Tom Costigan

CFP®

Exchange Capital Management

Financial Advisor

Tom Costigan

CFP®

Exchange Capital Management

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Tom Costigan, CFP®

Fee-Only financial planner located in Ann Arbor, MI, serving clients locally and across the country

Tom Costigan is a Ann Arbor, MI fee-only financial planner. Exchange Capital Management provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Tom Costigan is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Tom Costigan is Vice President and an Ann Arbor Senior Lead Financial Advisor. Prior to joining Exchange Capital Management in 2006, Tom was a securities analyst at MetLife in Tampa, Florida assisting their fixed income portfolio managers with the day to day operations of the company's multi-billion dollar investment portfolios. Tom graduated with honors from Michigan State University earning a Bachelor of Finance degree in 2003. Tom was awarded the designation of Certified Financial Planner (CFP) in 2010 and is a member of the Certified Financial Planner Board of Standards.

For additional investment strategy, financial knowledge, and research tools, visit Exchange Capital Management's informative and interactive website.

Tom Costigan is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

At Exchange Capital, our most important investment is in you. 

At Exchange Capital Management, we approach every engagement with humility and a deep sense of responsibility. We are asked to untangle complex financial knots involving spending habits and compensation; job change and conflict; struggles with parents and issues with children; taxation issues; and retirement options. We'll ask you difficult questions. We'll hold your answers close. And we'll build an authentic relationship based upon mutual trust and respect. 

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Tom Costigan is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Tom Costigan is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

Contact Tom Costigan

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Office Locations:

  • 303 Detroit Street
    Suite 203
    Ann Arbor, MI 48104

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