in love with something, you know first hand how Scott felt when he took his first Business Finance course in college.

“Boring, I know. But it was like a lightning bolt and I knew what I would do for the rest of my career.” The concepts come so naturally to him that when combined with his passion for helping people, he has a unique ability to take the complexities of the financial markets and simplify them to basic action items that change people’s lives. He sees his role as a teacher and mentor for his clients with the primary goal of helping them find peace of mind.

As President of the company, Scott is responsible for strategic planning, vision casting and ensuring the company lives up to its fiduciary responsibilities. He spends each day trying to find new ways to help every client feel important, empowered, and secure.


  • BBA Corporate Finance and Investments, East Tennessee State University, 1994
  • Certified Financial Planner®, 2001
  • Chartered Financial Consultant®, 2004
  • Registered Life Planner®, 2011

Although Scott enjoys running and fitness, music (he plays a number of instruments) and the beach (now he’s learning to surf!), his greatest passion is for helping others in need. He is the former Local Missions Representative at his church and he and his wife, Marla, have led a number of mission teams to Honduras. He is also the founder and director of Seed Three foundation, a non-profit initiative designed to support holistic ministries that “seed” the three parts of a person in need: body, soul and spirit.

D. Scott McLeod is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Brown Financial Advisory was founded in 1986  and in our more than 30 year history we have helped hundreds of families achieve financial peace of mind. But our firm is not for everyone so it might help to know what three things make us different from “the other guys.”

First, Brown Financial Advisory is a “Fee-Only” firm and acts as a fiduciary for our clients. This simply means that we do not charge commissions or other fees and all of our compensation comes directly from our clients. This helps eliminate conflicts of interest and ensures that your best interest is always placed above ours.

Second, Brown Financial Advisory is a Financial Planning centered firm. A holistic financial plan is the roadmap to your financial success. It is not simply determining if you have enough for retirement, but it also helps you save on income taxes, helps you plan for illness, protects you when the unexpected arises and gives direction and purpose for your investments, among other things. Our Certified Financial Planner® practitioners provide planning as a part of all of our client engagements in order to help ensure your financial success.

Finally, Brown Financial Advisory is a financial Life Planning firm. Life Planning is the commitment to understanding each person’s most essential goals in life before constructing a financial plan. Traditionally, financial planners focus on the numbers – budgets, taxes, returns, insurance, etc. – without ever considering life’s most important questions like, “How would you describe your most fulfilling life?” or “About what are you truly passionate?” We believe it is not just important, but essential. After all, in the end, life is more than just accumulating assets.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

Contact D. Scott McLeod

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Office Locations:

  • 54 Greeno Road S.
    Fairhope, AL 36532

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