Stephen Hazel


Magnificent Life Financial Planning

Financial Advisor

I can work with clients anywhere!

Stephen Hazel


Magnificent Life Financial Planning

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Stephen Hazel, AIF®, CFP®, ChFC®, MBA, RICP®, CeFT®, EA

Fee-Only Financial Planner with offices in Tempe and Scottsdale, AZ, serving clients locally and across the country

Stephen Hazel is a Tempe, AZ fee-only financial planner. Magnificent Life Financial Planning provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Stephen Hazel is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Stephen J Hazel, CFP® is a fee-only financial planner based in Tempe, AZ. He works with a wide range of clients in identifying and pursuing their life’s goals. He is a Certified Financial Planner Professional and transitioned to the financial advisory business in 2008 after spending two decades in banking. He also has had a successful consulting company and has worked in start-up entrepreneurial ventures.

  • Certified Financial Planner Professional – CFP®
  • Accredited Investment Fiduciary – AIF®
  • Chartered Financial Consultant – ChFC®
  • Certified Retirement Income Professional – RICP®
  • Certified Financial Transitionist – CeFT®
  • Enrolled Agent – EA (represents clients before the IRS in tax matters)
  • Former Adjunct Faculty, Rio Salado College, Personal Finance & General Business
  • B.A. Asian Languages – Japanese
  • Master of Business Administration

Stephen Hazel is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Our Approach

Magnificent Life Financial Planning is a fee-only, financial life planning firm based in Tempe, Arizona.
Our core values center on integrity and trust. We provide sensible advice and clear solutions and as such chose to be a fee-only firm. Fee-only firms do not receive commissions for selling financial products or any other inducement from third parties. We earn our compensation through an agreement based on the value provided to a client and paid by the client on an hourly, fixed fee, or percentage of assets basis. We feel this eliminates the conflicts-of-interest that are traditionally present in financial planning relationships and allows us to place our clients and their life goals, not their money, at the center of the relationship.

Financial Life Planning

Financial Life Planning starts with you and your values at the center of our conversations. Typically, your engagement with a financial advisor centers around your money, income, expenses, your investments and retirement dates. Financial Life Planning starts with questions such as:

  • What are your values?
  • What do you most want to accomplish in life?
  • What would you regret not doing if you did not accomplish it in your lifetime?
  • What do you most look forward to about the future?
  • What kind of life experiences do you value?

Until we first know the answers to these more impactful questions, we don’t know you and what is best for you or how to help you best achieve your most precious dreams.

Can I afford Financial Planning?

Are you concerned that you might not have enough money to invest or don’t earn enough to afford our services? We can help just about anyone who is serious about making a significant difference in their life with our rate structure. If you are just starting your career, are a small business owner, approaching or in retirement, or are contemplating a considerable life change, we can help.

Call or email to set up a complimentary consultation. We will have a conversation, either over the phone, video meeting, or in-person. You get the opportunity to discuss what’s on your mind and learn more about us and how we may be able to help you. We’ll focus on your values, who you are, where you’ve been, where you are now, and where you would like to go. You get the opportunity to determine if we are the right people for you. At the end of the meeting, if we all agree that there is a good fit, we will move forward. If not, you will never be pressured to work with us, and all you’ve invested is an hour of your time that we believe will leave you more informed about your future and some good questions to ponder.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Tax Planning
  • Investment Management
  • College Education Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Widows & Divorcees

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Stephen Hazel is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Stephen Hazel is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • Accredited Investment Fiduciary®
    Stephen Hazel is an Accredited Investment Fiduciary® (AIF)

    Accredited Investment Fiduciary® (AIF®) training empowers investment professionals with the fiduciary knowledge and tools they need to serve their clients’ best interests. Advisors who have earned the Accredited Investment Fiduciary designation have gone through training, met the qualifications, and passed the exam allowing use of the AIF designation and they are immediately able to demonstrate the added value that they can bring to both existing and prospective clients.

  • ChFC - Chartered Financial Consultant
    Stephen Hazel is a Chartered Financial Consultant® (ChFC®)

    Chartered Financial Consultant® designations are granted upon completion of seven required courses and two elective courses. Those who earn the designation are understood to be knowledgeable in financial matters and to have the ability to provide sound advice.

  • RICP Retirement Income Certified Professional®
    Stephen Hazel is a Retirement Income Certified Professional® (RICP®)

    A professional designation for experienced financial advisors and investment managers who have passed coursework to become experts in retirement income planning. A Retirement Income Certified Professional® helps retirees and near-retirees develop and implement a plan for managing the financial assets they have accumulated for retirement and a set realistic budget to help meet life goals.

  • Certified Financial Transitionist® (CeFT®)
    Stephen Hazel is a Certified Financial Transitionist® (CeFT™)

    A Financial Transitionist® is a professional with an established career in the financial services industry who recognizes the importance and the power of the personal side of money and the unique challenges of transitions. Financial Transitionists® have a rich and comprehensive understanding of how people subjectively experience change, and are able to co-create their highest outcomes with them.

  • Enrolled Agent with the IRS (EA)
    Stephen Hazel is an Enrolled Agent with the IRS (Learn More)

    An enrolled agent is a federally authorized tax practitioner empowered by the U.S. Department of the Treasury to represent taxpayers before the Internal Revenue Service. Enrolled agent status is the highest credential awarded by the IRS.

Contact Stephen Hazel

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Office Locations:

  • 2131 E Broadway Rd
    Ste 6
    Tempe, AZ 85282
  • 9375 E Shea Blvd
    Suite 100
    Scottsdale, AZ 85260

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