Scott Snider


Mellen Money Management LLC

Principal, Financial Planner

I can work with clients anywhere!

Scott Snider


Mellen Money Management LLC

Principal, Financial Planner

As a fee-only financial planner, my focus is to offer unbiased financial advice and help you grow your money so that you can do more of the things you want -- now and in the future. - Scott Snider, CRPC®, CFP®

Fee-Only Financial Planner locally based in Jacksonville, FL offering investments, retirement, student debt, and college planning.

Scott Snider is a Nocatee, FL fee-only financial planner. Mellen Money Management provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Scott Snider is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

It is our mission to ensure our clients conquer the financial burden of getting a college education with a proactive plan. We believe this budgetary hurdle cannot be solved in a vacuum. Financial trade-offs, like saving for retirement, must be prioritized with other goals competing for your money. The bottom line is we help our clients quantify, evaluate, understand, and plan for the financial impact of major life events, so that they do in fact achieve their goals and dreams, thus allowing them to live a more fulfilling life.

Helping clients simplify the complexities of their personal finances in a meaningful way is what drives Scott and his business. Ever since he witnessed the stressful effect the dot-com market crash had on home life as a kid, Scott wanted to break into the financial services industry to help other families avoid the same financial regrets his Dad and Mom suffered. After completing his BS in Finance at Miami University in 2006, Scott hasn't looked back and has been giving sound financial advice to clients ever since. 

After nearly 10 years of working for large financial services institutions, Scott started Mellen Money Management in 2016 with the purpose of providing conflict-free advice, while emphasizing the financial impact of life transitions on household finances. However, Scott's desire to help a group desperate for good advice compelled him to leverage his expertise in areas that have been underserved in the financial planning industry -- student loans and college planning. Our country is currently saddled with $1.4-trillion in student loans. Unfortunately, it's an elephant in the room most of us have ignored for too long. Rather than bury his head in the sand, Scott made a conscious decision to help young professionals and families manage the burdensome costs of college. For most, paying for a higher education is competing with other financial priorities, and juggling all those pieces is a daunting task for anyone that is unprepared. Everyday problems like saving enough for retirement, having money set aside for a rainy day, or buying a house.

To put this issue into perspective, the amount of money required to pay off student loans, especially for professional degrees in medicine and law, often puts more pressure on a young professional's budget than their mortgage payment. When Scott realized the harsh reality his generation is facing, it dawned on him, why aren't more financial advisors offering a comprehensive service that is the root of the problem for the modern day professional? Shouldn’t there be an expert helping families get in front of this issue? This is how Mellen Money Management was born. With proper guidance, student loan borrowers and parents with college-bound kids gain the assurance necessary in order to maximize their financial resources across the board.

Professional Highlights

Personal Life

  • Scott and his wife, Emily, reside in Nocatee with their daughter and 2 dogs (Yorkies) 
  • Originally from Columbus, OH
  • Big Ohio State Buckeyes fan
  • Loves animals and spending time outdoors
  • Enjoys playing tennis and basketball, or really anything sports related

Scott Snider is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning


Mellen Money Management is an independent fee-only financial planning firm specializing in college-specific consulting and student loan repayment advice. We have spent our careers learning the world of personal finance inside and out and are here to help a new generation plan for their future and the future of their growing families. Our focus is on helping clients manage and optimize key milestone events to enhance their overall financial health. More specifically we help families and young professionals balance the burden of paying for college while accomplishing other financial goals, thereby allowing our clients to live a better life. We emphasize college planning because today's tuition rates make the cost equally as important to plan for as retirement.

The firm was named after Scott's grandparents, who helped pave his way to an affordable college education. Without their generosity, Scott would have been stuck climbing out of student debt like many young professionals are today. Scott's grandparents' lifetime of generosity has inspired and shaped this organization, and, hoping to follow in their footsteps, Scott is working to make the cost of higher learning easier to manage. So that their legacy is always remembered, Mellen Money Management pledges to donate a percentage of company profits to organizations that share our mission of making higher learning more affordable for future generations.


A fee-only fiduciary is held to a higher standard of putting their client's best interests first. What this means is Mellen Money Management does not "sell" a product to generate a commission or hit a monthly quota. In addition, any conflicts of interest must be disclosed. The fee you pay is just that, a transparent way of doing business. In other words, our clients have a trusted advisor they can confidently rely upon to do the right thing. Furthermore, prospective clients can rest assured in knowing they get the opportunity to receive an objective second opinion.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • College Education Planning
  • Investment Management
  • Student Loans
  • Tax Planning

Ideal Clients

  • Growing Families
  • Attorneys
  • Doctors and Veterinarians
  • Sudden Money Situations
  • Retirees and Near Retirees
  • Business Owners and Executives

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • 4 Different Service Options
  • No Product Sales
  • Free Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Scott Snider is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • XY Planning Network
    Scott Snider is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

  • Certified Financial Planner (CFP)
    Scott Snider is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • Financial Planning Association
    Scott Snider is a member of The Financial Planning Association® (FPA®)

    FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.

Contact Scott Snider

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Office Locations:

  • 232 Southern Oak Dr.
    Ponte Vedra, FL 32081

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