Steve Jacobsmeier
CFP®, ChFC®, CLU®
Milestone Financial Planning
Advisor
Steve Jacobsmeier
CFP®, ChFC®, CLU®
Milestone Financial Planning
Advisor
I cannot guarantee what the future will hold, but I can guarantee you will get my best efforts and open, frank communication - I will always act in your best interest. - Steve Jacobsmeier, CFP®, ChFC®, CLU®
Specializing in tax, retirement, and financial planning with an emphasis on tax planning to reduce total lifetime taxes paid. Serving clients across the country from our New Hampshire and Massachusetts offices, meeting online and in person.
Milestone Financial Planning is a fee-only financial planning and investment management firm with offices in Bedford, NH, Newmarket, NH and Westford, MA serving clients locally and across the country. Milestone provides financial planning, investment management, and tax planning services to individuals, families, and small businesses to help organize, grow and protect assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Steve Jacobsmeier is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Milestone Financial Planning, LLC has been helping clients since 2002. Steve Jacobsmeier and four other Certified Financial Planner™ practitioners provide a full-service investment management, financial and tax planning experience. The advisors are supported by a client service team.
In a career spanning over 25 years, Steve has worked with his clients to deliver financial services and excellent results in a way that provides them with the opportunity to live financially secure and purposeful lives. He advocates for his clients and strives to build strong relationships helping them achieve their goals through comprehensive financial planning and a disciplined investment approach.
Steve earned his Bachelor of Arts in Business Administration from Baldwin Wallace University and is a CERTIFIED FINANCIAL PLANNER™ practitioner. He also holds a Certificate in Financial Planning from Merrimack College. Steve is a member of the Financial Planning Association and has earned several professional designations from The American College: Chartered Financial Consultant (ChFC®) and Chartered Life Underwriter (CLU®).
Steve grew up in Honeoye Falls, NY, and relocated to Massachusetts in 1994. He lives in Westford, MA, with his wife Ann and two boys. He enjoys family activities, rooting for sports teams, the beach, fishing, golf, softball, and concerts.
"Will your money outlive you, or will you outlive your money?"
At Milestone Financial Planning (Milestone), we help you answer this question by providing fee-only investment management and financial planning services. Our mission is to help you achieve your goals.
At Milestone, you will work directly with a CERTIFIED FINANCIAL PLANNER(TM) practitioner and also be supported by their team of associates. Milestone has a fiduciary responsibility to its clients. We incorporate tax advice into our financial planning, as taxes are an integral part of any financial planning decision. This is an important distinction between our service offering and what other advisors generally offer. We also coordinate your plan with other professionals outside our firm at your direction - CPAs, estate planning attorneys, insurance agents, real estate brokers, etc., to assist you with implementing our financial planning recommendations.
Our value to you, in excess of our cost to you, is 1) estate/financial planning and the creation/maintenance of a goal-focused (not market-driven) portfolio 2) long-term historical perspective and 3) behavioral counseling.
Most wealth is created from hard work, thrift, and initiative. This is why most inherited wealth is gone within one generation. If you want your created or inherited net worth to last, you should implement, monitor, and update a financial plan. In today's complicated environment of investments, taxes, laws, and regulations, this can be incredibly difficult without professional assistance.
We offer ongoing services to clients who are looking for an in-depth relationship with an advisor who will understand their unique circumstances; who will handle the complexity of cash flow planning and investment management integrated with tax and estate issues throughout the years and who will proactively contact them when financial regulations change, or opportunities become available.
As a result, our service is not suitable for short-term or hourly engagements that cannot take advantage of our style of client service.
We will accept a client in any state in the USA. Currently, we are notice filed in MA, NH, ME, CT, VT, PA, CA, LA & TX, but will comply with all licensing and registration requirements of all states, as necessary.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Steve Jacobsmeier is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Steve Jacobsmeier is a Member of The Financial Planning Association® (FPA®)FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
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Steve Jacobsmeier is a Chartered Financial Consultant® (ChFC®)Chartered Financial Consultant® designations are granted upon completion of seven required courses and two elective courses. Those who earn the designation are understood to be knowledgeable in financial matters and to have the ability to provide sound advice.
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Steve Jacobsmeier is a Chartered Life Underwriter® (CLU®)A Chartered Life Underwriter® (CLU®) is a professional designation for individuals specializing in life insurance and estate planning. Individuals must complete five core courses and three elective courses, and successfully pass all eight two-hour, 100-question examinations in order to receive the CLU® designation.
Contact Steve Jacobsmeier
Office Locations:
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3 Executive Park Drive
Suite 200
Bedford, NH 3110 -
342 Wadleigh Falls Road
Newmarket, NH 03857 -
6 Crusade Road
Westford, MA 01886
