Timothy LaPean
CFP®, ADPA®
Thoughtful Financial Planning
Financial Planner
Timothy LaPean
CFP®, ADPA®
Thoughtful Financial Planning
Financial Planner
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. I specialize in helping women & members of the LGBTQ+ community. - Timothy LaPean, CFP®, ADPA®
Fee-Only financial planner located in Minneapolis, MN, serving clients locally and across the country

Timothy LaPean is a Minneapolis, MN fee-only financial planner. Thoughtful Financial Planning provides comprehensive and objective financial planning to help women, LGBTQ+ community members and their allies organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Timothy LaPean is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Timothy LaPean is a Fee Only Financial planner in Minneapolis, MN. Timothy LaPean is a NAPFA-Registered Financial Advisor who specializes in helping women; members of the lesbian, gay, bisexual, & transgender community; and those who love them manage the practical side of living a more fulfilling life.
I stumbled into the financial services industry in 1997 and I fell in love with transforming lives instead of equations. I’ve been a CERTIFIED FINANCIAL PLANNER™ Professional since 2006, a member of the Financial Planning Association (FPA) since 2008, an Accredited Domestic Partnership Advisor (ADPA®) since 2011, and a National Association of Personal Financial Advisors (NAPFA)-Registered Financial Advisor since 2014.
Timothy LaPean is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Thoughtful Financial Planning is a holistic, fee-only financial planning firm in Minneapolis Minnesota that specializes in helping women; members of the lesbian, gay, bisexual, & transgender community; and those who love them manage the practical side of living a more fulfilling life.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- LGBTQ+ Financial Planning Concerns
- Women's Financial Planning Concerns
- Comprehensive Financial Planning
- Investment Management
- Retirement Income Planning
- College Education Planning
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
-
Timothy LaPean is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
-
Timothy LaPean is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
-
Timothy LaPean is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
-
Timothy LaPean is a member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
-
Timothy LaPean is an Accredited Domestic Partnership Advisor (ADPA®)
Individuals who hold the ADPA® designation have completed a course of study encompassing the issues and challenges around financial planning, wealth transfer, taxation, retirement planning, and estate planning unique to domestic partnerships. The ADPA® course of study is geared toward financial advisors, CPAs, and attorneys whose practices include partners considered unmarried under state and/or federal law and can be earned only by practitioners who hold a prerequisite designation (CFP®, CIMA, ChFC, CPA, AAMS®, AWMA®, CRPC®, APMA(SM), or a J.D.)
-
Timothy LaPean is Quoted on Business Insider: "For lesbians, major life events don't just happen — so if I ever want to retire, I have to start planning now"
-
Timothy LaPean is Quoted on BankRate.com: "How to register a domestic partnership"
-
Timothy LaPean is Quoted on Fox 9 News: "How to know if you should opt out of your child tax credit"
-
Timothy LaPean is Quoted on Kiplinger: "11 Portfolio Solutions for Retired Investors"
Contact Timothy LaPean
Office Locations:
-
314 Clifton Ave
Suite 105
Minneapolis, MN 55403