Shikha Mittra
CFP®, AIF®, CMFC®, CRPS®, PPC®, MBA
RETIRE SMART Consulting, LLC
Financial Advisor
Shikha Mittra
CFP®, AIF®, CMFC®, CRPS®, PPC®, MBA
RETIRE SMART Consulting, LLC
Financial Advisor
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Shikha Mittra, CFP®, AIF®, CMFC®, CRPS®, PPC®, MBA
Princeton, NJ Fee-Only Financial Planner serving Princeton and all surrounding areas
Shikha has over twenty years of industry experience working with top level executives (both in public and private sectors), business owners and self-employed professionals. Previously, she has worked for two major fortune 500 companies and received several awards for her work. She has been rated as one of top Financial Planners in the Country since 2006. Shikha Mittra has also been rated as of the Best Financial Advisors for Doctors in 2012 by Medical Economics. In 2015, she coauthored the Retirement Section of a handbook for physicians and their advisors, published by CRC.
Activities:
Coauthor of “Comprehensive Strategies for Physicians and their Advisors”(2015) ( CRC) .
Editor” Finance for Non -finance Majors”(McGraw Hill)
Adjunct Faculty at Rutgers State University, New Brunswick, NJ (present)
Regional Board Member of NAPFA (2011 to 2013)
Board of Directors Leadership Award from NAPFA (2013)
Board of Trustees of Financial Planning Association of New Jersey Chapter (2008-2011)
Advisory Board Member of the” Journal of Financial Planning” (2008-2009).
Speaker at various non-profit events.
Provide pro bono work to Seniors who cannot afford a planner.
Shikha Mittra is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
RETIRE SMART Consulting, LLC.is a fee only wealth management and investment advisory firm providing services to busy high net worth individuals and businesses .We work with clients who value transparency of fees and are looking to partner with a fiduciary to provide conflict free financial advice and manage investment portfolios with their best interest as the only objective. We manage investment portfolios based on fiduciary standards of excellence and do not sell investment products, except our knowledge, thus avoiding any conflicts of interest. Simply put, we strive to be our client’s trusted advisor. As a financial advisory firm, our primary focus is to take objective actions that are designed to achieve long term investment results.
RETIRE SMART Consulting, LLC. does this with the highest levels of trust, integrity and respect while always collaborating using a team approach. We act as fiduciaries and are held to a higher standard of care.
Our Mission: Provide consistent trusting advice, create long term relationships and make a positive difference in the lives of our clients.
What is a Fiduciary?
A Fiduciary is a person who has a duty of care, loyalty, honesty and good faith to always act in the best interest of the clients.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Shikha Mittra is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Shikha Mittra is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Shikha Mittra is an Accredited Investment Fiduciary® (AIF)Accredited Investment Fiduciary® (AIF®) training empowers investment professionals with the fiduciary knowledge and tools they need to serve their clients’ best interests. Advisors who have earned the Accredited Investment Fiduciary designation have gone through training, met the qualifications, and passed the exam allowing use of the AIF designation and they are immediately able to demonstrate the added value that they can bring to both existing and prospective clients.
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RETIRE SMART Consulting, LLC is a Professional Plan Consultant™Advisors specifically interested in building their retirement plan advisory business pursue the Professional Plan Consultant® (PPC®) Designation. This training course teaches advisors a framework for managing successful and compliant 401(k) plans. Those who successfully earn their PPC® Designation demonstrate to clients and prospects their knowledge of ERISA requirements for employer-sponsored retirement plans and their ability to carry out plan services with a fiduciary standard of care.
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Shikha Mittra is a Chartered Mutual Fund Counselor® (CMFC®)The Chartered Mutual Fund Counselor or CMFC® is a professional designation for financial advisors and investment managers. The CMFC® program provides financial planners and investment professionals with in depth knowledge of mutual funds, asset allocation, retirement planning, risk and return and other investment topics. To keep their designation, advisors must take 16 hours of continuing education courses every two years.
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Shikha Mittra is a Chartered Retirement Plans Specialist® (CRPS®)
Individuals who hold the CRPS® designation have completed a course of study encompassing design, installation, maintenance and administration of retirement plans. Additionally, individuals must pass an end-of-course examination that tests their ability to synthesize complex concepts and apply theoretical concepts to real-life situations.
All designees have agreed to adhere to Standards of Professional Conduct and are subject to a disciplinary process.
Designees renew their designation every two-years by completing 16 hours of continuing education, reaffirming adherence to the Standards of Professional Conduct and complying with self-disclosure requirements.
Contact Shikha Mittra
Office Locations:
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103 Carnegie Center
Suite 300 A
Princeton, NJ 08540
