CPA/PFS, CFP®, CRPC®, AFC
Stonegate Wealth Management, LLC
Partner & Senior Wealth Manager
Fee-Only financial planner located in Cary, NC, serving clients locally and across the country
Thomas Geraghty is a Cary, NC fee-only financial planner. Stonegate Wealth Management, LLC provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Thomas Geraghty is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Thomas J. Geraghty Jr. is a Partner and Senior Wealth Manager with Stonegate Wealth Management. An experienced financial planner with more than twenty-five years experience, he is dedicated to providing financial, estate and tax planning services. Tom focuses on the client’s agreed upon financial goals. He will typically bring together a professional team to generate both short-term and long-term solutions. His personal communication skills and professional acumen benefit the firm’s clients in the following ways:
- Identify current deficiencies
- Create an integrated financial / life plan
- Mitigate complex financial problems
- Reduce significant estate planning challenges
- Recommend and implement changes
- Monitor progress and readjust as needed to ensure long-term success
Thomas Geraghty is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
Stonegate Wealth Management, LLC is a SEC Registered Investment Advisor located in Oakland, New Jersey. We abide by a Fiduciary Standard which ensures we act in the client’s best interest, disclose how we are compensated, and subscribe to the NAPFA Code of Ethics.
We offer a full range of wealth advisory services including financial planning, trust and estate planning, investment advice, portfolio management and tax planning. These services are provided to individuals, families and their related entities (such as trusts) or other similar strategies.
The partners and staff members of Stonegate take great pride in our high level of practical and technical experience. Credentials held by members of our firm include Certified Financial Planner, Chartered Financial Analyst and Certified Public Accountant.
Our firm is large enough to enjoy institutional pricing power, avoiding more expensive retail options. Still, we are small enough to provide customized wealth management on an extremely personal level. We are proud to say that many of our new clients are referrals from current clients. In fact, many of our clients are families who have worked with us from one generation to the next and trust us to provide these same benefits to future generations.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Thomas Geraghty is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Thomas Geraghty is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Thomas Geraghty is a Certified Public Accountant (Learn More)
Certified Public Accountants are licensed by the state and authorized by the state to practice public or private accounting. CPA licensing requirements are state specific, but typically include a bachelors degree with additional accounting coursework, successful completion of the Uniform CPA Exam, work experience, successful completion of an approved ethics course, and ongoing continuing education.
Thomas Geraghty is a Personal Financial Specialist (PFS)
The Personal Financial Specialist (PFS) credential is granted solely to CPAs (Certified Public Accountants) with considerable personal financial planning education and experience. All areas of personal financial planning—including estate, retirement, investments and insurance—have tax implications, and the PFS professional has the experience, ethics, and expertise to get the job done right.
Thomas Geraghty is a Chartered Retirement Planning Counselor℠ (Learn More)
The Chartered Retirement Planning Counselor℠ or CRPC® designation is a premier retirement planning credential. The CRPC® program covers all aspects of the retirement process in a single comprehensive program with no product or advising biases.
Thomas Geraghty is an Accredited Financial Counselor® (AFC®)
AFC® certification is the standard — training professionals to guide clients through life-cycle financial education to help them realize their goals and achieve lasting financial well-being.
Abilities of the AFC:
-Educate clients in sound financial principles.
-Assist clients in the process of overcoming their financial indebtedness.
-Help clients identify and modify ineffective money management behaviors.
-Guide clients in developing successful strategies for achieving their financial goals.
-Support clients as they work through their financial challenges and opportunities.
-Help clients develop new perspectives on the dynamics of money in relation to family, friends and individual self-esteem.
Contact Thomas Geraghty
2500 Regency Pkwy
Cary, NC 27518