Steven Clark
CFP®, EA
Clark Financial Planning Services LLC
Fee-Only Financial Planner and Managing Member
Steven Clark
CFP®, EA
Clark Financial Planning Services LLC
Fee-Only Financial Planner and Managing Member
Our mission is to have a positive impact on the lives of our clients by helping them achieve their goals and obtain peace of mind over their finances. We will do this by providing holistic fee-only financial planning and investment advisory services tailored to the specific needs of each client, based on their goals and values. - Steven Clark, CFP®, EA
Holistic fee-only financial planner serving Parkland FL, Boca Raton FL, Coconut Creek FL, Coral Springs FL, Fort Lauderdale, FL and all of South Florida.
Steven Clark is a Coconut Creek, FL fee-only financial planner. Clark Financial Planning Services LLC provides comprehensive and objective financial planning, investment advice, and tax planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Steven Clark is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Steven Clark is the Managing Member at Clark Financial Planning Services.
I am a fee-only financial planner who helps people of all income levels achieve their goals and obtain peace of mind over their finances. I founded Clark Financial Planning Services LLC in 2014 and I serve clients in Parkland FL, Boca Raton FL, Coconut Creek FL, Coral Springs FL, Fort Lauderdale FL and throughout all of South Florida.
I had a wonderful 28-year career in the high technology industry starting out in electronics, then becoming a software engineer, and later a technical manager leading software development teams. Although I thoroughly enjoyed my previous career, personal financial planning and investing have also been my hobbies and passion for over 25 years, and I felt drawn to turning this passion into a career where I can help people achieve their personal and financial goals.
I started investing and planning for the future when I signed up for my employer’s 401(k) plan when I was 24 years old. Ever since then, I have been learning about investing and personal financial planning because I found it enjoyable and fun, but also because I wanted to have more choices in my life as I got older. To me money is not about getting more of it just so you can increase your lifestyle and buy more things but rather, it is about giving you more choices in life so that you can reach the goals and dreams you have for your family, your business, and yourself, and ultimately have peace of mind and security.
When my parents became ill in 2011, they asked me to help them with their investments and other financial affairs. At that time, I was on a sabbatical from my previous career evaluating what I wanted to do next. That experience with my parents became the catalyst for me to focus on becoming a professional financial planner and advisor so I can help other people reach their personal and financial goals, and be there to help them through life’s transitions.
I am a CERTIFIED FINANCIAL PLANNER™ professional, a NAPFA-Registered Financial Advisor, and an IRS Enrolled Agent (EA). An enrolled agent is a federally authorized tax practitioner who has technical expertise in the field of taxation. As an EA, I have been admitted to practice before the Internal Revenue Service.
I earned my Certificate in Financial Planning from the University of Georgia Terry College of Business. I also hold an Associate Degree in Electronics Engineering and a Bachelor of Science Degree in Computer Science.
When I am not working, I enjoy the outdoor lifestyle of South Florida, spending time at the beach enjoying sunsets with my wife, bicycle riding, walking our dog Lily, and I love to cook and try out new recipes while enjoying a glass of wine.
Steven Clark is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Clark Financial Planning Services LLC, a Registered Investment Adviser (RIA) in the state of Florida, is a fee-only financial planning firm that specializes in providing holistic financial planning and investment advisory services to individuals, families, and small businesses. We help people of all income levels achieve their goals and obtain peace of mind over their finances. We serve clients in Parkland FL, Boca Raton FL, Coconut Creek FL, Coral Springs FL, Fort Lauderdale FL and throughout all of South Florida.
Location Independent
The address shown is my business mailing address and not my physical work location. I work out of my home office and meet clients at professional office space throughout the region. I have several locations throughout South Florida where I meet clients. Chances are I already have a location near you and if I do not, I will find one. For clients who are comfortable with technology, I will work with you on a virtual basis no matter where you are located, by utilizing secure online screen sharing sessions and conference calls.
Holistic and Fee-Only
I provide holistic fee-only financial planning services. Being holistic means I work with you on all areas of your financial life including investments, tax planning and preparation, estate planning, insurance planning, retirement planning, and financial and life goals among others. I help to integrate all of these different areas together into a comprehensive plan that makes sense for you.
Being fee-only means I sell nothing but my advice. I do not receive commissions, nor do I pay or accept referral or finder's fees. The only fees I receive are the fees you pay me for the services I provide to you.
How I Can Help - The Importance of Integration
If you are like most people, you have several pieces of your financial plan in place – you pay taxes, invest in the market, have some insurance, and maybe have an estate and retirement plan. However, it is likely that each of these pieces was developed independently and at different times in your life. It is also likely that you have never had all the pieces reviewed by someone who was not trying to sell you something. Is it any surprise that you wonder whether you are on the right path and making the best possible progress?
I work with you to put all the pieces of your financial life together into one comprehensive plan that matches your goals and values. Instead of just telling you what to do, I work together with you, educating you and providing you with easy-to-understand recommendations and helping you implement them every step of the way.
Retainer Service with Ongoing Consultation
For a yearly retainer fee, I work with you on an ongoing basis. We have regularly scheduled meetings to cover each financial planning topic that is relevant to you. In addition, I am available to provide advice any time you request it on the financial matters that concern you at no additional cost to you.
Flexible Services and No Minimums
I work with people of all income and asset levels with no minimums required. This means I can help people across the financial spectrum including young professionals just starting out and others needing help getting on the right track. If working with me on an ongoing basis is not the right solution for you, I provide other shorter-term services that can be tailored to meet your needs.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Investments
- Tax Planning and Preparation
- Estate Planning
- Insurance Planning
- Retirement Planning
- Financial and Life Goals
Ideal Clients
- Young Professionals
- Mid-Career Professionals
- Pre-Retirees
- Retirees Early in Retirement
- Small Business Owners
- Novice Investor
- Growing Families
- Sudden Money Situations
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Steven Clark is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Steven Clark is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Steven Clark is an Enrolled Agent with the IRS (Learn More)An enrolled agent is a federally authorized tax practitioner empowered by the U.S. Department of the Treasury to represent taxpayers before the Internal Revenue Service. Enrolled agent status is the highest credential awarded by the IRS.
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Steven Clark is a member of The Financial Planning Association® (FPA®)FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
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Steven Clark is a Member of the Alliance of Comprehensive Planners (ACP)Alliance of Comprehensive Planners (ACP) is the community of tax-focused financial planners that operate under the retainer model. Passionately dedicated to superb client service, ACP planners’ only source of income is client retainer fees – not commissions. With an ACP planner, you can be confident you’re getting experience, knowledge, research, and most importantly, advice that is tailored just for you.
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Steven Clark is a Member of The National Association of Enrolled Agents (NAEA)Enrolled Agents (EAs) are America's Tax Experts®. EAs are the only federally licensed tax preparers who also have unlimited rights to represent taxpayers before the IRS. “Enrolled” means to be licensed to practice by the federal government, and “agent” means authorized to appear in the place of the taxpayer at the IRS. Only enrolled agents, attorneys, and CPAs have unlimited rights to represent taxpayers before the IRS.
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Steven Clark is a Member of the National Association of Tax Professionals (NATP)The National Association of Tax Professionals (NATP) believes that all taxpayers should be supported by caring and well-educated tax professionals. NATP members are industry leaders who hold an exceptional understanding of how to apply the federal tax code to their clients’ unique situations.
Contact Steven Clark
Office Locations:
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6574 N. State Rd. 7 #185
(mailing address only)
Coconut Creek, FL 33073
