Scott R. Schatzle


Mutual Trust Advisory Group

Financial Planner, Founder & Managing Partner

Scott R. Schatzle


Mutual Trust Advisory Group

Financial Planner, Founder & Managing Partner

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Scott R. Schatzle, CFP®

Fee-Only financial planner located in Estero, FL, serving near-retirees, retirees and surviving spouses in Lee and Collier county

Scott Schatzle is an Estero, FL fee-only financial advisor serving clients locally and across the country. Mutual Trust Advisory Group provides comprehensive financial planning and wealth management services to help Southwest Florida families organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Scott Schatzle is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

5/22/2023- Scott R. Schatzle was interviewed by

What makes you or your firm particularly qualified to serve retirees, those near retirement, and surviving spouses?
At Mutual Trust Advisory Group, we understand that retirement planning requires a unique set of skills and expertise. What sets us apart is our specialized focus on serving retirees, those near retirement, and surviving spouses. We have spent years honing our knowledge and understanding of the financial complexities and challenges that individuals and couples face during this pivotal life stage.
Our team is comprised of highly qualified financial planners who possess the necessary credentials and experience to navigate the intricacies of retirement planning. We stay updated on the latest industry trends, tax laws, and investment strategies that are specifically tailored to help our clients maximize their retirement income, preserve wealth, and achieve financial peace of mind.
We take a holistic approach to financial planning, considering factors such as income planning, tax optimization, healthcare costs, estate planning, and risk management. By addressing these critical areas comprehensively, we strive to provide our clients with a secure and fulfilling retirement lifestyle.

How do you hope the industry will evolve, and how are you contributing towards that change?
In an ever-changing financial landscape, we envision an industry that prioritizes transparency, fiduciary responsibility, and personalized guidance. At Mutual Trust Advisory Group, we are committed to driving this change by upholding the highest ethical standards and always putting our clients' best interests first.
We believe that financial planning for retirees should be accessible to all, regardless of wealth or background. To promote inclusivity, we offer fee-only services, ensuring that our clients receive unbiased advice and recommendations. Our transparent fee structure means that our clients know exactly what they are paying for, fostering trust and accountability.
Additionally, we embrace technology to enhance the client experience. By leveraging innovative tools and digital platforms, we strive to provide our clients with a seamless and interactive financial planning process. We continuously invest in advanced analytics and research capabilities to stay ahead of market trends and identify new opportunities for our clients.
Our goal is to empower retirees to take control of their financial future, guiding them toward long-term success while adapting to the evolving needs of our clients and the industry.

What do you think is the biggest mistake people make with their money?
In our experience, the biggest mistake people make with their money is failing to establish a clear financial plan and sticking to it. Without a roadmap for their financial journey, individuals often make impulsive decisions driven by short-term emotions or market fluctuations. This can lead to poor investment choices, unnecessary risks, and missed opportunities.
At Mutual Trust Advisory Group, we emphasize the importance of creating a comprehensive financial plan that aligns with our clients' goals, values, and risk tolerance. By developing a customized roadmap, we help our clients make informed decisions and stay disciplined even during uncertain times.
Additionally, a lack of financial education and understanding can contribute to poor money management. We believe in empowering our clients through education, ensuring they have the knowledge and confidence to make sound financial choices. By fostering a proactive and informed approach, we help individuals avoid common mistakes and build a solid foundation for their financial well-being.

Is there a particular book that has had a positive influence on your personal or professional life? 
Nick Murray's book, "Simple Wealth Inevitable Wealth," has had a profound impact on both my personal and professional life. Murray's timeless wisdom and insights have shaped the way I approach financial planning and reinforced the importance of a long-term perspective.
In his book, Murray reminds us that successful investing is not about timing the market or chasing short-term gains. Instead, it is about focusing on fundamental principles such as asset allocation, diversification, and disciplined investing. This resonates deeply with our philosophy at Mutual Trust Advisory Group.  We believe in the power of a patient and strategic approach to wealth accumulation and preservation.
Personally, this book has inspired me to continuously educate myself and stay updated on investment strategies that align with our clients' long-term goals. Professionally, it has shaped our firm's investment philosophy and reinforced the importance of providing our clients with a sense of calm and reassurance, even during turbulent market conditions.

As a financial advisor, Mutual Trust Advisory Group is uniquely positioned to act in the best interest of our clients. Serving with meaning is at the heart of all we do, the foundation of a relationship built on trust in guiding our clients financial welfare. Our heart to truly serve will become apparent quickly. We evaluate every aspect of your financial welfare – beyond investments. We go the extra mile to consider every detail of your financial future and how it fits with your investment strategy. Investment advice offered through Mutual Trust Advisory Group, a registered investment advisor.

We value:

  • Transparency
  • Integrity
  • Excellence


Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Ultra-High-Net-Worth Families
  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • Wealthramp
    Scott Schatzle is a Verified Wealthramp Financial Advisor

    Plenty of people call themselves a “financial advisor”. But very few meet the standards of Wealthramp.

    Wealthramp is a curated network of established and highly qualified fee-only advisors, and every member is personally interviewed and evaluated by founder Pam Krueger. As an award-winning personal finance journalist, Pam has spent the last 25 years advocating for and educating consumers on how to make the most of their money, and the importance of working with a Fee-Only financial advisor.

  • Certified Financial Planner (CFP)
    Scott Schatzle is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • Financial Planning Association
    Scott Schatzle is a Member of The Financial Planning Association® (FPA®)

    FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.

Contact Scott R. Schatzle

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Office Locations:

  • 23190 Fashion Drive
    Suite P203
    Estero, FL 33928

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