Olympia Ridge, LLC
Fee-Only financial planner located in Rochester Hills, MI, serving clients locally and across the country
Scott Smith has a BS in Consumer and Family Economics with a concentration in Financial Planning from the University of Missouri at Columbia. After obtaining his bachelor’s degree Scott worked briefly with Edward Jones as an Investment Representative. Disheartened by sales mentality of the industry he decided to leave financial planning. For the next 18 years Scott held multiple management positions in the car rental industry. In the back of Scott’s mind he always wanted to go back to financial planning. After discovering Fee Only Financial planning when doing an internet search Scott decided to investigate this further. Scott was lucky to find an opportunity with Bert Whitehead of Cambridge Connection in Michigan where he learned the value proposition of Fee Only Financial planning.
Scott is a CERTIFIED FINANCIAL PLANNER™ practitioner. Scott believes that finances should function within each client’s unique situation and does not believe you can give all clients the same cookie cutter advice.
Scott Smith is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
How We Are Different
We are Fee-Only – This means that we do not accept commission compensation or kickbacks from any party for anything. Our clients compensate us directly for our advice and services using either an easy monthly or quarterly retainer, or if more convenient, on a project basis. No conflicts of interest!! We hold ourselves to the highest fiduciary standard. Period.
We are Independent – We are not accountable to recommend any specific insurance or mutual fund company product, nor are we affiliated with any banking institution. This allows us to recommend the best solutions for our clients without being dictated to recommend specific solutions over another.
We believe in Functional Financial Planning – Functional Financial planning is the practice of ensuring that personal finances function within each client’s lives. What works for one client may not necessarily be the best solution for another client.
Holistic and Comprehensive – We offer help in the following areas:
- Financial Goal Setting
- Cash Flow Design
- Investment Advisory
- Tax planning and forecasting
- Risk Analysis / Insurance
- Real Estate Analysis
- Estate Planning
- Investment Advisory
- Portfolio Monitoring
- Client Education
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Scott Smith is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Scott Smith is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Scott Smith is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
Contact Scott Smith
1020 Olympia Dr
Rochester Hills, MI 48306