Clark Financial Planning Services LLC
Holistic fee-only financial planner serving Parkland FL, Boca Raton FL, Coconut Creek FL, Coral Springs FL, Fort Lauderdale, FL and all of South Florida.
I am a fee-only financial planner who helps people of all income levels achieve their goals and obtain peace of mind over their finances. I founded Clark Financial Planning Services LLC in 2014, and I run the firm in the Parkland FL, Boca Raton FL, Coconut Creek FL, Coral Springs FL, and Fort Lauderdale FL area of South Florida.
I had a wonderful 28-year career in the high technology industry starting out in electronics, then becoming a software engineer, and later a technical manager leading software development teams. Although I thoroughly enjoyed my previous career, personal financial planning and investing have also been my hobbies and passion for over 25 years, and I felt drawn to turning this passion into a career where I can help people achieve their personal and financial goals.
I started investing and planning for the future when I signed up for my employer’s 401(k) plan in 1985 when I was 24 years old. Ever since then, I have been learning about investing and personal financial planning because I found it enjoyable and fun, but also because I wanted to have more choices in my life as I got older. To me money is not about getting more of it just so you can increase your lifestyle and buy more things but rather, it is about giving you more choices in life so that you can reach the goals and dreams you have for your family, your business, and yourself, and ultimately have peace of mind and security.
When my parents became ill in 2011, they asked me to help them with their investments and other financial affairs. At that time, I was on a sabbatical from my previous career evaluating what I wanted to do next. That experience with my parents became the catalyst for me to focus on becoming a professional financial planner and advisor so I can help other people reach their personal and financial goals, and be there to help them through life’s transitions.
I am a CERTIFIED FINANCIAL PLANNER™ professional, a NAPFA-Registered Financial Advisor, and an IRS Enrolled Agent (EA). An enrolled agent is a federally authorized tax practitioner who has technical expertise in the field of taxation. As an EA, I have been admitted to practice before the Internal Revenue Service.
I earned my Certificate in Financial Planning from the University of Georgia Terry College of Business. I also hold an Associate Degree in Electronics Engineering and a Bachelor of Science Degree in Computer Science.
When I am not working, I enjoy the outdoor lifestyle of South Florida, spending time at the beach enjoying sunsets with my wife, bicycle riding, walking our dog Lily, and I love to cook and try out new recipes while enjoying a glass of wine.
Steven Clark is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
Clark Financial Planning Services LLC, a Registered Investment Adviser (RIA) in the state of Florida, is a fee-only financial planning firm that specializes in providing holistic financial planning and investment advisory services to individuals, families, and small businesses. We help people of all income levels achieve their goals and obtain peace of mind over their finances. We serve clients in Parkland FL, Boca Raton FL, Coconut Creek FL, Coral Springs FL, Fort Lauderdale FL and throughout all of South Florida.
The address shown is my business mailing address and not my physical work location. I work out of my home office and meet clients at professional office space throughout the region. I have several locations throughout South Florida where I meet clients. Chances are I already have a location near you and if I do not, I will find one. For clients who are comfortable with technology, I will work with you on a virtual basis no matter where you are located, by utilizing secure online screen sharing sessions and conference calls.
Holistic and Fee-Only
I provide holistic fee-only financial planning services. Being holistic means I work with you on all areas of your financial life including retirement planning, investment planning including specific strategies and recommendations, insurance planning, estate planning, budgeting and cash flow, tax planning and preparation, college planning, and goal setting among others. I help to integrate all of these different areas together into a comprehensive plan that makes sense for you.
Being fee-only means I sell nothing but my advice. I do not receive commissions, nor do I pay or accept referral or finder's fees. The only fees I receive are the fees you pay me for the services I provide to you.
How I Can Help - The Importance of Integration
What often happens is that you go to a stockbroker for investment advice, an insurance agent to buy insurance, an accountant for tax preparation, and an attorney for estate planning. You end up with several pieces of your financial plan in place, but each was developed independently by a different person at different times in your life. Is it any wonder that the pieces then do not fit together?
I work with you to put all the pieces of your financial life together into one comprehensive plan that matches your goals and values. Instead of just telling you what to do, I work together with you, educating you and providing you with easy-to-understand recommendations and helping you implement them every step of the way.
Retainer Service with Ongoing Consultation
For a yearly retainer fee, I work with you on an ongoing basis. We have regularly scheduled meetings to cover each financial planning topic that is relevant to you. In addition, I am available to provide advice any time you request it on the financial matters that concern you at no additional cost to you.
Flexible Services and No Minimums
I work with people of all income and asset levels with no minimums required. This means I can help people across the financial spectrum including young professionals just starting out and others needing help getting on the right track. If working with me on an ongoing basis is not the right solution for you, I provide other shorter-term services that can be tailored to meet your needs.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Steven Clark is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Steven Clark is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Steven Clark is a member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
Steven Clark is a Member of the Alliance of Comprehensive Planners (ACP)
Alliance of Comprehensive Planners (ACP) is the community of tax-focused financial planners that operate under the retainer model. Passionately dedicated to superb client service, ACP planners’ only source of income is client retainer fees – not commissions. With an ACP planner, you can be confident you’re getting experience, knowledge, research, and most importantly, advice that is tailored just for you.
Steven Clark is an Enrolled Agent with the IRS (Learn More)
An enrolled agent is a federally authorized tax practitioner empowered by the U.S. Department of the Treasury to represent taxpayers before the Internal Revenue Service. Enrolled agent status is the highest credential awarded by the IRS.
Contact Steven Clark
6574 N. State Rd. 7 #185
(mailing address only)
Coconut Creek, FL 33073